Business Details
Your Trusted Partner for Financial Planning Solutions
At PDS Planning, we are redefining the financial advisory experience through our unwavering commitment to transparency, fiduciary responsibility, and client-centric solutions. For over four decades, our team of seasoned professionals has prioritized the financial security of high-net-worth individuals, offering tailored strategies that emphasize tax efficiency, low-cost investments, and comprehensive retirement planning. Our flat-fee model ensures that our clients' interests remain paramount, eliminating conflicts of interest inherent in traditional percentage-based fee structures. We specialize in orchestrating interconnected financial elementsinvestments, tax implications, estate planning, and family dynamicsto minimize risk and maximize long-term wealth accumulation.Our approach is grounded in the belief that financial advice should be accessible, understandable, and aligned with the unique goals of each client. With a focus on proactive communication and personalized service, we empower clients to achieve peace of mind, confident in their financial future. Our team's expertise spans decades, combining industry-recognized credentials with a dedication to ethical standards that has earned us recognition as a trusted leader in the field. We are committed to continuous innovation, ensuring our clients benefit from evolving best practices while maintaining the integrity of our founding principles.
Services
Financial Planning
Investment Management
Tax Strategy
Retirement Planning
Estate Planning
Insurance Guidance
Charitable Giving
Education Funding
High-Net-Worth Advisory
Family Office Support
Highlights and features
- We operate as a fiduciary, legally obligated to prioritize client interests above all else.
- Our flat-fee model eliminates conflicts of interest inherent in percentage-based advisory fees.
- We specialize in tax-efficient, low-cost investment strategies tailored to high-net-worth clients.
- Our team combines 40 years of industry experience with CFA, CFP, and CPA credentials.
- We provide comprehensive, interconnected financial planning covering retirement, estate, and charitable giving needs.
Services
Financial Planning
Our comprehensive financial planning service creates personalized roadmaps for high-net-worth individuals. We analyze cash flow, tax implications, and retirement goals to develop actionable strategies that align with your unique circumstances. By integrating estate planning and charitable giving considerations, we ensure all aspects of your financial life work cohesively toward long-term security.
Investment Management
We implement diversified, low-cost investment portfolios tailored to your risk tolerance and financial objectives. Our approach emphasizes tax efficiency and simplicity, avoiding complex products that often benefit advisors more than clients. Regular portfolio reviews ensure your investments remain aligned with evolving market conditions and personal goals.
Tax Strategy
Our tax strategy service focuses on minimizing lifetime tax liabilities through proactive planning. We analyze income streams, investment gains, and estate considerations to identify legal tax reduction opportunities. This service works in tandem with your CPA to ensure compliance while maximizing after-tax returns.
Retirement Planning
We develop customized retirement plans that address income sustainability, healthcare costs, and lifestyle goals. Our analysis includes Social Security optimization, pension considerations, and withdrawal strategies to ensure financial stability throughout retirement. Regular progress tracking helps maintain confidence in your long-term plan.
Estate Planning
Our estate planning guidance ensures your assets are distributed according to your wishes while minimizing tax burdens. We coordinate with legal professionals to implement trusts, wills, and gifting strategies that protect your legacy. This service addresses both immediate tax concerns and long-term family financial security.
People
Kurt Brown
Shareholder, Chief Investment Officer, Chief Compliance Officer
CFA charterholder with decades of experience managing investment portfolios. Oversees firm compliance and investment strategy while maintaining fiduciary oversight.
Rita Itsell
Shareholder, Senior Financial Advisor
Seasoned financial advisor specializing in retirement planning for high-net-worth clients. Focuses on tax-efficient strategies and long-term wealth preservation.
Jamie Menges
Shareholder, Senior Financial Advisor
CPA and CFP professional combining accounting expertise with comprehensive financial planning. Specializes in complex tax situations and estate planning.
Jimmy Rogers
Shareholder, Senior Financial Advisor
CFP certificant with extensive experience in investment management and retirement income planning. Focuses on client education and personalized financial solutions.
Drew Potosky
Portfolio Manager
Manages investment portfolios with emphasis on tax-efficient strategies. Combines CFP expertise with market analysis to optimize client returns.
Questions
What is the Fiduciary Standard?
We legally prioritize your interests through transparent advice and objective recommendations tailored to your financial plan.
What does Flat Fee really mean?
Our fees are fixed-dollar amounts based on service complexity, not percentages of your assets.
Do you charge performance-based fees?
No. We avoid incentive structures that might encourage excessive risk-taking with client assets.
How is PDS different than other planners?
We combine flat fees, fiduciary duty, and comprehensive planning without product sales conflicts.
Who is an ideal client?
Clients with $2M+ portfolios within 15 years of retirement seeking transparent, tax-efficient planning.
How will we work together?
We begin with consultation, develop personalized plans, then implement strategies with ongoing communication.
