Business Details
Your Trusted Community Credit Union in Cleveland, OH
Cleveland Selfreliance Federal Credit Union has served the Ukrainian-American community for over six decades, prioritizing member-centric financial solutions. Our institution operates as a not-for-profit cooperative, ensuring earnings are reinvested to benefit members through competitive rates and low fees. We offer a comprehensive range of services including savings accounts, certificates of deposit, personal and commercial loans, mortgages, and VISA credit cards. Our commitment to exceptional customer service is reflected in tailored offerings like free life insurance up to $2,000 and convenient online banking. As a federally insured institution by the National Credit Union Administration, we provide security for member deposits up to $250,000.Our team emphasizes community engagement, supporting local initiatives and maintaining three accessible branch locations. With flexible hours, including extended Friday availability until 7 PM, we accommodate diverse member needs. Our fee schedule remains transparent, featuring low-cost services such as $0.50 money orders and $15 stop payment requests. By combining traditional banking with personalized attention, we uphold our mission to strengthen financial well-being within our community. Our board and staff actively support Ukrainian independence, aligning our values with the communities we serve.
Services
Savings Accounts
Certificates of Deposit
Personal Loans
Mortgages
Credit Cards
Online Banking
Money Orders
Safe Deposit Boxes
Highlights and features
- Serving the Ukrainian-American community for over 60 years
- Not-for-profit structure returns earnings to members
- Exceptional rates on savings and low loan interest rates
- Three convenient branch locations with flexible hours
- Federally insured deposits up to $250,000
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Savings Accounts
Our savings accounts provide secure, accessible options for building financial stability. Members earn competitive interest rates with no hidden fees. These accounts serve as the foundation for all credit union services, offering flexibility for everyday use while maintaining safety through NCUA insurance.
Mortgage Loans
We offer fixed-rate mortgage options for home purchases and refinancing. Current rates include 5.49% for 15-year terms and 5.00% for 30-year terms. Our lending team provides personalized guidance to help members achieve homeownership goals while maintaining transparent terms and community-focused underwriting standards.
Online Banking
Our online platform enables 24/7 account management with enhanced security features. Members can transfer funds, pay bills, and monitor transactions from any device. The updated system supports alphanumeric passwords with symbols, ensuring robust protection while maintaining user-friendly access to financial tools.
Credit Cards
We provide VISA credit card options with competitive rates and member benefits. These cards integrate with our online banking system for convenient payment management. Cardholders receive personalized support and access to exclusive credit-building opportunities aligned with our not-for-profit mission.
Community Support
Beyond financial services, we actively support Ukrainian-American community causes. Our staff and board promote Ukrainian independence through partnerships with local organizations. We facilitate fundraising efforts and provide resources to assist those in need, reinforcing our commitment to social responsibility and cultural heritage.
Questions
What are your current mortgage rates?
Our 15-year conventional mortgage rate is 5.49% and 30-year rate is 5.00% for new purchases.
Are deposits insured at your credit union?
Yes, all individual member deposits are federally insured up to $250,000 by the National Credit Union Administration.
What branch hours are available?
Main branch open Monday 9-3, Tuesday 9-3, Thursday 9-5, Friday 9-7, and Saturday 9-1. Other branches have varied schedules.
Do you offer online banking services?
Yes, we provide secure 24/7 online banking with updated password security features and transaction management tools.
What loan options are available?
We offer personal, auto, commercial, and home equity loans with competitive rates including 4.75% for auto financing and home equity lines.
How does credit union membership work?
As a not-for-profit cooperative, our members are both customers and owners, receiving benefits like lower loan rates and higher savings returns.
Reviews (2)
Olivia A.
Jun 26, 2020
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Very helpful and kind people work at this credit union. it is always a good experience- both going there and calling them.They also have secure and easy to use online banking. I would highly recommend!
Terrie Gerchak
Dec 10, 2019
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It was a pleasure doing business with Cleveland Selfreliance. As a Realtor who was on the listing side of the transaction, Yosyf of Cleveland Selfreliance worked well with me to ensure both our clients' needs and goals were met. It was very apparent that quality service is a priority for him. Can't thank him enough for working together on a successful completion of the transaction.
