Business Details
29 Years
experience
Expert Retirement Plan Solutions in Westerville, OH
Retirement Plans, Inc. specializes in creating tailored retirement solutions for businesses and individuals. Our team of ERISA-trained administrators, licensed investment advisors, and compliance experts simplifies complex retirement planning through personalized service and cutting-edge technology. We act as independent fiduciaries, prioritizing client interests while navigating regulatory requirements and market trends. With over 25 years of experience, we offer comprehensive services including 401(k) plan design, fiduciary oversight, and financial education programs. Our proprietary UNCOMPLI(k)ATED platform streamlines payroll integration and reduces administrative burdens for corporate clients.We provide individual wealth management services with a focus on low-cost investment options and diversified portfolios. Our Straight Talk Series delivers educational resources on retirement strategies and market updates. Headquartered in Westerville, Ohio, we serve clients across 18 states with a commitment to transparency and plain-language communication. Our fiduciary services include 3(38) investment management and 3(16) administrative oversight to minimize client liability. We combine technical expertise with personalized support to help employees achieve retirement readiness through portfolio analysis and Social Security optimization.
Services
401(k) Plan Consulting
Fiduciary Services
Financial Education Programs
TPA Administration
Wealth Management
Details
- Year established: 1997
Highlights and features
- We offer 25+ years of retirement plan expertise with ERISA-trained professionals
- Our proprietary UNCOMPLI(k)ATED platform reduces administrative burdens by 70%
- We act as independent fiduciaries with 3(38) and 3(16) designations
- Our team holds specialized credentials in retirement plan administration and investment management
- We provide personalized financial education programs for employee retirement readiness
Associations and certifications
- Registered Investment Advisory Firm
Services
401(k) Plan Consulting
We design and optimize corporate retirement plans with customized solutions for businesses of all sizes. Our experts handle plan design benchmarking, investment selection, and compliance testing while providing fiduciary protection. Our service ensures tax-efficient structures that meet both employer objectives and employee needs through ongoing administrative support.
Fiduciary Services
As registered investment advisors, we act in 3(38) and 3(16) fiduciary capacities to protect plan sponsors from liability. Our services include investment management, compliance monitoring, and regulatory reporting with full transparency. We maintain strict adherence to ERISA standards while providing independent oversight for retirement assets.
Financial Education
Our educational programs help employees understand retirement options through personalized portfolio analysis and Social Security optimization. We offer group seminars, one-on-one advisory sessions, and digital resources covering investment fundamentals and retirement readiness strategies tailored to different career stages.
TPA Administration
We handle all administrative aspects including annual testing, Form 5500 filings, and compliance oversight. Our technology platform automates payroll integration and reduces manual processes by 70% while maintaining full regulatory compliance. This service includes plan document maintenance and participant communication support.
Wealth Management
Our individual wealth management service creates diversified portfolios based on risk tolerance and financial goals. We utilize low-cost investment vehicles with ongoing monitoring and rebalancing. The service includes retirement income planning, tax-efficient withdrawal strategies, and estate planning coordination for long-term financial security.
Questions
What retirement plans do you specialize in?
We specialize in 401(k) plans, profit-sharing arrangements, defined contribution solutions, and individual retirement accounts including SIMPLE IRAs and SEPs.
How do you reduce administrative burdens for employers?
Our UNCOMPLI(k)ATED platform automates payroll integration, eligibility tracking, and compliance testing while providing fiduciary protection for plan sponsors.
What fiduciary services do you offer?
We provide 3(38) investment management, 3(16) administrative oversight, and individual investor advisory services with full regulatory compliance assurance.
Do you offer employee financial education?
Yes, we deliver customized financial wellness programs including portfolio analysis, Social Security optimization, and retirement readiness workshops.
How are your investment fees structured?
We utilize low-cost investment options with transparent fee structures, ensuring clients retain maximum returns through diversified portfolio strategies.
