Business Details
Your Trusted Mortgage Partner in Portland, Oregon
We are a trusted mortgage lending service proudly serving Oregon and Washington. Our team combines over 16 years of industry expertise with a commitment to personalized client support. As a division of Summit Mortgage Corporation, we operate as a direct lender with in-house underwriting capabilities to ensure efficient loan processing. We specialize in a comprehensive range of financing options including conventional, FHA, VA, USDA loans, and niche products for unique property types. Our experienced professionals prioritize transparency throughout the mortgage process, offering tailored guidance for first-time homebuyers and seasoned investors alike.Located in Portland, Oregon, we maintain strong regional market knowledge while delivering competitive rates and fees. Our dedication to customer satisfaction has earned us referrals and positive feedback from satisfied clients across the Pacific Northwest. Through continuous education and adherence to evolving industry standards, we maintain the expertise required to navigate complex financing scenarios. Our office hours are designed to accommodate busy schedules, with flexible communication options available for remote clients. We believe in building lasting relationships through integrity-driven service and measurable results.
Services
Conventional Home Loans
FHA Home Loans
VA Home Loans
USDA Home Loans
Refinancing Home Loans
Construction & Lot Loans
Remodel & Rehab Loans
Reverse Mortgages
Self-Employed Home Loans
Energy Efficient Mortgages
Highlights and features
- We offer 16+ years of mortgage industry experience
- Our direct lender status enables faster approvals
- We provide in-house underwriting and funding
- Our team maintains competitive rate structures
- We specialize in unique property financing options
What people say
Kept me fully informed
Amazing experience
Fantastic
Quicker loan process
Exceeded expectations
Services
Conventional Home Loans
Standard mortgage products for primary residences, investment properties, and second homes with flexible credit requirements. Our conventional loans offer fixed and adjustable rate options to suit different financial scenarios. We provide personalized rate comparisons to help clients select optimal terms.
FHA Home Loans
Federal Housing Administration-insured mortgages requiring lower down payments and credit scores. Ideal for first-time homebuyers in Oregon and Washington markets. We assist with streamline refinancing options for existing FHA loans.
VA Home Loans
Specialized loan programs for active-duty military and veterans with zero-down payment options. We handle VA-specific requirements including Certificate of Eligibility verification and compliance with funding fee regulations.
Energy Efficient Mortgages
Financing options that include funds for energy-saving home improvements. The EnergySpark program allows borrowers to finance upgrades that reduce long-term utility costs while maintaining competitive interest rates.
Construction Loans
Temporary financing for new home construction with competitive rates during the building phase. We manage the transition to permanent financing upon project completion, ensuring seamless funding throughout the process.
People
Lea Snyder-Rogers
Senior Mortgage Banker
Licensed mortgage professional since 1998 with specialized expertise in Oregon and Washington markets. Leads client consultations and loan origination strategy.
Kim Pepper
Senior Loan Processor
Experienced loan processor handling documentation and compliance requirements for complex mortgage transactions in the Pacific Northwest.
Jake Johnson
Licensed Transaction Coordinator
Manages transaction logistics and client communication throughout the mortgage closing process with attention to regulatory standards.
Questions
What mortgage loan programs do you offer?
We provide conventional, FHA, VA, USDA loans, and specialty programs for manufactured homes, large acreage properties, and energy-efficient upgrades.
Are you a direct lender?
Yes, Summit Mortgage Corporation is a direct lender with in-house underwriting, enabling faster decision-making and better rate control.
Do you offer refinancing options?
We specialize in rate-and-term refinancing, cash-out refinancing, and streamline programs to help homeowners reduce payments or access equity.
What service areas do you cover?
We originate mortgages throughout Oregon and Washington states, with specialized knowledge of local market requirements.
Can self-employed individuals qualify?
Yes, we offer tailored documentation options for self-employed borrowers while maintaining compliance with lending standards.
Reviews (4)
Emily K.
Mar 31, 2021
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Lea and the Summit Mortgage team were excellent. They communicated promptly, and took the extra time to answer my many questions. Other lenders expected me to figure out how to get the best deal. Lea proactively strategized to make sure she was offering me the best deal. Highly recommend.
Josh E.
Mar 06, 2020
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Lea made our home buying experience painless! she was always a phone call away for any questions we had, she made us feel confident in our decision to move forward we would definitely recommend her to anyone.
Mariah M.
Jan 25, 2019
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Lea is a lending queen. She made the lending portion of my home purchase so easy and hassle free. She had great communication and made me feel comfortable through each step. I would recommend her to my closest family and friends! THANK YOU LEA!!!
Kylie J.
Nov 10, 2016
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Lea and Kim were EXCELLENT to work with. They notified me promptly of any issues, and were able to problem solve without much stress on my end. Lea started the mortgage process with me while she was on vacation to make sure that I got an offer in on a house in this swift moving market. Can you say "going above and beyond"?!? I have nothing but excellent things to say about Lea and the team. In the stressful process of buying a house, I felt at ease knowing that they had my back.
