Business Details
Trusted Mortgage Broker in Lake Oswego, Oregon
Avelloe Mortgage was founded on the principles of effective communication, education, and unwavering integrity in the mortgage industry. With over 30 years of experience, our team specializes in guiding clients through complex mortgage processes, leveraging decades of relationships with banks, mortgage bankers, and private funding sources. We prioritize client education to dispel misconceptions about mortgage eligibility, ensuring clients understand their options across portfolio, conventional, USDA, FHA, VA, jumbo, and private money loans.Our founder, David Feathers, brings a unique perspective from his extensive career in underwriting, risk management, and executive roles at major financial institutions. We work tirelessly to secure favorable outcomes, even for clients who have been turned down elsewhere, and offer ongoing support to prepare clients for future mortgage readiness. Our commitment to transparency, personalized service, and ethical practices has earned us a reputation as a trusted partner in mortgage solutions.
Services
Mortgage Brokerage
Refinancing
Home Purchase Loans
First-Time Home Buyer Assistance
Jumbo Loans
Highlights and features
- We offer over 30 years of mortgage industry experience and insider knowledge of underwriting processes.
- Our access to multiple funding sources ensures tailored mortgage solutions beyond single-platform limitations.
- We provide upfront, transparent qualification assessments to clarify mortgage eligibility.
- Our team maintains longstanding relationships with banks and private lenders for comprehensive options.
- We prioritize client education to empower informed mortgage decisions.
What people say
Best mortgage experience
Knowledgeable and honest
Responsive and efficient
Saved significant money
Smooth transaction process
Services
Mortgage Brokerage
Avelloe Mortgage provides comprehensive mortgage brokerage services connecting clients with tailored loan solutions. Our expertise spans conventional, FHA, VA, USDA, and jumbo loans, with access to multiple funding sources. We specialize in navigating complex financial situations to secure favorable terms, offering personalized guidance from pre-qualification through closing. Our team's industry relationships and decades of experience ensure clients receive optimal mortgage options.
Refinancing
Our refinancing services help clients reduce monthly payments, eliminate PMI, or access equity through cash-out refinances. We analyze current market conditions and client financial profiles to identify optimal refinancing opportunities. With relationships across lending institutions, we streamline the process for conventional, jumbo, and government-backed loans while maintaining transparent communication throughout the transaction.
Home Purchase Loans
Avelloe Mortgage specializes in purchase loans for first-time buyers and experienced homeowners. We offer pre-approval processes, competitive rate comparisons, and guidance through underwriting requirements. Our team coordinates with real estate agents and title companies to ensure timely closings, with expertise in navigating purchase contracts and lender-specific documentation requirements for various loan types.
First-Time Home Buyer Assistance
We provide specialized support for first-time homebuyers, including education on loan options, credit requirements, and down payment assistance programs. Our team explains mortgage components like APR and PMI while helping clients build credit profiles. We offer weekend appointments and after-hours communication to accommodate busy schedules during the homebuying process.
Jumbo Loans
Our jumbo loan services cater to high-value property purchases exceeding conventional loan limits. We connect clients with lenders offering competitive rates for luxury homes or investment properties. The team provides detailed explanations of unique underwriting criteria, documentation requirements, and risk assessment factors specific to non-conforming loans while maintaining transparent fee structures.
People
David Feathers
Founder
David Feathers founded Avelloe Mortgage with over 30 years of mortgage industry experience, including executive roles at Deutsche Bank and Countrywide. A former underwriting manager and risk management VP, he combines top-down industry perspective with hands-on client service. His expertise spans loan origination, regulatory compliance, and lender relationship management.
Questions
What mortgage loan types do you offer?
We offer conventional, FHA, VA, USDA, jumbo, and private money loans with access to multiple lenders for tailored solutions.
How does your mortgage process work?
Our process begins with pre-qualification, followed by application, underwriting, appraisal, and closing. We provide upfront approvals and maintain transparent communication throughout.
What makes Avelloe different from other brokers?
We combine decades of underwriting expertise with personalized service, maintaining lender relationships that enable customized solutions for complex financial situations.
Do you charge application fees?
No, we never charge application or processing fees for our mortgage services.
How long does mortgage approval take?
Pre-qualification takes minutes, with full approval typically completed within 14-30 days depending on loan complexity.
Can you help clients with credit challenges?
Yes, we specialize in helping clients with non-traditional credit profiles secure mortgage approval through alternative lending channels.
Reviews (1)
Tami Parks
Feb 20, 2019
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As a Realtor, I love David's experience, knowledge and integrity to always do what is best for buyers. David almost always has the lowest rates, and he charges no fees.
