A group of forward-thinking individuals, employees of the Sohio Toledo Refinery, pooled their assets and set this credit union in motion. It started with 11 members and $70 in assets. At Bay Area Credit Union, we strive to stay up-to-date with the latest in technology, products and services. We pride ourselves in offering "big-bank" products without the "big-bank" attitude, and continually demonstrate our dedication to serving our members and our community.
Services
Personal Checking
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What's BONUS checking? A checking account that pays YOU! Instead of charging service fees and minimum balance charges, we pay you high dividends every month. Plus, it refunds your ATM fees nationwide, not just in NW Ohio. Plus, link it to free BONUS Saver for automatic savings, so you keep more money in your pocket every month.
Contact Us
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At Bay Area Credit Union we love hearing from you. A Financial Service Representative will get back to you promptly. Email is not a secure form of communication. Bay Area Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines.
Money Market
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Maximize returns while minimizing effort. Our insured Money Market Account combines the advantages of an investment account with the convenience of a checking account. Make the most of funds via tiered-rates, providing higher balances with even higher rates. At the same time, maintain convenient access to your funds.
Certificates
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If you are looking for a risk-free, fixed rate investment, Bay Area Credit Union offers competitive dividends and flexible terms of 6 months to 60 months on our Certificates. Regardless which type of IRA account you select, an IRA Share Certificate is an attractive investment option. Terms range from 6 months to 60 months.
IRAs
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An IRA is a tax-advantaged* savings plan built around your individual needs. It's easy to start, affordable, and can make a world of difference in your retirement living. Bay Area Credit Union's IRAs offer competitive dividend rates, insured deposits, payroll deduction, no annual maintenance fees, comfortable minimum deposit requirements, and personalized answers to your questions.
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