Business Details
21 Years
experience
Your Trusted Mortgage Partner in Aiea, HI
Since 2005, Pacific Rim Mortgage has been dedicated to providing personalized mortgage solutions tailored to each client's unique needs. Our team of experts, with an average of 12 years of experience in mortgage lending, specializes in Conventional, VA, FHA, and USDA loan programs for both home purchases and refinancing. We pride ourselves on delivering a seamless, transparent process with industry-leading efficiency, consistently closing loans in 30 days or less.Our commitment to excellence has earned us multiple awards and the trust of homeowners across Hawaii. By maintaining open communication and leveraging our deep industry knowledge, we ensure a stress-free experience that prioritizes your time and financial goals. As a locally licensed company (HI-1849080), we combine national expertise with a deep understanding of Hawaii's unique real estate market.
Services
Conventional Loans
VA Loans
FHA Loans
USDA Loans
Refinance Options
Details
- Year established: 2005
Highlights and features
- Our team averages 12 years of mortgage lending experience across all major loan programs
- We guarantee loan closings within 30 days through our streamlined, transparent process
- Specialists in Hawaii-specific mortgage requirements and local market conditions
- Offering Conventional, VA, FHA, and USDA loan options to meet diverse client needs
- Recognized with multiple industry awards for excellence in mortgage services
Services
Conventional Loans
We offer conventional mortgage solutions with competitive rates and flexible terms. Our programs include fixed-rate options from 15-30 years and adjustable-rate mortgages with down payments as low as 3%. Our experienced team guides clients through the process while maintaining strict underwriting standards to ensure long-term affordability.
VA Loans
Specialized mortgage programs for military personnel and veterans featuring $0 down payment options and flexible qualification guidelines. We provide expert guidance through VA loan requirements, including property approval processes for condos and townhouses, ensuring veterans receive the maximum benefits they've earned.
FHA Loans
Our FHA loan program offers accessible homeownership opportunities with 3.5% down payments and lenient credit requirements. We help clients navigate FHA approval processes for various property types while maintaining compliance with federal regulations and ensuring long-term loan sustainability.
USDA Loans
We provide USDA-backed mortgage solutions with $0 down payment options for qualifying rural properties. Our team assists clients with area-specific eligibility requirements and helps transform USDA loans into affordable homeownership opportunities while maintaining strict program compliance.
Refinance Options
Our comprehensive refinance programs help homeowners reduce monthly payments, access home equity, or consolidate debt. We offer tailored solutions including rate-and-term refinancing, cash-out options, and specialized programs for FHA and VA loans, all designed to improve clients' financial positions.
People
Jodie Tanga
Mortgage Loan Originator
With extensive experience in mortgage lending, Jodie specializes in guiding clients through the complexities of home financing while maintaining NMLS #277336 compliance standards.
Derek Tanga
Mortgage Loan Originator
As a seasoned mortgage professional, Derek provides expert guidance on loan programs and maintains strict adherence to industry regulations (NMLS #952244).
Kasie Herman
Mortgage Loan Originator
Kasie brings specialized knowledge to mortgage solutions, ensuring clients receive personalized service while operating under NMLS #1376332 licensing requirements.
Questions
What mortgage programs do you offer?
We offer Conventional, VA, FHA, and USDA loan programs for both home purchases and refinancing, with specialized options for Hawaii properties.
How quickly can you close a mortgage?
Our standard closing time is 30 days or less through our efficient process that includes 10-day underwriting and proactive documentation management.
Do you offer refinancing options?
Yes, we provide rate-and-term refinancing, cash-out refinancing, and specialized programs for FHA and VA loans to help improve financial positions.
How can I start the mortgage process?
Begin with a secure online application or contact us directly at (808) 488-5510 to schedule a consultation with our mortgage experts.
Are you licensed to operate in Hawaii?
Yes, we're licensed by the Hawaii Division of Financial Institutions (HI-1849080) and maintain NMLS registration #1849080 for our Aiea branch.
What sets you apart from other lenders?
Our combination of local Hawaii expertise, 12-year average team experience, and commitment to 30-day closings creates a superior mortgage experience.
Reviews (4)
Mike Davis
Dec 27, 2021
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Absolutely best experience possible. We are first time home-buyers, with a house hunting experience that took nearly a year. At the beginning, Jodie helped walk us through our first estimate line-by-line. Then the PacRim team diligently provided pre-approvals on short notice for the many houses we bid on. We wound up winning two bids that fell through during the inspection process, and each time Jodie and everyone at PacRim was helpful and supportive. On top of all of that, we got great rates, and the team always made it as easy as possible for us, knowing what needed to be completed at each step
Lori-Ann Kibota
Dec 20, 2021
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We would like to thank Jodie Tanga and her team for helping us with refinancing our mortgage! They were very efficient and professional with their services. We highly recommend using their company and would definitely refer our friends and family who needed help with refinancing! They are an AMAZING team!! Call them! They will not disappoint!
Brandy Wolters
Nov 25, 2021
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What a fantastic experience! Jodie and her team made buying a home in Hawaii while in California completely painless. With frequent email updates and quick calls to keep things moving, I felt completely at ease knowing PacRim was looking out for me and my purchase. I really appreciated their response-time when decisions had to pivot quickly and scenarios had to be rerun. And every interaction felt filled with Aloha! Their knowledge and customer service are outstanding and I couldnt be more pleased.
N. Enos
Nov 16, 2021
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Very satisfied with Pacific Rim Mortgage. They closed in 30 days! Their staff are friendly and knowledgeable, and they work hard to get everything done. I definitely recommend them to anyone looking to buy property. Thank you!
