Business Details
11 Years
experience
Your Trusted Partner for Holistic Financial Planning Solutions
At Intelliplan Financial, we are dedicated to providing holistic financial planning services that empower individuals to achieve their retirement goals. Founded in 2015, our firm is built on a foundation of fiduciary responsibility, ensuring every recommendation prioritizes our clients' best interests. Our team of Certified Financial Fiduciaries brings over 17 years of combined experience in wealth management, tax-efficient strategies, and innovative solutions like the Bank On Yourself program. We specialize in simplifying complex financial concepts, offering personalized guidance through our four-step planning process: discovery, design, delivery, and ongoing support. Our commitment to education extends beyond individual consultations, with free webinars and resources designed to enhance financial literacy.By integrating the five pillars of holistic wealth managementFinancial Planning, Asset Management, Tax Management, Protection Planning, and Legacy Planningwe help clients navigate market volatility and secure their financial futures. Our unique approach combines the Bucket Plan philosophy with the Tax Management Journey, ensuring clients retain more of their hard-earned income while building sustainable retirement strategies. As a locally rooted firm serving Columbus, Ohio, and beyond, we pride ourselves on transparency, ethical standards, and a client-centric culture that values long-term relationships over transactional interactions.
Services
Financial Planning
Tax Management
Asset Management
Legacy Planning
Protection Planning
Bank On Yourself
Details
- Year established: 2015
Highlights and features
- We operate as fiduciaries, legally bound to act in your best interest
- Our four-step holistic planning process ensures comprehensive financial strategies
- 17 years of combined experience in tax-efficient retirement planning
- Certified Bank On Yourself Professionals with proven alternative wealth strategies
- We simplify complex financial concepts through free educational resources
Associations and certifications
- Certified Financial Fiduciary
- Bank On Yourself Professional
Services
Financial Planning
Our holistic financial planning integrates the Bucket Plan methodology to allocate assets across time horizons. We create personalized strategies addressing retirement goals, market volatility, and wealth preservation. Our fiduciary advisors ensure coordinated solutions across all financial aspects.
Tax Management
The Tax Management Journey optimizes tax efficiency through strategic planning. We implement techniques to minimize tax liabilities while maximizing income retention. Our approach combines investment strategies with retirement account management for comprehensive tax savings.
Bank On Yourself
This proprietary strategy uses dividend-paying whole life insurance for wealth accumulation. We design policies with accelerated cash value growth through specialized riders. Clients access funds tax-free for emergencies, retirement income, or business needs while maintaining policy growth.
Legacy Planning
We develop customized legacy plans to protect assets and ensure efficient wealth transfer. Our strategies minimize estate taxes and administrative costs while aligning with clients' wishes for beneficiaries. We coordinate with legal professionals for comprehensive estate solutions.
Protection Planning
Our protection planning evaluates insurance needs for income replacement and asset protection. We educate clients on policy options that provide death benefits while offering living benefits through cash value accumulation and tax-advantaged access.
People
Joe Overfield
Founder & President
Certified Financial Fiduciary with 15+ years in financial services. Founded Intelliplan Financial in 2015 to provide holistic planning solutions. Bank On Yourself Professional and best-selling author on financial security strategies.
Whitney Rhinehart
Chief Operating Officer
Manages daily operations and marketing strategy. Oversees client relations and CRM systems. Coordinates strategic planning initiatives while maintaining focus on customer experience optimization.
Joel Schiff
Financial Professional
Certified Financial Fiduciary specializing in retirement planning. Helps clients create customized transition strategies to retirement. Bank On Yourself Professional with expertise in policy design for wealth accumulation.
Hannah Overfield
Client Service Associate
Coordinates appointment scheduling and client communications. Acts as primary contact for carrier partners. Provides administrative support while maintaining high standards of client care throughout engagement.
Questions
What makes Intelliplan Financial different from other advisors?
We combine fiduciary responsibility with holistic planning using the Bucket Plan methodology and Bank On Yourself strategies. Our focus on tax efficiency and alternative wealth-building approaches sets us apart from traditional advisors.
How does the Bank On Yourself strategy work?
This approach uses specially designed whole life insurance policies with accelerated cash value growth. Policyholders access funds tax-free for emergencies or retirement while maintaining policy growth through guaranteed mechanisms.
Are you fiduciaries?
Yes, our advisors hold Certified Financial Fiduciary designations requiring us to legally act in clients' best interests at all times, unlike many industry professionals who follow suitability standards.
What areas do you serve?
While based in Gahanna, Ohio, we serve clients nationwide through virtual consultations and digital planning tools while maintaining local community connections in the Columbus metropolitan area.
How do you charge for services?
Our advisory services are offered through Prosperity Capital Advisors with fee structures disclosed in our Form ADV. Insurance products earn standard commissions disclosed during policy discussions.
Can I access my funds during emergencies?
Yes, our Bank On Yourself strategies and protection planning specifically address emergency fund accessibility while maintaining long-term wealth-building objectives through policy loan provisions.
Reviews (6)
Delton Pritchard
Oct 28, 2021
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Positive:Professionalism,Responsiveness
Always provides pertinent financial advice based on my needs. Always responsive to phone calls or written requests.
Always provides pertinent financial advice based on my needs. Always responsive to phone calls or written requests.
Dave Stack
Oct 26, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
None better than Joe. In-depth knowledge and clear explanations make for easy decisions. I recommend him for new and seasoned investors.
None better than Joe. In-depth knowledge and clear explanations make for easy decisions. I recommend him for new and seasoned investors.
Schlaine Hutchins
Oct 23, 2021
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Positive:Professionalism,Responsiveness
Working with Joe is easy. He is thorough and answers all my questions without hesitation. He is honest and compassionate and really helps provide options tailored to the needs of the individual. I would recommend Intelliplan Financial services to help plan for your future financial needs.
Working with Joe is easy. He is thorough and answers all my questions without hesitation. He is honest and compassionate and really helps provide options tailored to the needs of the individual. I would recommend Intelliplan Financial services to help plan for your future financial needs.
Randall Terry
Oct 22, 2021
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We've worked with Joe Overfield for several years. He's knowledgeable and financially savvy, which is what you want your financial planner to be! Joe is very professional and easy to work with on a variety of items. We have annuities and Bank on Yourself policies through him for our retirement. We love our Bank on Yourself policies and highly recommend the program to everyone! Joe is also proactive and reviews our retirement so that we know we are on the right track. Give Joe a call! You won't be sorry you did!
Lee Valentin
Oct 16, 2021
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It's been a pleasure working with Joe and the Intelliplan team. Excellent communication throughout the entire onboarding process. It was simple and efficient. Everything was explained thoroughly and no question went unanswered. The process for scheduling meetings and reviews is a breeze. I have no problem referring anyone to Intelliplan.
Dan Wegman
Oct 14, 2021
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As a long-term client of Intelliplan Financial, I've been very pleased with the financial guidance I've received. My advisor was very helpful when initially designing a plan for the management of my retirement assets and continues to provide that expert guidance if adjustments to the strategy are advantageous. The entire team is always professional, friendly, and responsive to my questions.
