Business Details
50+ Years
experience
Your Trusted Financial Partner in Toledo, OH
Champion Credit Union has served members since 1941, evolving from a factory-based cooperative to a community-focused financial institution serving Lucas County. As a member-owned cooperative, we prioritize financial stability while offering competitive rates on loans, credit cards, and savings products. Our three locations and digital banking tools provide convenient access to services like Zelle, mobile deposit, and personalized financial solutions.With over $75 million in assets and 5,900 members, we maintain a commitment to returning earnings to members through dividends and low-fee services. Our team specializes in auto loans, home equity financing, and educational savings accounts while maintaining NCUA insurance for account security. Through technological innovation and community engagement, we deliver tailored financial guidance and 24/7 account access via our Audio Response system.
Services
Loans
Credit Cards
Checking Accounts
Savings Accounts
Mortgage Services
Digital Banking
ATM Access
Financial Education
Details
- Year established: 1941
Highlights and features
- We offer member-owned cooperative financial services since 1941
- Competitive rates on loans and credit products backed by NCUA insurance
- 24/7 digital banking with mobile deposit and Zelle transfer capabilities
- Personalized financial solutions for local individuals and businesses
- Community-focused approach with three convenient Toledo-area locations
Associations and certifications
- NCUA
Services
Personal Loans
We provide flexible personal loan options for various financial needs with competitive interest rates. Our lending specialists work closely with members to create customized repayment plans that match individual financial situations. Loan proceeds can be used for debt consolidation, major purchases, or unexpected expenses while maintaining transparent fee structures and clear terms.
Credit Cards
Our Platinum Rewards Visa credit card offers cashback rewards, travel insurance, and no annual fees. Cardholders benefit from advanced security features like Visa Secure and mobile wallet integration while enjoying exclusive member perks including zero liability protection and international transaction capabilities without additional fees.
Checking Accounts
We offer dividend-paying checking accounts with nationwide ATM access and unlimited transaction capabilities. Members receive free share drafts, overdraft protection options, and integrated digital banking tools including mobile check deposit and real-time transaction alerts through our secure online banking platform.
Digital Banking
Our comprehensive digital banking suite includes Zelle money transfers, mobile deposit capture, and real-time account management through the CardValet and Card Suite Lite apps. Members can securely access accounts 24/7, schedule automatic transfers, and manage payment preferences from any internet-connected device.
Savings Solutions
We provide NCUA-insured savings options including traditional share accounts, holiday clubs, and IRA certificates with competitive dividend rates. Our financial specialists help members create customized savings plans for specific goals like education funding, home purchases, or retirement planning while maintaining flexible access to funds.
Questions
What types of loans does Champion Credit Union offer?
We offer auto loans, home equity loans, personal loans, student loans, and mortgage financing options with competitive interest rates.
How can I access my account after hours?
Our Audio Response system provides 24/7 account access at 800-285-2830 for balance inquiries, transfers, and transaction history.
Do you offer mobile banking features?
Yes, we provide mobile deposit capture, Zelle transfers, and real-time account management through our mobile banking app.
Are my deposits insured?
All accounts are insured up to $250,000 by the National Credit Union Administration (NCUA).
What security measures protect my account?
We use Visa Secure technology, mobile app biometric authentication, and real-time transaction monitoring to safeguard member accounts.
Can I use Zelle for international transfers?
Zelle transfers require both parties to have U.S.-based bank accounts and are limited to domestic transactions.
Reviews (4)
Daryl Ellis
Aug 30, 2021
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I think it's terribly rude to not have anyone in the lobby and a person comes in for a simple cashier's check and have to wait 28 minutes. The person that handled my transaction was a trainee obviously. She had a another employee standing over her the entire time she was doing my transaction. Did anyone stop to think that I might have something to do and might not have that type of time to invest in her career. I certainly hope she learned something from that transaction I certainly did. Because I was late for work because of it.
Mak
Aug 24, 2021
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As a young adult, I really appreciate how clear and helpful the staff is-- the intricacies of finances are rarely taught in school, and I'm of the firm belief that I would be worse off had I turned to a bank rather than CCU. Not having to go anywhere to deposit checks is the cherry on top!
Craig Cipriano
Nov 09, 2019
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Pathetic online functionality. No weekend hours. The people there are very nice, but I need to actually be able to make deposits by other means than using their mail slot. Really?
Christina Wiseman
Dec 24, 2018
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Had a fradulant withdraw on my account, that I did NOT authorize and that the company (turbo tax) has no record of me authorizing or oweing to them anything. Meanwhile they took out of my "secure" checking account. Instead of champion marking this as a fradulant charge as it was, they proceeded to charge me not one but two charges for ISF and this was after a bank representative assured me that my account would be frozen (after about 3calls to the bank after speaking with turbo tax) I don't trust them with my hard earned money,and either should you!
