Business Details
43 Years
experience
Your Trusted Mortgage Partner in Wilsonville, OR
Since 1983, Oregons Best Mortgage has been dedicated to helping Oregonians achieve homeownership through personalized mortgage solutions. Our team combines decades of industry experience with a deep understanding of local market dynamics to offer competitive rates and tailored loan products. We specialize in conventional, FHA, VA, USDA, and jumbo loans, along with specialized options for first-time buyers and investment properties. Our commitment to transparency ensures clients receive clear guidance throughout the mortgage process. With a focus on innovation, we leverage technology to streamline applications while maintaining the personal touch that defines our service.Our founders' legacy of integrity and client-centric service continues to drive our mission today. We pride ourselves on simplifying complex financing challenges and delivering reliable support from pre-approval to closing. Our local ownership ensures we remain deeply invested in the communities we serve. By prioritizing client education, we empower borrowers to make informed decisions about their most significant financial investment. This combination of expertise, technology, and personalized attention has sustained our reputation as a trusted mortgage partner for over three decades.
Services
Home Purchase Loans
Refinance Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
First-Time Buyer Programs
Investment Property Loans
Renovation Loans
Manufactured Housing Loans
Details
- Year established: 1983
Highlights and features
- We offer 38 years of local mortgage expertise with personalized loan solutions
- Our team provides access to specialized loan programs for unique situations
- We guarantee transparent fee structures with no hidden costs
- Our digital tools enable seamless online applications and document submission
- We maintain direct communication channels with borrowers throughout the process
Services
Home Purchase Loans
We provide comprehensive home purchase loan solutions with down payment options starting at 3% for conventional loans. Our experienced team guides buyers through every step, from pre-approval to closing. We offer competitive rates for various property types including single-family homes, condominiums, and manufactured housing.
Refinance Loans
Our refinance programs help homeowners reduce monthly payments, shorten loan terms, or access home equity. We specialize in rate-and-term refinancing and cash-out options for both conventional and government-backed loans. Our streamlined process ensures minimal documentation and faster closing times.
FHA Loans
We offer FHA-insured loans requiring only 3.5% down payment with flexible credit requirements. These loans include options for energy-efficient improvements and streamline refinancing programs. Our specialists help first-time buyers navigate FHA guidelines and documentation requirements.
VA Loans
We provide zero-down payment VA loans for eligible military members and veterans. Our dedicated team assists with certificate of eligibility processing and offers competitive rates with no private mortgage insurance requirements. We also handle VA streamline refinancing options.
USDA Loans
Our USDA loan program offers 100% financing for homes in eligible rural areas. We help borrowers understand income limits and property requirements while providing competitive rates with no down payment obligations. Our specialists handle both direct and guaranteed loan applications.
People
Kathy Bazeghi
Co-Founder
With 38 years of mortgage industry experience, Kathy co-founded Oregons Best Mortgage in 1983. A former attorney, she brings legal precision to mortgage transactions while maintaining a client-focused approach. She continues her husband's legacy of ethical lending practices.
Mark Bazeghi
Co-Founder
Mark established Oregons Best Mortgage in 1983 after successful careers in real estate development and international trade. His vision created one of Oregon's first mortgage brokerage firms, focusing on innovative loan solutions until his passing in 2020.
Questions
What mortgage loan types do you offer?
We offer conventional, FHA, VA, USDA, jumbo, and specialized loans for first-time buyers, investment properties, and manufactured housing.
Do you offer online mortgage applications?
Yes, our secure website allows complete online loan applications with electronic document submission and digital signatures.
Can I get pre-approved for a mortgage?
Yes, we provide pre-qualification and formal pre-approval options through our website or by contacting our Wilsonville office.
What down payment assistance programs are available?
We offer programs with down payments as low as 3% for conventional loans, 3.5% for FHA, and zero down payment options for VA and USDA loans.
Do you offer mortgage refinancing options?
Yes, we provide rate-and-term refinancing, cash-out refinancing, and streamline options for existing homeowners.
