Business Details
9 Years
experience
Your Trusted Mortgage Partner in Milwaukie, OR
Founded in 2017, Arete Mortgage NW operates as a mortgage brokerage serving the Pacific Northwest. Our approach combines low overhead costs with technology-driven efficiency to deliver competitive rates without hidden fees. We specialize in residential purchase and refinance mortgages, guiding first-time homebuyers through the process while offering tailored refinancing advice. Our team prioritizes transparency, responding to inquiries within 24 hours seven days a week. With experienced loan officers and a focus on personalized service, we aim to simplify mortgage solutions while maintaining ethical standards and client-centric communication. 
Services
Residential Mortgages
Refinance Services
First-Time Homebuyer Assistance
Pre-Qualification
Mortgage Consultation
Details
- Year established: 2017
Highlights and features
- We operate with low overhead costs to provide competitive mortgage rates.
- Our team responds to inquiries within 24 hours, even on weekends.
- Loan officers have decades of combined experience in the mortgage industry.
- We offer free pre-qualification with no obligation to continue.
- Transparent process with no hidden fees or pressure tactics.
Associations and certifications
- Nationwide Mortgage Licensing System (NMLS)
What people say
Great rates
No hidden fees
Quick response
Excellent service
Helpful advice
Services
Residential Mortgages
We provide residential mortgage solutions for home purchases across the Pacific Northwest. Our process emphasizes competitive rates, transparent terms, and personalized guidance. First-time buyers receive step-by-step support to navigate financing options.
Refinance Services
Our refinancing options help homeowners lower monthly payments or adjust loan terms. We analyze individual financial situations to determine if refinancing aligns with long-term goals. No-pressure consultations ensure informed decisions.
Pre-Qualification
Free pre-qualification assessments help borrowers understand their purchasing power. This no-obligation service evaluates creditworthiness and budget parameters to streamline home shopping.
First-Time Homebuyer Assistance
Tailored guidance simplifies the mortgage process for first-time buyers. We explain loan options, down payment requirements, and closing procedures while offering ongoing support through each transaction phase.
Mortgage Consultation
Our experts provide personalized mortgage advice for purchase or refinance scenarios. Consultations cover rate comparisons, loan term options, and strategies to achieve homeownership or financial goals.
People
Brian Alexander
Loan Officer
Founder of Arete Mortgage NW with years of mortgage industry experience. Lives in Foster/Powell neighborhood. Enjoys outdoor activities, coffee meetups, and family time.
Morgan Faricy
Loan Officer
Over a decade of mortgage process management experience. Active in community organizations and enjoys skiing, golf, and music performances with his band.
Patrick Connolly
Loan Officer
Joined Arete Mortgage NW in 2023 after a career in Oregon's mortgage sector. Portland resident who loves family bike rides, home improvement, and exploring Oregon's natural landscapes.
Questions
What mortgage services do you offer?
We specialize in residential purchase mortgages and refinancing options across the Pacific Northwest.
How quickly do you respond to inquiries?
Our team replies within 24 hours seven days a week for all consultations and questions.
Do you offer free pre-qualification?
Yes, we provide free pre-qualification assessments with no obligation to proceed.
Are there hidden fees?
No, we maintain complete transparency with no hidden fees or pressure tactics.
Can I speak with a loan officer directly?
Contact us via phone or email to connect directly with Brian, Morgan, or Patrick.
What areas do you serve?
We primarily serve Oregon and the broader Pacific Northwest region.
Reviews (5)
Janie Stone
Dec 27, 2021
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Positive:Quality,Responsiveness
Arete Mortgage was very professional and efficient when I needed a cash out refinance for my home. I enjoyed working with Morgan - he made the process easy and straightforward. Highly recommend!
Arete Mortgage was very professional and efficient when I needed a cash out refinance for my home. I enjoyed working with Morgan - he made the process easy and straightforward. Highly recommend!
Chase Holenstein
Dec 17, 2021
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We refinanced with Morgan after inquiring with several mortgage brokers, and the loan rate and expenses he offered were the best of the bunch. Even better than that, he was great at communicating the process and requirements to us, and helped us close very quickly. He really went above and beyond for us and it was very appreciated! Thank you!
Carmen Tomas
Nov 30, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Morgan at Arete was a breeze to work with. The process of refinancing the mortgage was quick and easy, and he got us a great rate. i've sent friends to Arete before, because i know the quality of work is super high. don't pass them up!!
Morgan at Arete was a breeze to work with. The process of refinancing the mortgage was quick and easy, and he got us a great rate. i've sent friends to Arete before, because i know the quality of work is super high. don't pass them up!!
Alison Shane
Nov 16, 2021
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Working with Arete Mortgage was the best financial experience I've ever had! Morgan communicated with us every step of the way. He took the time to make sure we understood the loan process and what we were signing. Arete's mortgage rates are super competitive! We will be returning to work with Morgan the next time we buy a home or refinance.
Chelsea Brown
Oct 15, 2021
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Positive:Professionalism,Quality,Responsiveness
Working with Moran at Arete Mortgage NW was a breeze. Their online portal and communication process is extremely easy. Morgan keeps you in the loop on every step that is needed and he is extremely knowledgable and professional. You won't have any issues working with this group!!
Working with Moran at Arete Mortgage NW was a breeze. Their online portal and communication process is extremely easy. Morgan keeps you in the loop on every step that is needed and he is extremely knowledgable and professional. You won't have any issues working with this group!!
