Business Details
50+ Years
experience
Your Trusted Partner for Financial Services in Littleton, CO
Colorado Credit Union was founded in 1973 by 35 Johns Manville employees who pooled their resources to create a member-owned financial cooperative. Over five decades, we have grown significantly while maintaining our core commitment to prioritizing members' financial well-being. Our institution offers a comprehensive range of banking products including checking accounts, savings solutions, mortgage loans, auto loans, and commercial real estate financing. As a federally insured credit union (NMLS# 786179), we combine personalized service with competitive rates on deposits and loans. Our local expertise serves residents across eight Colorado counties through physical branches, shared branch networks, and digital banking platforms.We maintain 24/7 access to financial tools through thousands of surcharge-free ATMs nationwide while preserving the community-focused values that defined our origins. Our lending team provides customized financing options for mortgages, home equity, vehicles, and credit-building needs. We emphasize financial education through calculators, workshops, and counseling services to empower informed decision-making. Our governance structure ensures member ownership through voting rights tied to savings accounts. Today, we continue evolving to meet modern banking demands while upholding the cooperative principles established at our founding.
Services
Free Checking
Mortgage Loans
Auto Loans
Certificates of Deposit
Home Equity Loans
Credit Cards
Personal Loans
Commercial Real Estate Loans
Details
- Year established: 1973
Highlights and features
- We've served Colorado communities for over 50 years with local expertise
- Member-owned cooperative structure ensures customer-first priorities
- Competitive rates on mortgages, auto loans, and savings products
- Access to 30,000 surcharge-free ATMs nationwide through CO-OP network
- Personalized financial education resources and counseling services
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Free Checking
Our Free Checking account provides no monthly service fees, no minimum balance requirements, and includes a free VISA debit card. Members gain access to digital banking tools, mobile check deposit, and bill payment services. This account serves as the foundation for establishing membership through a $5 minimum deposit.
Mortgage Loans
We offer competitive mortgage financing options including fixed-rate and adjustable-rate mortgages starting at 6.013% APR. Our local lending team assists with purchase loans, refinancing, and construction financing while providing personalized guidance through the home buying process.
Auto Loans
New and used auto loans start at 5.24% APR with flexible terms for both members and non-members. We provide financing for cars, trucks, motorcycles, and RVs with special programs including 90-day payment deferral options for qualified applicants.
Certificates of Deposit
Our CDs offer guaranteed returns with terms ranging from 6 months to 5 years and current rates up to 3.85% APY. Members benefit from federal insurance on deposits and penalty-free withdrawal options under specific conditions.
Home Equity Loans
We provide fixed-rate home equity loans and interest-only HELOCs starting at 7.25% APR. These products allow homeowners to access funds for renovations, debt consolidation, or major purchases using their property as collateral.
Questions
How do I become a member of Colorado Credit Union?
You can join if you live, work, or worship in specific Colorado counties, have family membership, or belong to partner organizations. Open a $5 savings account to establish membership.
What loan rates do you currently offer?
Current rates start at 6.013% APR for mortgages, 5.24% APR for auto loans, and 7.25% APR for HELOCs. Rates vary based on creditworthiness and market conditions.
Where can I access ATMs without fees?
Use any CO-OP Network ATM displaying their logo across 50 states. Our members have access to nearly 30,000 surcharge-free ATMs nationwide through our shared branch network.
Do you offer online banking services?
Yes, we provide digital banking with mobile check deposit, bill payment, account transfers, and real-time transaction monitoring through our mobile app and website.
What are your branch operating hours?
Our branches are open Monday-Thursday 8am-6pm, Friday 8am-6pm, Wednesday 8:30am-6pm, and Saturday 9am-12pm. We're closed Sundays.
Reviews (5)
Korey A.
Jul 08, 2021
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The most rude unhelpful nasty place to do your banking. Would not recommend to my worst enemy. Seems like rules are just from one transaction to another. Most of the time they seem completely clueless. Jump through hoops for a loan and they change the rates last minute after you have done all the work. Piss poor nasty servicewomen and time again.
Amanda S.
Jul 26, 2019
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These people have no idea how to do their jobs. My husband called to see how to go about adding him to my account. They said the owner of the account, me, would have to just call in and we can take care of that. Well I called, they lied, we need to fill out a form, sign it and submit copies of our ID's. We filled out the form, made copies of our ID's and emailed it to Anahi R. like I was instructed. Once again, they don't know how to do their jobs. He also lied. The form must be signed in front of a notary and then notarized. Fail on so many levels, it's just instructions
Ron I.
Jan 25, 2019
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Bad the fraud department is rude and the worst I've ever dealt with. I would not us this Credit Union. Many more credit union in Colorado that are MUCH better.
Ravenna Silvermoon
Sep 01, 2016
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They have decent hours for a bank and their loan rates can't be beat. They have online banking and a smartphone app. Everything you could want from a big bank, only they aren't out to rip you off or profit from you. The employees are all very friendly.
Azar S.
Jan 06, 2015
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Steven Larios is one of the greatest, nicest and honest staff members you will meet at this location. Very friendly, helpful and informative with any type of loan you are in need of. Go see him as well as the rest of the friendly staff! Small credit union but that always equates to great service.
