Business Details
26 Years
experience
Your Trusted Mortgage Partner in Honolulu, HI
Hawaiian Isle Mortgage has been serving Hawaii homeowners since 2000, bringing decades of banking expertise to every transaction. Our founder, Scott Brewer, combines 41 years of local financial experience with a commitment to personalized service, ensuring clients receive competitive rates and tailored mortgage solutions. We specialize in guiding clients through complex loan programs while maintaining transparency and professionalism throughout the process.Our deep understanding of Hawaii's unique real estate market allows us to deliver exceptional value to both first-time buyers and experienced investors. With a focus on education and client empowerment, we help customers make informed decisions that align with their long-term financial goals.
Services
Conventional Mortgages
Government Mortgages
Jumbo Mortgages
Portfolio Loans
Non-Conforming Loans
First-Time Homebuyer Loans
Refinancing
Construction Loans
Details
- Year established: 2000
Highlights and features
- We offer 41 years of Hawaii-specific mortgage banking expertise
- Our personalized service includes tailored loan pre-qualification letters
- We provide access to specialized loan programs for unique situations
- Our competitive pricing structure saves clients thousands in financing costs
- We maintain direct accessibility with prompt client communication
Services
Conventional Mortgages
We offer FNMA-approved conventional mortgage programs with 30 and 15-year fixed rate options. Our competitive pricing extends up to $822,325 loan amounts, providing flexibility for various home buying needs while maintaining strict underwriting standards.
Government Mortgages
Our government-backed mortgage programs include VA loans and other federally supported initiatives. These options feature flexible qualification requirements and competitive rates, specifically designed to assist eligible borrowers in achieving homeownership.
Jumbo Mortgages
We provide specialized financing solutions for luxury properties with loan amounts up to $4.0 million. Our jumbo mortgage programs cater to Hawaii's premium real estate market while maintaining favorable terms for qualified borrowers.
First-Time Homebuyer Loans
Our first-time homebuyer assistance includes zero down payment options and reduced fee structures. We offer comprehensive guidance through these specialized programs to make homeownership accessible for new buyers in Hawaii.
Portfolio Loans
We offer adjustable rate mortgages with initial fixed terms of 3, 5, 7, and 10 years. These portfolio solutions provide flexibility for unique financial situations while maintaining competitive pricing and personalized underwriting.
People
Scott Brewer
President/Owner
Scott Brewer brings 41 years of Hawaii banking experience to Hawaiian Isle Mortgage. As former Vice President of Bank of America and Chief Investment Officer at Hon Fed Bank, he offers expert mortgage guidance backed by extensive financial leadership.
Questions
What mortgage programs do you offer?
We provide conventional, government, jumbo, portfolio, and non-conforming loans, including specialized programs for first-time buyers and unique property situations.
How can I get pre-approved for a mortgage?
Contact us for a free 15-minute consultation where we'll review your financial situation and provide a pre-qualification letter tailored to your needs.
Do you serve areas outside Honolulu?
While our office is in Honolulu, we provide mortgage services throughout Hawaii, leveraging our local market expertise for clients across the islands.
What documentation is required for loan approval?
Basic requirements include two years of tax returns with W-2s, three months of bank statements, and one month of pay stubs. Additional documents may apply for special cases.
How do you help clients save money on mortgages?
We offer competitive pricing and refinancing analysis to help clients reduce their monthly payments and overall loan costs through optimal financing solutions.
Reviews (1)
Hamidu Sadiq
Nov 23, 2021
Report
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