Our goal is to offer our users more value and a better experience than they receive from their traditional bank. We fulfill that goal with affordable and responsible loans and cards, and no fees and high rewards checking accounts. Upgrade's founding team pioneered fintech 15 years ago. In 2017 we launched Upgrade to offer our users more value and a better experience than they receive from their traditional bank.
In the last four years, over 15 million people have applied for an Upgrade Card or loan through Upgrade, and we have made over $7 billion in affordable and responsible credit available to our customers. Our innovative Upgrade Card combines the flexibility of a credit card with the low cost of an installment loan.
In the last four years, over 15 million people have applied for an Upgrade Card or loan through Upgrade, and we have made over $7 billion in affordable and responsible credit available to our customers. Our innovative Upgrade Card combines the flexibility of a credit card with the low cost of an installment loan.
Services
Personal Loans
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Eliminate high-interest credit card debt and get a clear payoff date that you can circle on your calendar. Streamline your credit and loan payments into a single monthly payment that's easy to manage and pay off. Get the funds you need to remodel, repair, or build the home you want without the hassle of refinancing or taking out a home equity loan.
Rewards Checking
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I have had nothing but the best customer service ever since I became part of the Upgrade family. Keep up the excellent work and customer service. You can use your Rewards Checking card wherever Visa is accepted. It's also easy to add your debit card to Apple Pay or Google Pay so you can take advantage of contactless technology and pay with your device at participating merchants.
Credit Health
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Access your VantageScore 3.0 anytime and understand the key factors influencing your score. Learn ways to unlock your full credit potential with a series of educational articles and resources. Visualize how different scenarios and actions may impact your credit with a data-driven tool that pulls information from your credit report.
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