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Your Trusted Mortgage Partner in Portland
Green Mortgage Northwest was founded on the sustainable values that define Portland's community. We specialize in mortgage lending through a paperless, environmentally conscious process designed to simplify home financing. Our team of experienced loan officers brings over a decade of expertise to guide clients through purchases, refinances, and investment property acquisitions. We prioritize personalized service, ensuring every client receives tailored solutions that align with their financial goals.

By leveraging electronic document management and modern technology, we minimize environmental impact while maintaining efficiency. Our commitment to transparency and client education transforms what is often a stressful experience into a seamless, positive journey. As a division of American Pacific Mortgage Corporation, we operate under strict compliance standards while maintaining our local, community-focused approach.
Services
Purchase Mortgages Refinance Services Green Mortgages Investment Property Loans Home Equity Refinancing
Highlights and features
  • We offer over 10 years of mortgage lending experience
  • Paperless process for efficiency and environmental impact
  • Real people providing personalized service
  • Specialized in green mortgages and investment properties
  • Licensed in Oregon, Washington, and Idaho
Associations and certifications
  • NMLS 1850
  • NMLS 1657158
What people say
Personalized service Efficient process Knowledgeable staff
Services
Purchase Mortgages
We provide tailored mortgage solutions for first-time homebuyers and experienced investors. Our streamlined process simplifies Portland area home purchases with competitive rates and expert guidance. Specializing in conventional, FHA, and VA loans for properties across Oregon, Washington, and Idaho.
Refinance Services
Our comprehensive refinance analysis helps homeowners reduce payments, access equity, or change loan terms. We evaluate your current mortgage to identify savings opportunities through rate-and-term or cash-out refinancing options.
Green Mortgages
Specialized financing for energy-efficient homes and sustainable building projects. We offer competitive terms for properties with green certifications or eco-friendly upgrades, supporting Portland's environmental values through responsible lending practices.
Investment Property Loans
Expert guidance for income-producing property investments. We provide tailored solutions for Oregon and Washington investors seeking financing for single-family rentals, multi-unit properties, or vacation homes with clear qualification pathways.
Home Equity Refinancing
Access your home's equity for debt consolidation, education expenses, or home improvements. Our specialists analyze your financial situation to determine optimal cash-out strategies while maintaining favorable loan terms.
People
Heather McGarry
Loan Officer
With over 10 years in mortgage lending, Heather provides expert guidance through complex transactions. Licensed in Oregon, Washington, and Idaho, she specializes in personalized solutions for homebuyers and investors.
Elliot West
Loan Officer
Elliot focuses on making mortgage processes stress-free for first-time homebuyers. Licensed in Oregon and Washington, he brings extensive experience in conventional and specialty loan programs to help clients achieve homeownership goals.
Questions
What mortgage services do you offer?
We provide purchase loans, refinancing options, green mortgages, investment property financing, and home equity solutions across Oregon, Washington, and Idaho.
How does your paperless process work?
Our digital platform enables secure document submission, electronic signatures, and real-time tracking through the entire mortgage process without physical paperwork.
Are you licensed to operate in multiple states?
We hold licenses in Oregon, Washington, and Idaho with NMLS certifications #1850 (corporate) and #1657158 (branch) for compliant mortgage services.
Can you help with investment property financing?
Yes, we specialize in income-producing property loans with tailored solutions for Oregon and Washington real estate investors.
What makes you different from other mortgage companies?
Our combination of local expertise, paperless technology, and personalized service creates a seamless experience while supporting environmental sustainability.
Reviews (1)
Kristal Passy
Mar 02, 2021 Report
John was very helpful and great to work with! He moved along our house buying process quick and easeful. He was also very helpful when we refinanced. Highly recommend!