Geauga Credit Union

Since 1956, Geauga Credit Union has served individuals living, working, or studying in Geauga, Ashtabula, Trumbull, and Portage Counties. Originally established as Geauga School Employees Credit Union, we expanded our membership to include anyone connected to these communities through residence, employment, education, or worship. Our volunteer Board of Directors, elected by members, ensures democratic governance where every member has an equal vote. We prioritize community engagement, with staff and directors actively involved in local schools, churches, and nonprofit organizations. As a member-owned institution, we operate without stockholders, ensuring our focus remains on providing competitive financial services rather than profit.

Our financial stability is demonstrated by our avoidance of sub-prime lending and strong capitalization, allowing us to offer reasonable loan rates. Deposits up to $250,000 are federally insured through NCUA, with additional Excess Share Insurance covering accounts up to $1,000,000. Our philosophy of 'Not for Profit, Not for Charity, But for Service' guides all operations, emphasizing accessibility, transparency, and community impact. We provide 24-hour account access through online banking while maintaining personal service at our Burton and Middlefield branches. Our commitment to member satisfaction is reflected in our fee-free services, including notary assistance, payroll deduction, and automated voice response systems.