Business Details
28 Years
experience
Trusted Mortgage Broker in Honolulu, HI
Established in 1998, Myers Capital Hawaii has built a reputation as a trusted family-owned mortgage brokerage and direct private lender. Our expertise spans residential, commercial, and investment property financing, with a focus on delivering competitive rates and personalized solutions. We prioritize transparency, strategic mortgage planning, and client education to align financing with life milestones. Our team combines decades of experience with a commitment to exceptional service, ensuring clients receive tailored guidance for their real estate and financial goals.As active property owners ourselves, we understand the importance of creative financing and long-term portfolio growth. With streamlined processes and a broker-friendly approach, we serve clients across Hawaii and 48 mainland states, emphasizing reliability and innovation in every transaction.
Services
Residential Mortgages
VA Loans
DSCR Loans
Bridge Loans
Commercial Real Estate
Home Equity Loans
Fix and Flip Financing
Condotel Loans
Portfolio Loans
Construction Loans
Details
- Year established: 1998
Highlights and features
- We offer mortgage rates 0.25%-0.5% lower than traditional lenders.
- Our transparent process educates clients on rate determinations and qualifications.
- Live customer service with no voicemail during business hours.
- 25+ years of experience in residential and commercial mortgage solutions.
- Custom mortgage plans aligned with clients' life milestones and financial goals.
Associations and certifications
- Better Business Bureau
What people say
Smooth and expeditious
Professional and knowledgeable
Miracle workers
Empathetic and experienced
No headaches
Services
Residential Mortgages
We offer conventional, FHA, USDA, and jumbo loans with down payments as low as 3%. Our VA loan programs provide low/no down payment options with competitive rates. Reverse mortgages allow homeowners to access equity without selling their property.
DSCR Loans
Debt Service Coverage Ratio loans qualify based on property income rather than personal income. These long-term solutions support rental property investors seeking stable financing aligned with cash flow projections.
Bridge Loans
Our hard money bridge loans provide quick capital for fix-and-flip projects or interim financing. With LTVs up to 80% and terms from 6-36 months, these loans enable rapid property acquisitions and renovations.
Commercial Real Estate
We finance office buildings, retail spaces, warehouses, and multifamily properties. Our programs include discounted payoffs, mezzanine financing, and preferred equity solutions for commercial investors.
Home Equity Loans
Access your home's equity through fixed-rate loans or revolving HELOCs. Funds can be used for renovations, debt consolidation, or emergency expenses with flexible repayment options.
People
Reed Myers
Mortgage Advisor
With decades of experience in Hawaii's mortgage market, Reed specializes in VA loans and investor financing. He prioritizes clear communication and personalized solutions for first-time buyers and seasoned investors.
Kendall Naya
Loan Officer
Recognized for exceptional client support, Kendall provides 24/7 assistance during transactions. His expertise in rate reduction strategies has helped numerous homeowners save thousands through refinancing.
Sharlene Aoki
Loan Processing Manager
With over 15 years in mortgage operations, Sharlene ensures efficient loan processing. Her attention to detail and rapid turnaround times contribute to the company's high client satisfaction rates.
Steve Barnes
Senior Mortgage Consultant
Specializing in complex transactions, Steve has guided clients through thousands of successful refinances and purchases. His market insights help investors maximize returns on property acquisitions.
Jeremiah Blake
Commercial Loan Specialist
Jeremiah focuses on multifamily and commercial property financing. With expertise in preferred equity and mezzanine financing, he develops creative solutions for large-scale real estate projects.
Questions
What mortgage rates do you currently offer?
Our rates start at 4.750% for 15-year fixed loans and 5.500% for 30-year fixed loans, typically 0.25%-0.5% lower than traditional lenders.
Do you offer loans for investment properties?
Yes, we provide DSCR loans, fix-and-flip financing, bridge loans, and portfolio loans for non-owner-occupied properties across 48 states.
How quickly can you process a mortgage application?
Our streamlined process delivers approvals within 24 hours and closes loans efficiently, with many transactions completing in under 30 days.
Are there special programs for first-time homebuyers?
We offer conventional, FHA, and USDA loans with down payments as low as 3%, including VA programs for eligible military personnel.
Can I refinance my existing mortgage?
Yes, we specialize in rate-and-term refinancing and cash-out options to help homeowners reduce payments or access equity.
What commercial loan options are available?
We finance multifamily properties, office buildings, retail spaces, and industrial properties with terms tailored to cash flow requirements.
Reviews (7)
Robert Miura
Dec 29, 2021
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Positive:Professionalism,Responsiveness
Excellent service and fairly quick and easy transaction for refinancing my home at a great locked in rate.
Excellent service and fairly quick and easy transaction for refinancing my home at a great locked in rate.
Leslie Kodani
Dec 22, 2021
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Positive:Professionalism
I wanted a good chance of getting a lower interest rate to refinance and I turned to Myers Capital and got what I wanted, very professional firm.
I wanted a good chance of getting a lower interest rate to refinance and I turned to Myers Capital and got what I wanted, very professional firm.
William Aakhus
Oct 31, 2021
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Positive:Professionalism,Responsiveness
Meyers Capital Hawaii helped me find financing for a non-traditional real estate purchase and at a great fixed rate! Professional from start to finish - I would work with them again without hesitation!
Meyers Capital Hawaii helped me find financing for a non-traditional real estate purchase and at a great fixed rate! Professional from start to finish - I would work with them again without hesitation!
Marisa Lloyd
Oct 31, 2021
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Positive:Professionalism,Quality,Responsiveness
This is my second re-finance with Myers Capital. I completely recommend them. Kendall and his team are responsive and professional, walking through this process each step of the way. Thank you!
This is my second re-finance with Myers Capital. I completely recommend them. Kendall and his team are responsive and professional, walking through this process each step of the way. Thank you!
Da Hooks
Oct 16, 2021
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Thank you for your outstanding professionalism and support. Our recent refinancing process was made easy because of the professional guidance of the Myers Capital team. They patiently and thoroughly helped us understand the process ensuring that we had all of the necessary documentation in a timely manner. Due to the pandemic most of the process was successfully handled electronically. We are so pleased with the outcome!
Lisa Koene
Sep 21, 2021
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I recently refinanced my mortgage with Myers Capital Hawaii and I would highly recommend their services. They made the process very easy and seamless and everything was processed smoothly and timely. Everyone is very professional, knowledgeable and responsive. Im so glad I reached out to them and will definitely use their services in the future.
Damon Rhys
Sep 05, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
I am a Realtor and Myers Capital is my go to mortgage broker for most of my clients. They have great rates and super sensitive about getting back to my clients and understanding their needs. Myers Capital is absolutely first rate.
I am a Realtor and Myers Capital is my go to mortgage broker for most of my clients. They have great rates and super sensitive about getting back to my clients and understanding their needs. Myers Capital is absolutely first rate.
