Business Details
31 Years
experience
Trusted Buy Here Pay Here Car Dealership in Manchester, CT
Established in 1995, Frank's Auto Credit is a family-owned used car dealership in Manchester, CT, founded by Frank M. Lynch. We specialize in providing in-house financing solutions for customers with bad credit, poor credit, low credit, or no credit. Our dealership operates as its own bank, offering direct financing without involvement from external institutions. Every vehicle undergoes a safety inspection and necessary repairs before sale, with each purchase including a 60-day/3,000-mile warranty.We have built a reputation over three decades by helping thousands of customers achieve vehicle ownership through flexible weekly or bi-weekly payment plans, serving the Greater Hartford community with integrity and personalized service.
Services
Used Car Sales
In-House Financing
Credit Building Programs
Vehicle Warranties
Pre-Owned Vehicle Inspections
Details
- Year established: 1995
Highlights and features
- We offer in-house financing with 100% credit approval for all credit types
- Family-owned since 1995 with deep roots in the Greater Hartford community
- All vehicles receive safety inspections and necessary repairs before sale
- Weekly payment plans reported to TransUnion to help build credit scores
- 60-day/3,000-mile warranty included with every pre-owned vehicle purchase
What people say
Amazing customer service
Fast transaction
Credit score improvement
Professional team
No hidden fees
Services
Used Car Sales
We offer a wide selection of quality pre-owned cars, trucks, SUVs, and minivans in Manchester, CT. Each vehicle undergoes rigorous safety inspections and necessary repairs before sale. Our inventory caters to budget-conscious consumers seeking reliable transportation with price points ranging from $10,995 to $15,995.
In-House Financing
Our proprietary financing program provides 100% credit approval for customers with bad, poor, or no credit history. As our own bank, we offer weekly payment plans starting with low down payments, with payments processed directly through our dealership via multiple convenient channels.
Credit Building Programs
We actively help customers rebuild credit through TransUnion reporting of on-time payments. This program specifically benefits individuals with damaged credit scores by providing structured payment plans that demonstrate financial responsibility to major credit bureaus.
Vehicle Warranties
Every vehicle purchase includes a 60-day/3,000-mile warranty covering essential mechanical components. This warranty provides peace of mind for customers purchasing pre-owned vehicles, ensuring protection against unexpected repair costs during the initial ownership period.
Pre-Owned Vehicle Inspections
All inventory undergoes comprehensive safety inspections and necessary maintenance before being offered for sale. This process ensures mechanical reliability, with repairs completed to manufacturer standards, giving customers confidence in the condition of our used vehicles.
Questions
What credit score is needed to qualify for financing?
We work with all credit types, including bad credit, poor credit, and no credit. No minimum credit score is required for approval.
Do you report payments to credit bureaus?
Yes, we report all payments to TransUnion to help customers build or rebuild their credit scores through consistent on-time payments.
What documents are required for approval?
We need two current pay stubs, personal references, a Connecticut driver's license, a phone bill, and a cash down payment for the application process.
What vehicles are currently in stock?
Our inventory includes 2010-2018 model year vehicles like the Hyundai Elantra, Nissan Rogue, Buick Encore, and Honda Civic, priced from $10,995 to $15,995.
Can I get approved the same day?
Yes, we specialize in same-day approvals and vehicle purchases, with many customers driving away with their new vehicle within hours of applying.
Videos
Reviews (5)
Brian Douglass
Dec 24, 2021
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Franks auto is great
Bruce is amazing salesman who understands your needs and it's so easy getting approved and getting a vehicle. Low down payment makes it much better for people in a budget. Overall great place.
Bruce is amazing salesman who understands your needs and it's so easy getting approved and getting a vehicle. Low down payment makes it much better for people in a budget. Overall great place.
Samantha Taveras
Dec 07, 2021
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Coming to Franks was the best thing ever. My credit is not great and I needed to do something to be in a safe car and begun working on my score. Bruce was amazing. Youll see his name all over the rest of the reviews. Im so very thankful for coming to Franks today and leaving with a car same day!
Christen Kane
Nov 02, 2021
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Ive gotten 3 cars from them now. The process is easy and they walk you through everything. The loan payment structure is tailored to my pay periods which makes it easy to budget and plan.
Jazmine Brown
Oct 18, 2021
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Bruce helped me out and I can say the service was incredible. They were upfront and honest and I left with a car the same day
Maria Rosario
Aug 16, 2021
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My name is Maria. Today 9/4/21 I went to Franks Auto and meet Bruce. He was awesome to work with. He explained the whole paperwork and application process to me. I thought that because of my low credit rating I wouldnt be able to get approved. I got approved on the spot and drove off the lot with a car. Thanks Bruce I appreciate all your help today. My Blessings to you and your coworkers.
