Business Details
50+ Years
experience
Your Trusted Buy Here Pay Here Dealership in Lake Wales, FL
Ray's Motor Sales has been a family-owned and operated buy here pay here dealership since May 15, 1964, serving Lake Wales and the Polk County area for over 55 years. Our commitment to ethical business practices is demonstrated through memberships in the Florida and National Independent Automobile Dealers Associations. We specialize in providing accessible financing solutions for customers with credit challenges, offering on-the-spot approvals and same-day vehicle purchases. Every vehicle includes a complimentary CARFAX report and a 3 Month/3,000 Mile Limited Warranty, ensuring reliability and customer confidence. Our community involvement includes supporting local youth sports and school programs, reflecting our dedication to the communities we serve.Our experienced team prioritizes transparency and personalized service, with a streamlined process that typically has customers driving away within an hour of approval. We maintain a 5-star Google rating through consistent customer satisfaction and ethical sales practices. Our inventory features late-model, low-mileage vehicles from brands like Hyundai, Honda, Toyota, and Ford, all thoroughly inspected and serviced before sale. Our location in downtown Lake Wales provides convenient access for customers across Polk County and surrounding regions. We pride ourselves on being more than a dealership - we're a trusted partner in helping customers achieve reliable transportation.
Services
Buy Here Pay Here Financing
Used Car Sales
In-House Financing
Vehicle Warranty
Community Involvement
Details
- Year established: 1964
Highlights and features
- Family-owned since 1964 with deep community roots
- No credit check financing for credit-challenged customers
- 3 Month/3,000 Mile Limited Warranty on all vehicles
- Active community supporter of local schools and sports
- Same-day approval and vehicle purchase process
Associations and certifications
- Florida Independent Automobile Dealers Association
- National Independent Automobile Dealers Association
- CARFAX Advantage Dealer
What people say
Absolutely amazing experience
Excellent experience
Best service around
Smooth transparent process
No pressure or hidden surprises
Services
Buy Here Pay Here Financing
Ray's Motor Sales offers direct financing without traditional credit checks. We evaluate applicants based on job stability, income verification, and residency history. This approach helps customers with credit challenges secure vehicle financing through our own funds, with approvals typically completed within an hour.
Used Car Sales
We maintain a selection of late-model, low-mileage vehicles from trusted brands like Toyota, Honda, Hyundai, and Kia. Every vehicle undergoes thorough inspection and necessary servicing before sale. Our inventory includes cars, trucks, SUVs, and minivans to suit various transportation needs and budgets.
Vehicle Warranty
All purchases include a 3 Month/3,000 Mile Limited Warranty covering major components like engine, transmission, and drive axle. This warranty provides repair or replacement coverage for defects in covered parts. Some vehicles may also retain remaining manufacturer warranties.
Community Involvement
We actively support local initiatives including Lake Wales Little League, high school athletics, and school programs. Our community engagement reflects our commitment to the neighborhoods we serve, extending beyond vehicle sales to meaningful local partnerships.
Customer Service
Our team provides one-on-one guidance through the entire purchasing process. From initial selection to final paperwork, we offer transparent explanations and personalized support. Staff members receive regular training to maintain high service standards and product knowledge.
People
Rick McGill
President
Rick leads Ray's Motor Sales with a commitment to ethical business practices and community service. He ensures the dealership maintains its founding principles while adapting to modern customer needs.
Matt McGill
VP
Matt oversees daily operations and customer interactions at Ray's Motor Sales. His focus on personalized service has helped maintain the dealership's 5-star rating and strong community reputation.
Susie McGill
Title Clerk
Susie manages vehicle documentation and title processing with attention to detail. Her role ensures smooth transactions and compliance with all regulatory requirements for customer purchases.
Chuck Leech
Customer Service
Chuck provides frontline support to customers, addressing inquiries and ensuring positive experiences. His approachable demeanor contributes to the dealership's welcoming atmosphere and repeat business.
Questions
Do you offer financing for customers with bad credit?
Yes, we specialize in financing for customers with credit challenges. We evaluate applications based on job stability, income verification, and residency history rather than credit scores.
What areas do you serve?
We serve Lake Wales, Winter Haven, Bartow, Haines City, Lakeland, and all of Polk County, plus parts of Highlands, Hardee, Lake, Orange, and Osceola counties.
What warranty options are available?
Every vehicle includes a 3 Month/3,000 Mile Limited Warranty covering major components. Some vehicles may also have remaining manufacturer warranties.
How quickly can I get approved?
Most approvals occur within an hour of application. We offer same-day vehicle purchases after completing the approval process and required documentation.
What brands do you carry?
Our inventory includes late-model vehicles from Hyundai, Honda, Kia, Toyota, Chevrolet, Ford, and Nissan, with options for cars, trucks, SUVs, and minivans.
Are you involved in the local community?
Yes, we actively support local initiatives including Lake Wales Little League, school programs, and high school athletics through sponsorships and partnerships.
Reviews (4)
Jojo Lexus
Aug 26, 2021
Report
Im so happy my son and I decided to come to Rays auto shop, both Ray and Mat, was very helpful took time to explain how and what my son should be looking for when buying a vehicle, Mat text him constantly guiding him through his first experienceThank You so much for making this process so easycant wait to bring my daughter
Kandi S.
May 30, 2021
Report
My Family Has Always Been Customers in years before with Rays all the way back in the 80's-90's I remember My grandmother's Station wagon, My mom and dad's Buick Somerset this place Is highly recommended Family owned business. Everything explained to you so you are not confused they are warm and welcoming people thank you for staying around and hope to do more business with you in the future.
Kareen Colon
Apr 26, 2021
Report
Matt and the Team was amazing today , I started the process via text message and went over just to sign papers didnt spend a lot of time . Great experience and great costumer service. I appreciate all of you
Teresa Henderson
Feb 26, 2021
Report
The friendliest staff who walked me through getting a car with as little stress as possible. I highly recommend Ray's Motor Sales if your looking for buying an affordable vehicle.
