Business Details
19 Years
experience
Your Trusted Mortgage Partner in Kaneohe, HI
Established in 2007, B & B Mortgage Solutions has navigated the complexities of the mortgage industry with a commitment to local values and exceptional service. Our team of licensed professionals prioritizes client education and personalized financing solutions, tailoring loan structures to meet individual needs. With a reputation as one of Hawaii's top mortgage companies, we adhere to a philosophy of treating every client like family. Through decades of combined experience, we offer a diverse range of home loan products designed to simplify the lending process for first-time buyers and seasoned investors alike. Our expertise in navigating fluctuating market conditions has earned us recognition and trust within the community.By leveraging innovative financial tools and maintaining transparency, we empower clients to make informed decisions. Our dedication to fiduciary responsibility ensures that every transaction aligns with the client's best interests. With offices strategically located in Kaneohe, we serve clients across Hawaii with professionalism and integrity. Our track record of closing loans on time reflects our commitment to efficiency and client satisfaction. Through continuous adaptation to industry changes, we remain a leader in providing accessible and reliable mortgage solutions.
Services
Mortgage Brokering
Home Loans
Refinancing
First-Time Homebuyer Loans
Out-of-the-Box Financing
Details
- Year established: 2007
Highlights and features
- We have over 15 years of experience navigating complex mortgage markets.
- Our team tailors financing solutions to meet individual client needs.
- We prioritize client education and transparency throughout the lending process.
- Recognized as one of Hawaii's top mortgage companies since 2007.
- Our licensed professionals offer a wide range of mortgage products.
What people say
Trust Brad wholeheartedly
Easy process
Worked diligently
Terrific terms
Scary process UN-scary
Services
Mortgage Brokering
B & B Mortgage Solutions connects borrowers with optimal mortgage products through extensive lender networks. Our brokers analyze financial profiles to recommend customized loan options. With deep industry expertise, we negotiate competitive terms and streamline the application process for residential and investment properties.
Home Loans
We offer comprehensive home loan solutions for first-time buyers and experienced homeowners. Our products include fixed-rate, adjustable-rate, and government-backed loans. The team provides clear guidance on down payment requirements, credit qualifications, and closing cost management to facilitate successful home purchases.
Refinancing
Our refinancing services help clients reduce monthly payments, shorten loan terms, or access home equity. We evaluate current mortgage terms against market conditions to identify savings opportunities. The process includes rate comparisons, break-even analysis, and documentation assistance for seamless transitions.
First-Time Homebuyer Loans
Specialized programs assist first-time buyers in overcoming common barriers to homeownership. We offer low down payment options, credit flexibility, and educational resources on mortgage fundamentals. Our brokers guide clients through eligibility requirements and down payment assistance programs available in Hawaii.
Out-of-the-Box Financing
For unique financial situations, we develop creative financing structures beyond conventional lending criteria. This includes non-qualified mortgage products, asset-based lending, and portfolio loan options. Our approach focuses on individual circumstances rather than standardized formulas to find viable solutions.
People
Bobby Chow
Partner/Mortgage Broker
With over 15 years in mortgage brokering, Bobby Chow specializes in connecting clients with tailored financing solutions. His expertise in Hawaii's real estate market ensures personalized guidance through complex transactions.
Bradley Shinagawa
Partner/Mortgage Broker
Bradley Shinagawa brings extensive experience in mortgage finance, focusing on client education and transparent lending practices. His commitment to service excellence has earned recognition as a top Hawaii mortgage professional.
Jacque Viloria
Mortgage Broker
Jacque Viloria specializes in residential mortgage solutions, helping clients navigate loan options with clear communication and personalized support. Her deep understanding of local market dynamics benefits Hawaii homebuyers.
Ryan Hew
Mortgage Broker
Ryan Hew provides expert mortgage guidance, focusing on first-time buyer programs and refinancing opportunities. His client-centered approach emphasizes financial literacy and long-term homeownership success.
Marlisa Oshiro
Mortgage Broker
Marlisa Oshiro offers personalized mortgage solutions with a focus on community needs. Her experience spans conventional and government-backed loans, ensuring accessible pathways to homeownership for diverse clients.
Questions
What mortgage services do you offer?
We provide home loans, refinancing options, first-time buyer programs, and customized financing solutions for residential properties across Hawaii.
How do you tailor loans to individual needs?
Our brokers analyze your financial situation to recommend personalized mortgage products, considering factors like credit history, down payment capacity, and long-term goals.
Are you licensed to operate in Hawaii?
Yes, our team holds active NMLS licenses and has served Hawaii residents since 2007 with state-compliant mortgage solutions.
What areas do you serve?
We primarily serve Oahu, Maui, Big Island, and Kauai, with office locations in Kaneohe and extensive local market knowledge.
How do I start the mortgage process?
Contact us via phone or email to schedule a consultation. Bring financial documents for pre-approval, then we'll guide you through loan options and application steps.
Reviews (3)
Devin Norcross
Nov 19, 2019
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I love these guys! They are top notch. They always make sure their clients move forward with the best credit score possible!
Lj Nai Nai
Jul 06, 2019
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If you haven’t used them and you are looking at the reviews. Read this one!!!! Brad and Bobby of B&B are the best. They care about you. They realize this is probably the biggest purchase you will be making if it’s your first house or buying up. They understand that this is a life changing event in your lives. They want to be sure every T is crossed and I is dotted. You cannot be in better hands then with them. I would never use another mortgage Company ever!!!
Lorene Glisson
Feb 26, 2019
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Bobby and his staff have been amazing throughout this very stressful process. Since our first meeting, he made me feel right at home and helped alleviate any anxieties and fear that naturally come with purchasing a home. I can say that I did not do anything but give him the necessary paperwork and he did the rest! I am so thankful to Bobby, Carly and all of his staff for making this happen for me and my family! ❤️🙏🏻
