From our beginning in 1950 to where we are today, serving over 59,000 people in six Michigan counties, American 1 Credit Union has been committed to providing excellent, low-cost everyday banking for our members. American 1 was born out of a grocery cooperative, Jackson Co-Op Services (known today as the Community 1 Cooperative) in Jackson, MI, which started in 1945 through local individuals from the manufacturing community.
Despite the post-war economic boom in America during this time, founders of Jackson Co-Op Services acknowledged that the average Jackson worker did not have access to low-cost credit and regular savings programs. These factors significantly affected thousands of hard-working adults and their families trying to meet their financial goals, grow their families, and build their homes.
Despite the post-war economic boom in America during this time, founders of Jackson Co-Op Services acknowledged that the average Jackson worker did not have access to low-cost credit and regular savings programs. These factors significantly affected thousands of hard-working adults and their families trying to meet their financial goals, grow their families, and build their homes.
Services
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If applying for an Auto Loan, will you be trading in a vehicle that is currently financed with American 1? Please Note: Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.
DISCLAIMER: I/We hereby certify that all statements made are true and complete, are submitted for the purpose of obtaining credit, and that the credit union may rely on them for such determination.We understand that federal law requires the verification of identification for all new accounts should I not have an existing account.
DISCLAIMER: I/We hereby certify that all statements made are true and complete, are submitted for the purpose of obtaining credit, and that the credit union may rely on them for such determination.We understand that federal law requires the verification of identification for all new accounts should I not have an existing account.
Investment Accounts
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Accessibility is the key to our Money Market accounts. You will earn dividends on your investment with more flexibility than a typical certificate. Let us tailor a Share Certificate of Deposit (CD) to fit your personal investment portfolio! Plan now for your retirement years by investing in a high-yielding IRA, customized to your personal needs.
Checking Accounts
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A free, no strings attached checking account with all of the convenience of a big bank checking account, but none of the hassle or fees. It's that simple! A perfect checking account for members who regularly carry a balance of $2,000 or more in their checking and want to earn dividends on their deposits.
Credit Cards
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Get rewarded for your everyday purchases with the American 1 Rewards credit card! The Rewards credit card is accepted everywhere VISA is accepted worldwide and earns one Rewards point for every $1 you spend in purchases. Your Rewards points can be redeemed for everything from gas discounts and gift cards to airfare and air fryers.
Courtesy Pay
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For members who qualify, Courtesy Pay provides a pre-approved $525 overdraft limit to your personal checking account. If you overdraw, we may pay each item up to your $525 limit. Every time you utilize Courtesy Pay, your account will be assessed a Courtesy Pay charge of $25 per item. Plus, using Courtesy Pay doesn't impact your credit score, so you have the added safety measure of protecting your good credit rating.
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