Business Details
50+ Years
experience
Your Trusted Financial Partner in Colorado
Premier Members Credit Union Credit Union was founded in 1935 by employees of Stearman Aircraft Company in Wichita, Kansas. Over nine decades, we expanded from aviation industry roots to serve communities across Kansas and Colorado through strategic mergers, including Premier Members Credit Union in 2025. As a member-owned cooperative, we prioritize community impact and financial well-being through personalized services.Our leadership team brings decades of industry experience in banking, finance, and technology to deliver innovative solutions. We maintain federal insurance up to $250,000 through NCUA while emphasizing digital transformation and local engagement through 12 board service initiatives and community partnerships.
Services
Personal Banking
Business Loans
Credit Cards
Investment Services
Online Banking
Remote Deposit
ACH Processing
Financial Education
Mobile Banking
Business Administration Tools
Details
- Year established: 1935
Highlights and features
- We offer federally insured accounts up to $250,000 through NCUA
- Our leadership team brings over 150 combined years of financial services experience
- We provide 24/7 digital banking with secure mobile check deposit capabilities
- Our merger expertise has created a regional financial network across two states
- We maintain active community engagement through 12+ local board memberships
Associations and certifications
- National Credit Union Administration (NCUA)
What people say
Great mobile app
Competitive rates
Excellent customer service
Easy loan process
24/7 access
Services
Business Checking
Our Business Checking accounts provide unlimited transactions with tiered pricing options. Businesses gain access to specialized tools including remote deposit capture and ACH processing. Account holders benefit from dedicated relationship managers and customized financial solutions for companies of all sizes.
Commercial Loans
We offer commercial loans with competitive rates for business expansion, equipment purchases, and working capital. Our lending specialists provide personalized guidance through the application process. Loan terms and amounts are tailored to meet specific business needs and financial profiles.
Remote Deposit
This service enables batch check deposit processing through high-speed scanners. Businesses can deposit checks remotely with next-business-day availability. The system supports custom batch IDs and automated corrections for improved accounting efficiency and cash flow management.
Business ACH
Our ACH service facilitates recurring payments for payroll, vendor payments, and bill collections. Users can schedule transactions with customizable templates and detailed reporting features. The system supports role-based access controls for enhanced financial security.
Business Administration
This tool enables role-based access controls for business accounts. Administrators can set transaction limits and permissions for team members. The system integrates with other business services for comprehensive financial management and reporting capabilities.
People
Carlos Pacheco
Co-CEO
With 35+ years in financial services, he led Premier Members Credit Union for 14 years before the 2025 merger. He serves on multiple community boards including Mile High United Way and Junior Achievement USA Programs.
James Nastars
Co-CEO
Brings 35+ years of credit union experience, having led Premier Members Credit Union for 12 years prior to the merger. He serves on Wichita community boards and credit union industry R&D consortiums while maintaining Texas educational affiliations.
Jamie Harrison
Chief Growth Officer
With 25+ years in credit unions, she leads growth strategy and digital transformation. She holds an MBA and serves on Wichita educational advisory councils while mentoring local community groups.
Chris Vinall
Chief Business Transformation Officer
Technology leader with 30+ years in cybersecurity across multiple industries. He received the 2023 Colorado Orbie Award for Corporate CIO of the Year and oversees Premier Members Credit Union's digital infrastructure and data solutions.
Joley Riley
Chief Banking Officer
Banking professional with 25+ years of experience managing retail operations and consumer lending. She graduated from the University of Wisconsin's Graduate School of Banking and leads Premier Members Credit Union's consumer financial services division.
Questions
How do I become a Meritrust member?
Complete our online application or visit a branch. Membership requires meeting eligibility criteria related to employment, residence, or organizational affiliations.
What digital banking features are available?
We offer mobile check deposit, bill pay, account transfers, credit score monitoring, and secure messaging through our mobile and online platforms.
Are my accounts federally insured?
Yes, all accounts are insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency.
How does the merger affect existing members?
The merger expands service offerings and branch access while maintaining existing account terms and member ownership structure.
What business services differentiate Meritrust?
Our Remote Deposit Capture, customizable Business ACH solutions, and role-based account administration tools provide unique advantages for business clients.
Do you offer Spanish language support?
Yes, we provide Spanish language assistance through dedicated email support and bilingual staff members at select locations.
Videos
Reviews (5)
J. R.
Jun 02, 2021
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Not sure about the Credit Union as a whole just yet, but Sandra was super helpful and patient when it came to making a car payment and setting up online banking. It took me almost 30 minutes to set everything up and she was there to guide me through every step without making me feel rushed or like an idiot. Whatever they're paying her, it isn't enough.
Dom Kowitz
Feb 18, 2021
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Incredibly disappointed with how PMCU treats their members now. Youve turned from a CU that cares about its members to a CU that has a big bank attitude. You deposit a check and dont even tell a person youre going to put a hold on it. I loved it here when I first joined but now, different story. Going to be making a switch to a different financial institution soon.
James Simons
Sep 18, 2020
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Rude teller Jen. I called about a pay off so I called three times to see if they got the payment once in the morning and once in afternoon and once before closing . She got rude and said you allready called three times. She told me to call costumer service. So I did and the said they hot the pay off not sure why there system said they didn't have it. But costumer service said they got it. Wont be going threw them any more . Was going to buy another new car and house but wont go threw them now.
Anthony Viglione
Dec 11, 2019
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Horrible experience! My Gap insurance company sent a final payoff check on 12/18/2019. On January 15th I called Premier as it still was not applied. I was told it did not arrive yet. The very next day it was applied and I was charged $77.79 of additional interest! When I called back to complain, I was told the check must have just arrived! I believe my phone call for someone off their Butt to check the mail!
Bill Wheeler
Oct 27, 2019
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This is the first negative review I have ever left in my life! My experience was so bad that I am taking the time to tell others to use caution before doing business with Premier Members Credit Union. I have been a customer of BVCU for 20 years, and before the merger received exceptional service! Since the merger it has been constant issues with customer service and ridiculous policy changes. I would check your options before choosing PMCU, I can't imagine there is a worse institution out there.
