Business Details
24 Years
experience
Your Trusted Partner for Credit Union Services in Westminster, CO
At Horizons North Credit Union, we believe banking should be about more than transactionsit's about building relationships and empowering our members to achieve their financial goals. As a member-owned institution, we prioritize your needs over profits, offering competitive rates, personalized service, and a commitment to community growth. Our digital tools and local expertise make managing your finances seamless, whether you're saving for the future, purchasing a home, or growing your business.With over two decades of service in Westminster, CO, we combine the convenience of modern banking with the trust of a locally rooted partner. From Kasasa Saver accounts to mortgage solutions, every service we provide is designed to deliver value, transparency, and exceptional member experiences.
Services
Auto Loans
Home Mortgages
Credit Cards
Savings Accounts
Personal Loans
Digital Banking
Financial Education
Mortgage Refinancing
Business Accounts
Vehicle Insurance
Details
- Year established: 2002
Highlights and features
- We offer competitive APRs on auto and home loans as low as 5.49% and 5.500% respectively.
- Our Kasasa Saver accounts link seamlessly to checking for effortless savings.
- We provide 24/7 digital banking with nationwide account access.
- Our team prioritizes personalized service with local loan advisors.
- Weve served the Westminster community for over 20 years with member-owned banking.
Associations and certifications
- NCUA
What people say
Best customer service
Friendly staff
Stress-free process
Competitive rates
Long-term loyalty
Services
Auto Loans
HNCU offers low APR auto loans starting at 5.49% for new and used vehicles. Our streamlined process ensures quick approvals and flexible terms tailored to your budget. Members benefit from exclusive partnerships like Enterprise Car Sales and myEZ Car Care for added convenience.
Home Mortgages
Competitive mortgage rates start at 5.500% APR for 15-year loans. Local loan advisors guide you through home purchases or refinancing with personalized support. Digital tools simplify pre-qualification and virtual test drives for a seamless homebuying experience.
Kasasa Saver Accounts
Link your Kasasa Saver account to checking for automatic transfers that grow your savings effortlessly. Earn competitive interest rates while maintaining easy access to funds. This member-exclusive benefit helps you build financial security with minimal effort.
Digital Banking
Manage accounts 24/7 with secure online banking, including bill pay, mobile check deposit, and real-time transaction tracking. Access nationwide ATMs and enjoy features like card controls and instant alerts to stay on top of your finances.
Financial Education
Access free resources like credit reports, financial calculators, and budgeting tools. Our educational programs empower members to make informed decisions about loans, savings, and long-term financial planning with expert guidance.
Questions
How do I become a member of Horizons North Credit Union?
Visit our website to join online or visit our Westminster branch. Membership requires opening a savings account with a $25 minimum deposit. Once a member, you own a share of the credit union.
What loan options are available for first-time homebuyers?
We offer competitive mortgage rates starting at 5.500% APR with personalized guidance from local loan advisors. First-time buyers can access down payment assistance programs and pre-qualification tools online.
Can I access my account outside of business hours?
Yes, our 24/7 digital banking platform allows you to manage accounts, pay bills, and deposit checks from anywhere using our mobile app or website.
What sets HNCU apart from traditional banks?
As a member-owned credit union, we reinvest profits into better rates, lower fees, and community initiatives. Our local decision-making ensures personalized service unlike large national banks.
How do Kasasa Saver accounts work?
Kasasa Saver automatically transfers funds from your linked checking account to help you save. Earn tiered interest rates based on your balance while maintaining easy access to your money.
Reviews (5)
Jenna Sullivan
Dec 23, 2021
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Extremely unprofessional. Rene called my place of work and when handed over to my boss she let my boss know I was late on a payment. That is NOT information I wanted my boss to be informed of especially in such a threatening manner. My boss tried to inform Rene I would be in for my shift soon but Rene talked over her. Boss let me know she told her that sharing this information was unprofessional bedside manner but that she would pass on the message and Rene continued to interrupt her loudly and told her she needed to make a payment to her NOW. I will be refinancing with another company. The
RebeccaGoodgirl
Oct 20, 2021
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I have been working with Ann for sometime now. I tried calling her for assistance and she right away rejected my call. Not one minute had passed by I tried calling again but from a different number and she answered right away. She declined my call because she purposely did not want to help me. I wouldve understood if she was busy at the time but barely 30 seconds had passed when I called back from a different number. It is very difficult to find good customer service here, to find someone that actually wants to help you. It has been a week since I was able to get a hold of Ann and I still
Kathryn Scott
Oct 15, 2021
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I can't tell you how blessed we feel to be members of HNCU for over10 years!
Renee, Lisa, William and all the staff have helped us out so much and literally saved us! I would recommend them to anyone wanting a safe, trusted, banking and financial institution. Thank you HNCU!
Kathryn Scott
Renee, Lisa, William and all the staff have helped us out so much and literally saved us! I would recommend them to anyone wanting a safe, trusted, banking and financial institution. Thank you HNCU!
Kathryn Scott
Connie Minter
Oct 05, 2021
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I only gave one star because I had too. I noticed
they have a 3.4 rating and only show the ones that gave 5 stars. Im not a member, nor would I ever want to be. I only go there because it's a sister credit union to my credit union which is awesome. This one horizon in Westminster is the worst. Today my son and I went thru the drive thru and I was making a deposit and wanted to get a couple rolls of quarters as I have done on several occasions. She went and helped the person in the next row, making us wait. Finally she did our deposit and told us they don't give quarters rolls at the drive thru
they have a 3.4 rating and only show the ones that gave 5 stars. Im not a member, nor would I ever want to be. I only go there because it's a sister credit union to my credit union which is awesome. This one horizon in Westminster is the worst. Today my son and I went thru the drive thru and I was making a deposit and wanted to get a couple rolls of quarters as I have done on several occasions. She went and helped the person in the next row, making us wait. Finally she did our deposit and told us they don't give quarters rolls at the drive thru
Benjamin Yamato
Sep 03, 2021
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Ann has been very helpful with us in the four years we have been with HNCU, which has included setting up two different HELOCs and helping us find the best rates with auto loans. Highly recommend her to anyone - much better experiences than those we get through big banks.
