Business Details
50+ Years
experience
Your Trusted Partner for Financial Services Solutions
BSE Credit Union was founded in 1955 by 13 employees of the Berea City Schools with a vision to provide accessible, member-focused financial services. Our mission centers on delivering superior service and competitive rates while maintaining financial stability. As a state-chartered credit union, we operate under rigorous regulatory oversight and return profits to members through better rates, lower fees, and higher dividends.Our skilled staff and volunteer board ensure personalized service, while our commitment to technological advancement and community engagement strengthens our ability to meet members' evolving needs. With over $10 million in assets, we serve individuals living, working, or studying in Middleburg Heights, Berea, Brook Park, Olmsted Falls, and Olmsted Township.
Services
Checking
Credit Cards
Loans
Online Services
Savings
Student Loans
VISA
Wire Transfers
Mechanical Repair Coverage
Free Credit Counseling
Details
- Year established: 1955
Highlights and features
- We provide member-owned financial services with profits returned to members through better rates.
- Our volunteer board ensures community-driven decision-making and accountability.
- We offer ASI-insured accounts up to $250,000 per account.
- Our staff receives regular training to maintain technological and service excellence.
- We serve local communities with personalized financial education and support.
Associations and certifications
- American Share Insurance (ASI)
Services
Checking Accounts
Our checking accounts provide secure, flexible access to your funds with no hidden fees. Members enjoy free online banking, mobile check deposit, and nationwide ATM access. Designed for everyday financial management, these accounts support budgeting, bill payments, and direct deposits while maintaining liquidity.
Personal Loans
We offer competitive personal loans for debt consolidation, home improvements, or unexpected expenses. With fixed rates and flexible terms, our lending process prioritizes member needs. Applications consider individual financial circumstances rather than relying solely on credit scores.
Online Banking
MONA Online Banking enables 24/7 account management through secure digital tools. Features include e-statements, bill pay, fund transfers, and real-time transaction tracking. This platform reduces paper usage while enhancing convenience for tech-savvy members.
Mechanical Repair Coverage
This optional program protects against unexpected vehicle repair costs with customizable coverage levels. Benefits include 24/7 roadside assistance, rental reimbursement, and travel expense coverage. It transfers financial risk while extending vehicle longevity through preventive maintenance support.
Free Credit Counseling
Certified advisors provide personalized debt analysis and budgeting strategies at no cost. This service helps members create sustainable financial plans, improve credit health, and achieve long-term stability through educational resources and one-on-one consultations.
Questions
Who is eligible to join BSE Credit Union?
Anyone living, working, or studying in Middleburg Heights, Berea, Brook Park, Olmsted Falls, or Olmsted Township can join.
What loan options are available?
We offer personal loans, student loans, credit-builder loans, and no-credit-check options with competitive rates and flexible terms.
How are accounts protected?
Accounts are insured up to $250,000 per account by American Share Insurance (ASI), a private deposit insurer.
What digital banking tools exist?
MONA Online Banking provides mobile check deposit, bill pay, e-statements, and real-time account access 24/7.
Are there community-focused programs?
We award annual scholarships and provide free financial counseling to support local education and financial literacy.
Reviews (2)
Joan Kuchta
Feb 03, 2020
Report
If only more business were like this one
This place is great . Not only are they nice , kind and great at what they do...they are the best of the best
This place is great . Not only are they nice , kind and great at what they do...they are the best of the best
Michelle Schreiner
Oct 05, 2019
Report
Best Credit Union..friendly staff know you by face and name...professional but still warm and friendly staff
