Belay Mortgage Group

Business Details

8 Years

experience

Your Trusted Mortgage Partner in Vancouver, WA

Belay Mortgage Group was founded in 2018 in Vancouver, Washington, as a Veteran and Woman-owned boutique mortgage brokerage serving Washington, Oregon, and California. Our founders combined 15+ years of mortgage industry experience with a tech background to revolutionize the traditionally complex lending process. The company name reflects our role as your 'anchor point' in the challenging journey of property financing, much like the climbing term 'belay' signifies secure teamwork. We prioritize people, relationships, and client service through innovative technology and transparent communication. Our mission focuses on helping clients achieve homeownership through strategic loan planning tailored to individual financial situations.

Guided by five principlescompassion, community, innovation, tenacity, and transparencywe've built a referral-based business recognized as Vancouver's top mortgage broker. Our team's expertise spans first-time homebuyers, investment properties, and construction loans. We actively contribute to local communities through volunteer work and fundraising initiatives. Our tech-driven approach enables efficient service delivery while maintaining personalized client relationships. This combination of innovation and human-centered values positions us as trusted partners in the home financing journey.

Services

Mortgage Lending Credit Assessment First-Time Homebuyer Financing Investment Property Consulting Mortgage Review Loan Strategy Planning Construction Financing Debt Refinancing Property Investment Analysis Mortgage Consulting

Details

Year established: 2018

Highlights and features

We offer 15+ years of mortgage industry experience with personalized service
Our proprietary technology streamlines the loan approval process
Veteran- and woman-owned business with community-focused values
We provide tailored financing solutions for unique financial situations
Transparent communication throughout the entire mortgage process

Associations and certifications

NMLS

What people say

Excellent communication Smooth closing process Knowledgeable team Competitive rates Personalized service

Website

Update Listing

Services

Mortgage Lending

We provide comprehensive mortgage lending solutions for primary residences and investment properties. Our experienced brokers help clients navigate loan options with personalized strategies that match their financial goals. Our process combines advanced technology with personalized guidance to secure competitive rates and favorable terms.

Credit Assessment

Our credit assessment service evaluates clients' financial standing to determine mortgage readiness. We analyze credit history, debt-to-income ratios, and financial patterns to develop improvement strategies. This service helps clients understand their borrowing capacity and prepare for successful loan applications with realistic timelines.

Investment Property Consulting

We specialize in financing solutions for real estate investors seeking portfolio growth. Our consultants analyze market trends, property types, and investment strategies to structure profitable loan packages. This service includes cash flow analysis and risk assessment for multi-property portfolios and single investment acquisitions.

First-Time Homebuyer Financing

Our first-time homebuyer program demystifies the mortgage process for new purchasers. We explain loan options, down payment assistance programs, and credit requirements while guiding clients through pre-approval and closing. This service includes budget planning and long-term affordability assessments.

Mortgage Review

We evaluate existing mortgage terms to identify refinancing opportunities and cost-saving potential. Our review includes interest rates, loan duration, and payment structures to determine optimal refinancing timing. This service helps clients adapt to changing financial circumstances and market conditions.

People

Jodi White

Principal Broker

With 18+ years in the mortgage industry, Jodi founded Belay Mortgage Group to transform the home financing experience. A Portland State University economics graduate, she specializes in first-time homebuyer programs, investment properties, and construction loans while maintaining Vancouver's top broker ranking on Yelp.

Ashley Barnts

Loan Officer

Licensed in Oregon and Washington, Ashley brings real estate agent experience to her loan officer role. With hundreds of closed loans since 2018, she excels at problem-solving and ensuring smooth closings. Her Pacific Northwest roots and attention to detail make her a trusted advisor for homebuyers across multiple states.

Questions

What mortgage services do you offer?

We provide full-service mortgage solutions including purchase loans, refinancing, investment property financing, construction loans, and credit assessment services.

Do you work with first-time homebuyers?

Yes, we specialize in guiding first-time buyers through the mortgage process with tailored programs and down payment assistance options.

Which states do you service?

We offer mortgage services across Washington, Oregon, and California with locally knowledgeable loan officers in each state.

How does your mortgage review process work?

Our mortgage review analyzes your current loan terms, financial situation, and market conditions to determine optimal refinancing opportunities and cost savings.

What makes Belay different from other brokers?

We combine mortgage expertise with innovative technology and personalized service, maintaining transparent communication throughout the entire financing process.

Can you help with investment property loans?

Yes, we specialize in investment property financing with customized solutions for real estate investors building residential or commercial portfolios.

Reviews (6)

Write a Review

Karis Kerbs

Jan 06, 2022 Report

Positive:Professionalism,Responsiveness
Jodi has helped me with 2 refis and was very professional & knowledgable. I consider her and her team experts in the mortgage field.

Melodi Ramquist

Jan 06, 2022 Report

Thanks to Jodi and team for leading me through this process! So many hoops to jump through all the way to closing, but she was a calming voice through the stressful times. Belay Mortgage Group works with many lenders to find the best deal for our situation. I know Jodi would do the same for any of her clients! If you're wondering if you could qualify for a home loan or refinance, I would recommend contacting Belay. She'll get you a pre-qualification to get started and then guide you through step-by-step! Jodi works hard and is very easy to reach! Good Luck!

Paige Tabor

Dec 09, 2021 Report

Positive:Professionalism,Quality,Responsiveness,Value
We are so glad we found Jodi! She has been amazing. Our situation may not fit into any standard box, and Jodi is willing to look at multiple options to find out what best meets our needs and gets us in the property we can call home. We're with Jodi and Belay for the long haul!!

Tanya Bright

Dec 06, 2021 Report

Positive:Professionalism,Quality,Responsiveness,Value
Great company!!! Brie and Jodi were wonderful to work with. Smooth and easy process. Great rates!

Wayne Rivers

Nov 21, 2021 Report

I've used Jodi for several home loans, a refinance and a purchase. She also has helped out several of my clients with their mortgage needs. She is super knowledgeable with tons of experience and I highly recommend her. A recent story that I can share was with one of my clients - she inherited a home from her parents that she wanted to keep. Unfortunately, there was a lot of deferred maintenance and the loan was coming due. She was going to have to sell the house until Jodi stepped in to refinance it into her name, saving the day.

Brad Curtis

Nov 15, 2021 Report

Positive:Professionalism,Quality,Responsiveness,Value
I had a great experience with Belay Mortgage Group. I had used Jodi on two mortgages and just recently used her on a refinance. I highly recommended them.