Prosper was founded in 2005 as the first peer-to-peer lending marketplace in the United States. Since then, Prosper has facilitated more than $12 billion in loans to more than 770,000 people. Through Prosper, people can invest in each other in a way that is financially and socially rewarding. Borrowers apply online for a fixed-rate, fixed-term loan between $2,000 and $40,000.
Individuals and institutions can invest in the loans and earn attractive returns. Prosper handles all loan servicing on behalf of the matched borrowers and investors. Prosper Marketplace is backed by leading investors including Sequoia Capital, Francisco Partners, Institutional Venture Partners, and Credit Suisse NEXT Fund.
Individuals and institutions can invest in the loans and earn attractive returns. Prosper handles all loan servicing on behalf of the matched borrowers and investors. Prosper Marketplace is backed by leading investors including Sequoia Capital, Francisco Partners, Institutional Venture Partners, and Credit Suisse NEXT Fund.
Services
Personal Loans
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With the flexibility and ease of a personal loan through Prosper, you're free to reach your next big milestone. Which dream will your loan help bring to life? We empower you with access to the money you need to build your life. Personal loans through Prosper are flexible and affordable-use yours to pay for almost anything life throws your way, from a special occasion or adoption fees to unexpected expenses, medical costs or a home renovation.
Debt Consolidation
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A debt consolidation loan through Prosper can help you pay off your existing loans faster by reducing the number of interest charges you accrue each month. Keeping track of your credit cards can be stressful, especially with multiple due dates each month. Ever missed a payment because your monthly bill was hidden in a stack of statements?
Home Improvement
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So it really is just a deck. But my new deck is attached to my home, and I when I sit out there I am reminded of the power of my own mind-and my heart. Nothing can replace the feeling of being able to retain our family sanctuary and keep my father's childhood memories alive. Thank you Prosper! Select your home improvement loan amount, answer a few questions and get your lowest eligible rates instantly.
Healthcare Financing
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Whether it's an emergency expense, an elective procedure, or anything in between, you shouldn't have to worry about how you'll pay your medical bills. We offer access to low-interest personal loans with a fixed monthly payment and no prepayment penalties so you can focus on what matters most - your health and well-being.
Home Equity
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A Home Equity Line of Credit (HELOC) is a flexible line of credit that uses your home equity to access up to $500,000* at great low rates. I found Prosper a few months back and they saved our life. We were able to pay off all the high interest credit cards and consolidate to one monthly low interest payment.
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