Business Details
Your Partner for Retirement Financial Solutions
Safe Harbor is an independent Registered Investment Advisor firm dedicated to providing comprehensive wealth management services for individuals planning for, nearing, or already in retirement. With a team of experienced advisors, we prioritize clarity, long-term value, and personalized strategies tailored to each client's unique financial goals. Our services encompass retirement planning, investment management, tax optimization, estate planning, and Social Security maximization, supported by partnerships with specialized firms like Gradient Investments, LLC.We emphasize transparency, proactive risk management, and client education to build confident financial futures. Our commitment to fiduciary standards ensures clients receive objective advice aligned with their best interests, while our local presence in Ohio allows us to deeply understand regional market dynamics and client needs.
Services
Investment Management
Retirement Planning
Estate Planning
Tax Optimization
Social Security Maximization
Annuity Strategies
Long-Term Care Planning
IRA Solutions
Medicare Guidance
Generational Vault
Highlights and features
- We offer 20+ years of combined experience in retirement-focused financial planning
- Our partnership with Gradient Investments provides access to 20+ proprietary risk-managed portfolios
- We maintain BBB accreditation with a commitment to resolving client concerns
- Specialized services address all retirement phases: pre-retirement, transition, and post-retirement
- Local Ohio expertise with offices in Dublin, Easton, Dayton, and West Chester
Associations and certifications
- Better Business Bureau (BBB)
What people say
Expert Social Security guidance
Personalized retirement strategies
Knowledgeable staff
Comprehensive estate planning
Helpful Medicare navigation
Services
Investment Management
Our investment management service creates customized portfolios aligned with your risk tolerance and retirement timeline. Partnering with Gradient Investments, we offer 20+ proprietary strategies using ETFs, stocks, and bonds with active risk management. Clients receive quarterly performance reports and 24/7 online access to monitor their assets.
Retirement Planning
We develop comprehensive retirement income strategies to prevent outliving savings. Services include RMD planning, Roth conversions, and guaranteed income solutions through annuities. Our advisors help coordinate Social Security, pensions, and investment withdrawals to optimize cash flow throughout retirement.
Estate Planning
This service ensures your assets transfer according to your wishes while minimizing tax burdens. We coordinate with legal professionals to create wills, trusts, and power of attorney documents. The Generational Vault provides secure digital storage for all estate-related paperwork accessible 24/7.
Tax Optimization
Our tax services focus on reducing liabilities during retirement through strategic Roth conversions and income distribution sequencing. We collaborate with CPAs to implement tax-efficient withdrawal strategies from IRAs, 401(k)s, and taxable accounts while coordinating with Social Security and Medicare planning.
Social Security Maximization
We analyze claiming strategies to maximize lifetime Social Security benefits. Services include spousal benefit coordination, delayed retirement credits, and tax impact analysis. Clients receive personalized reports showing optimal filing ages based on their unique financial situations and life expectancy projections.
Questions
What retirement planning services do you offer?
We provide full-spectrum retirement planning including income strategies, tax optimization, estate documentation, Social Security maximization, and long-term care planning.
Do you work with clients outside Ohio?
As an SEC-registered advisor, we can serve clients in states where we're registered, though our primary focus remains Ohio residents.
How are investment fees structured?
Fees vary by service but typically include asset-based management fees for portfolios and hourly rates for planning services, with full transparency provided upfront.
Can you help with 401(k) rollovers?
Yes, we specialize in IRA rollovers from employer plans, helping clients consolidate retirement assets while maintaining tax advantages.
What Medicare plan options do you cover?
We explain all Medicare options including Advantage, Supplement, and Part D plans, helping clients evaluate coverage based on their specific healthcare needs.
How do you handle estate planning documents?
We coordinate with estate attorneys to create wills, trusts, and power of attorney documents, while our Generational Vault provides secure digital storage for all critical documents.
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Reviews (7)
Gary Bruegge
Jul 21, 2021
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Positive:Professionalism,Quality,Responsiveness
Since we first met Cory several years ago, we've always felt very comfortable with him. Over the past few years, we're very satisfied with the manner in which he's managed our retirement accounts. He's very helpful, professional and friendly.
Since we first met Cory several years ago, we've always felt very comfortable with him. Over the past few years, we're very satisfied with the manner in which he's managed our retirement accounts. He's very helpful, professional and friendly.
Jody
May 18, 2021
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Positive:Professionalism,Quality,Responsiveness
We having been working with Corey for over five years. We have been very pleased with his financial guidance and patience with all of my questions. I highly recommend him to anyone looking for financial planning.
We having been working with Corey for over five years. We have been very pleased with his financial guidance and patience with all of my questions. I highly recommend him to anyone looking for financial planning.
Joyce P.
Apr 24, 2021
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Cory met with us twice now. No pressure just solid advice. He worked up a whole plan and presented us with a book of how and why-we will be contacting him when we are fully ready to commit.
Irene Snyder
Apr 10, 2021
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We have been with Safe Harbor Retirement Group for seven years. They are a full-service company and they have been able to address any concerns related to our need as retirees. Initially they put together a plan for our hoped-for retirement date as well as an alternate which would give us the most bang for our retirement bucks--including when to trigger our Social Security plans. We then met to review and discuss, and Safe Harbor provided us with personalized comprehensive spiral-bound financial plans for retirement. This was provided at no charge, and there was no obligation to join or restrictions
Debbie Kress
Mar 17, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Cory at Safe Harbor has helped us not only in our retirement choices and savings, but also directed us for help in Medicare, supplemental insurance and wills. We are very happy with Safe Harbor and especially with Cory. No pressure, easy to talk to and very professional.
Cory at Safe Harbor has helped us not only in our retirement choices and savings, but also directed us for help in Medicare, supplemental insurance and wills. We are very happy with Safe Harbor and especially with Cory. No pressure, easy to talk to and very professional.
Brooke Gorsuch
Nov 27, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
Safe Harbor is an excellent company to work with when planning for retirement. Cory Sickles is very attentive and worked very closely with me to understand my financial needs. I am confident in Cory's suggestions and decisions when investing.
Safe Harbor is an excellent company to work with when planning for retirement. Cory Sickles is very attentive and worked very closely with me to understand my financial needs. I am confident in Cory's suggestions and decisions when investing.
Frank Schutz
Nov 06, 2020
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Cory and all those at Safe Harbor have been a pleasure to work with. They give us the facts, their recommendations and let us decide. They also reach out to us whenever they think any kind of a move will be helpful. We began with them a few years before I retired and we have stayed with them since. I highly recommend Safe Harbor Retirement Group
