Business Details
50+ Years
experience
Your Trusted Financial Partner for Firefighters and Families
Denver Fire Department Federal Credit Union has served professional firefighters and their families since 1938. As a not-for-profit financial cooperative, we prioritize member needs through competitive rates, low fees, and exclusive services tailored to Colorado and Oregon firefighters. Our locally-owned structure ensures personalized service from team members with direct ties to the firefighting community.We offer comprehensive financial solutions including checking and savings accounts, loans, and credit products, all backed by NCUA federal insurance. With over eight decades of specialized experience, we remain committed to improving members' financial well-being through innovative digital tools and community-focused initiatives.
Services
Personal Checking
Savings Accounts
Auto Loans
Credit Cards
Mortgage Loans
Business Checking
Online Banking
Mobile Banking
Cashier's Checks
Shared Branching
Details
- Year established: 1938
Highlights and features
- We exclusively serve firefighters and their families with tailored financial solutions
- Our not-for-profit structure ensures lower fees and better rates than traditional banks
- Exclusive member benefits include .80% APR signature loans and 2.50% APR mortgages
- Locally-owned cooperative with team members from firefighter families
- Federally insured deposits up to $250,000 through NCUA
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Personal Checking
Our personal checking accounts provide easy access to funds with no monthly maintenance fees. Members enjoy free online banking, mobile check deposit, and nationwide surcharge-free ATM access. Perfect for everyday financial management with added member-exclusive benefits.
Mortgage Loans
We offer competitive mortgage solutions including fixed-rate and adjustable-rate options. Members benefit from exclusive 2.50% APR first mortgage rates and $1,995 fixed closing costs. Our local loan officers specialize in firefighter-specific financial needs and timelines.
Credit Cards
Our credit card programs combine security with community impact. Every purchase automatically donates to Colorado Professional Firefighters while earning rewards. Features include zero liability protection and customizable mobile alerts for transaction monitoring.
Online Banking
24/7 digital access includes account management, bill pay, and fund transfers. The mobile app features mobile check deposit, card controls, and real-time transaction alerts. Secure platform with biometric authentication ensures safe and convenient banking from anywhere.
Shared Branching
Access over 5,600 shared branches nationwide for in-person transactions. Members can deposit checks, withdraw cash, and make loan payments at participating credit unions. Complements our 30,000+ surcharge-free ATMs through the CO-OP network for complete nationwide accessibility.
Questions
Who is eligible to join DFDFCU?
Professional firefighters in Colorado and Oregon, plus their immediate family members. Lifetime membership available with $25 initial deposit.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA).
What loan products do you offer?
We provide personal loans, auto loans, mortgages, credit cards, and business loans with exclusive rates for firefighters.
Do you have mobile banking options?
Yes, our mobile app offers check deposit, card controls, bill pay, and real-time account access 24/7.
How do you support the firefighting community?
We've donated over $600,000 to Colorado firefighters. Every credit card purchase automatically contributes to local fire departments.
What are your routing number and SWIFT code?
Our routing number is 302075238. For international transfers, contact us directly for specific instructions.
Reviews (5)
Kynesha Martinez
Nov 27, 2021
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I love Denver Fire Credit union however I don't know why lately every time I call nobody ever answers the phone. It definitely bums me out, my Dad has been a loyal customer for many years as well as a firefighter and he added me on to the credit union when I was a young one at home with my parents! Love you guys just a little disappointed I can't get anyone to answer the phone.
Noir
May 15, 2021
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Lost my trust. The management and staff have no understanding or knowlege of the products they provide. And they out source their IRAs. Not good. Closed my acct. If I could give no stars I would. I have no idea what your talking about I was upset to find my IRA out sourced and I did contact you no one there seemed to care so I took my IRA and my savings elsewhere. And your answer is another reason Im glad I left.
Joseph V. James
Mar 24, 2021
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Horrible experience. Poor customer service. Everything is super slow. Will be switching to chase. Dont bother with this business. All they give you are excuses. Instead of resolving a problem all branch manager does is spit company policy in your face.
Cliff Smith
Oct 09, 2020
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NOT A SHARED BRANCHING LOCATION!! Google says this location is a shared branching location but that is false if you already belong to a shared branch and location this credit Union will not be able to do any sort of business with you however if you are a member of this credit Union then you can participate in shared branching in other words their members are offered shared branching but they themselves do not offer any services to shared branching members. They also do not have an ATM but the staff is very friendly and the vintage fire truck decor is pretty cool to look at as well.
Cj Weiman
Dec 28, 2019
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Denver Fire C. U. Has always been there for me regarding fraud, when I lost my card, helping my 18 year old open a checking account and their customer service is awesome!!!!!!
