You can take advantage of the Auto Pay interest rate reduction by setting up and maintaining active and automatic ACH withdrawal of your loan payment. The interest rate reduction for Auto Pay will be available only while your loan is enrolled in Auto Pay. Interest rate incentives for utilizing Auto Pay may not be combined with certain private student loan repayment programs that also offer an interest rate reduction.
For multi-party loans, only one party may enroll in Auto Pay. Nine-month grace period is not available for borrowers who choose our Principal and Interest Repayment plan while in school. Earnest clients may skip one payment every 12 months. Your first request to skip a payment can be made once you've made at least 6 months of consecutive on-time payments, and your loan is in good standing.
For multi-party loans, only one party may enroll in Auto Pay. Nine-month grace period is not available for borrowers who choose our Principal and Interest Repayment plan while in school. Earnest clients may skip one payment every 12 months. Your first request to skip a payment can be made once you've made at least 6 months of consecutive on-time payments, and your loan is in good standing.
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About Us
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Like most people, we have seen friends and family struggle to pay for college. It became clear that in order to change the system, we needed to build something new. We launched Earnest to give every responsible borrower the chance to go to college and pay off their student loans. Our student loans are created with simplicity in mind.
Refinance Student Loans
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Customer service is a 10/10. Best interest rates around. All together great experience and I'll be out of student debt five years faster with Earnest! I have other loans with SoFi and Laurel Road, and I can say that hands down, Earnest is the best! You deserve to be rewarded for good financial decisions.
Student Loans
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What federal loan alternatives should I consider before applying for a private student loan? Before applying for private student loans, it's best to look at other sources of financial aid first. 1 Look for educational funding you don't have to pay back, like scholarships, grants, and work-study opportunities.
Private Undergraduate Student Loans
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Get set for college. Pick your payment, get more time to pay, and talk to someone on our team if you need help. A low interest rate could add up to a mountain of savings. That's why Earnest looks at more than your credit score, to give you the best rate possible. Before applying for private student loans with Earnest, make sure you've completed this pre-application checklist.
Private Graduate Student Loans
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Take your education to the next level, get a low interest rate and flexible repayment options. Check your eligibility in 2 minutes. Before applying for private student loans with Earnest, use this easy pre-application checklist to make sure you're prepared. I've factored in contributions from my family, such as 529 plans (aka money already designated for your education).
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