Business Details
Emergency
services
Your Trusted Financial Partner in Cleveland, OH
Faith Community United Credit Union has served the financial needs of its members for over [X] years, prioritizing community development and personalized financial solutions. Our institution operates with a commitment to transparency, offering a wide range of services including checking and savings accounts, mortgage and auto loans, and insurance products tailored to meet diverse financial goals. With a focus on accessibility, we provide 24/7 online banking, mobile applications, and in-person services at our Cleveland branch, ensuring members can manage their finances conveniently. Our team of financial experts brings decades of combined experience in credit union operations, emphasizing ethical lending practices and financial education.As a minority-owned, faith-based credit union, we maintain strong ties to local communities, offering specialized programs like pre-need funeral accounts and small business loans to underserved populations. Our audit processes, conducted by GBQ Certified Public Accountants, demonstrate our commitment to accountability and regulatory compliance. Through partnerships with organizations like Sallie Mae and American Income Life Insurance, we expand our members' access to educational resources and protective financial products.
Services
Auto Loans
Mortgage Loans
Checking Accounts
Insurance Services
Savings Accounts
Business Loans
Student Loans
RV Financing
Mobile Banking
Pre-Need Accounts
Highlights and features
- We offer SBA-guaranteed loans for small businesses
- Our credit union provides 24/7 online and mobile banking services
- We specialize in first mortgage loans under $50,000
- Our team includes certified professionals with decades of local banking experience
- We provide loan protection insurance at no direct cost to eligible members
Associations and certifications
- NCUA Share Insurance
- American Share Insurance (ASI)
Services
Auto Loans
We provide competitive auto loan options for new and used vehicles up to 4 years old with terms up to 84 months. Our rates start at 4.49% APR for qualified borrowers, with flexible underwriting for members with varying credit profiles. Loan amounts up to $25,000 are available with optional GAP protection included.
Mortgage Loans
Our mortgage division offers first and second mortgage loans ranging from $15,000 to $400,000. We provide fixed and variable rate options with terms from 7 to 30 years, including FHA, VA, and conventional loan products. Special programs exist for low-income borrowers and first-time homebuyers.
Checking Accounts
We offer free checking accounts with online bill payment, mobile banking, and debit card access. No minimum balance requirements or direct deposit restrictions apply. Business and personal accounts include features like overdraft protection and check reordering services through secure online portals.
Insurance Services
Our members receive complimentary loan protection insurance covering balances up to $20,000. Additional offerings include credit disability insurance, accidental death coverage, and access to CUNA Mutual's insurance programs. Pre-need funeral accounts combine savings with insurance for end-of-life planning.
Business Loans
As an SBA-guaranteed lender, we provide commercial real estate mortgages, equipment financing, and business lines of credit. Special programs include share-secured business loans using deposit accounts as collateral and overdraft protection lines up to $2,500 for small enterprises.
Questions
How do I apply for a loan?
Complete our online application or visit our Cleveland branch. Required documents include government ID, proof of income, and vehicle information for auto loans.
What insurance benefits do members receive?
Eligible members get free loan protection insurance up to $20,000 and accidental death coverage. Additional insurance options available through CUNA Mutual partnerships.
Are emergency loans available?
Yes, we offer emergency loans up to $25,000 for qualifying members facing financial hardship, including those affected by the pandemic.
What online banking features are available?
Our mobile app provides 24/7 account access, bill payment, check deposit, and loan management features. Enroll through our website to activate digital services.
Do you offer business banking services?
Yes, we provide commercial loans, business checking accounts, and credit cards. Our SBA-guaranteed loan programs support small business growth and expansion.
Reviews (5)
Erica Wade
Oct 02, 2021
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Wonderful service however things aren't as clear as they could be. Like enrolling your account online and activating cc
T'Ara Adams
Jul 03, 2021
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Ive always had a great experience with this establishment. All the employees are helpful and respectful to customers! If youre in need of a bank or loan this would be a great place to become a member.
Marc Crosby
Jun 28, 2021
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I have had the best experiences with faith credit
union in the area of banking and direction toward growing my business through this credit union. My experience with customer service has been excellent because they have taken the time out for me. For my business connections have also praised
The credit unions sense of family. I understand a No is not always final. Take the time and follow the advice given. It will work for the best.
union in the area of banking and direction toward growing my business through this credit union. My experience with customer service has been excellent because they have taken the time out for me. For my business connections have also praised
The credit unions sense of family. I understand a No is not always final. Take the time and follow the advice given. It will work for the best.
Customz Business
Jun 25, 2021
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I've been loyal to this establishment for years. It's in your best interest to become a member today they won't let you down!
C. Caldwell
Jun 22, 2021
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I have been banking with Faith for a few years now and they have help me to grow and reestablish my credit. I had to start out small and work my way up do to my credit history not being the best. They worked with me on how to regrow my credit and establish my business credit. I appreciate their patience and understanding with my goals and needs. When God puts you in the position for great people and establishments to help you grow and reach your goals it is the best blessing!! Thank you to the tellers, loan officer, managers and associates for your great service and encouragement!!! Blessings
