Ohio Catholic Federal Credit Union

Business Details

Your Trusted Partner for Financial Solutions

Ohio Catholic Federal Credit Union has dedicated itself to providing members with exceptional financial services and competitive rates. Our mission centers on empowering individuals and businesses through personalized banking solutions, cutting-edge security measures, and a commitment to community-driven values. We offer a comprehensive range of products including checking and savings accounts, loans, credit cards, and wealth management services tailored to meet diverse financial needs. With in-house underwriting expertise, we streamline loan processes to deliver affordable, hassle-free experiences for auto, mortgage, and personal financing. Our digital banking platform enables 24/7 account management through intuitive tools like mobile check deposit, bill pay, and real-time card controls.

As a member-owned institution, we prioritize transparency, low fees, and superior customer service that distinguishes credit unions from traditional banks. Our team of financial professionals brings decades of local market knowledge to help members achieve long-term financial goals. Through educational resources like free Medicare seminars and financial calculators, we foster financial literacy within our community. With multiple Ohio locations and virtual service options, we combine convenience with personalized attention to serve members across different life stages. This unwavering focus on member success has solidified our reputation as a trusted financial partner in Northeast Ohio.

Services

Checking Accounts Savings Solutions Auto Loans Mortgage Services Credit Cards Wealth Management Digital Banking Personal Loans Business Banking Financial Education

Highlights and features

We offer competitive loan rates with in-house underwriting for faster approvals
Our 24/7 digital banking platform provides complete account control through mobile apps
Member-owned structure ensures transparent fee structures and community reinvestment
Local financial experts deliver personalized advice tailored to Ohio residents' needs
Comprehensive security features protect accounts with real-time card monitoring

Website

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Services

Checking Accounts

Our checking accounts provide no monthly maintenance fees, free online bill pay, and mobile banking access. Members benefit from competitive interest rates and multiple account tiers designed for different financial needs. Overdraft protection options and extensive ATM networks enhance account flexibility for daily transactions.

Home Equity Loans

Home equity loans offer fixed interest rates starting at 5.99% APR with terms up to 15 years. These loans allow homeowners to access funds for major expenses using their home's equity as collateral. Quick approval processes and competitive rates make this an attractive option for debt consolidation or home improvements.

Auto Loans

Auto loans feature rates starting at 4.99% APR for qualified borrowers with terms up to 60 months. We finance new and used vehicles including cars, trucks, and SUVs with flexible down payment options. Our in-house underwriting ensures fast approvals and personalized financing solutions for all credit profiles.

Digital Banking

24/7 digital banking provides account management through mobile apps, including check deposit, fund transfers, and real-time transaction monitoring. Card controls allow instant spending limits adjustments while mobile wallet integration supports contactless payments through Apple Pay and Google Pay.

Wealth Management

Wealth management services offer personalized investment strategies, retirement planning, and estate management solutions. Our certified advisors provide comprehensive financial roadmaps tailored to individual goals. Educational resources and free seminars help members make informed decisions about their financial future.

People

Ty Barksdale

Vice President, Commercial Loan Officer

Ty Barksdale brings extensive commercial lending experience to Ohio Catholic Federal Credit Union, specializing in business financing solutions. He focuses on helping local companies achieve growth objectives through tailored loan programs and personalized service at the Macedonia branch.

Barry Edwards

Consumer Loan Officer

Barry Edwards serves as Consumer Loan Officer at the Macedonia branch, offering expertise in personal financing options. He assists members with loan applications, credit assessments, and finding appropriate financing solutions that match individual financial situations and goals.

Questions

What loan options are available for first-time homebuyers?

We offer competitive mortgage programs with low down payment options and educational resources to guide first-time buyers through the home purchasing process.

How can I access my accounts after hours?

Our 24/7 digital banking platform allows complete account access through mobile apps, including check deposit, bill pay, and transaction monitoring at any time.

Are there special banking services for businesses?

Yes, our business banking division provides commercial loans, merchant services, and tailored checking accounts designed to meet the unique needs of local businesses.

What security features protect my accounts?

We employ real-time card monitoring, mobile wallet integration, and advanced encryption to safeguard accounts while offering instant transaction alerts for suspicious activity.

How do I qualify for the best certificate rates?

Our share certificates require minimum balances and offer tiered rates based on deposit amounts, with terms ranging from 6 months to 5 years for maximum returns.

Can I refinance my existing loans?

Yes, we provide auto refinance options starting at 4.99% APR and home equity loans to help members reduce payments or consolidate debt efficiently.

Reviews (5)

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Scarlett Jefferson

Sep 02, 2021 Report

They Charged a 30.00 courtesy fee, because of my account going negative but I disputed it with other company, and the money was returned to my account but was told they still wouldnt give me back the fee. Whatever

Clif F.

Mar 08, 2021 Report

Do not listen to the negative reviews posted here, pure baloney. They just financed a pre owned auto purchase for me at 4.5 %
and they were efficient and fast Get pre approved and go shopping !!!
.Its a cinch you will save money over what the dealer is offering. They are full service ( mortgages, credit card etc )

Do you want competent friendly people ? Visit them. The
negative posters are spoiled children.

Anna Kropf

Dec 07, 2020 Report

This bank has the most disrespectful customer service I've ever dealt with. They wrongfully took money from my account, gave it to someone who was not me, and then never gave me back the money. The manager from the Macedonia branch spoke to me so aggressively and rudely as if I was the one who had done something wrong. I had to hang up because he was so mean and would not even admit the bank's faults! They never solved my problem, lied about trying to reach out to me, they said they left me a voicemail.. nope nothing in my voicemail from them in the past month (because I'd been contacting them

Bob Ross

Jun 16, 2019 Report

Terrible experience had a guy name Brian helping us and he was very rude! My wife Connie thinks he may of been on something.

Christina T.

Mar 01, 2017 Report

I wish there were a "0" rating because that's what they truly deserve!!! They are EXTREMELY POORLY managed. Don't count on receiving any expedited answers on loan applications because they bounce you around making request, after request, after you've already furnished them, with all the previously required information. THEY ARE A JOKE and don't know what they are doing!! My situation must truly be one of a kind........I applied online for a membership and motorcycle loan application, on a Thursday. The following WEDNESDAY, they were still asking for new information