DG Pinnacle

Business Details

Trusted Mortgage Lending in Miami, FL

DG Pinnacle Home Loans combines over 25 years of collective expertise in real estate financing to deliver tailored mortgage solutions. Our direct-lending model eliminates intermediaries, ensuring competitive rates and streamlined processes for residential and commercial clients. We specialize in conventional, FHA, VA, USDA, and non-QM loans, alongside innovative down payment assistance programs. Our team prioritizes transparency, ethical practices, and personalized guidance to make homeownership accessible. With operations across Florida, Texas, Louisiana, Alabama, and California, we serve first-time buyers, investors, and seniors through jumbo loans, reverse mortgages, and HELOCs.

Our commitment to continuous training ensures clients receive cutting-edge financial strategies. Recognized for rapid underwriting turnaround and bilingual support, weve helped over 1,200 families achieve homeownership. Our mission remains rooted in community impact, reflected in partnerships with local housing authorities. By maintaining rigorous service standards, we position ourselves as a trusted partner in navigating complex mortgage landscapes.

Services

FHA Mortgage Loans VA Mortgage Loans USDA Mortgage Loans HELOC Programs Reverse Mortgages Jumbo Loans Non-QM Loans Foreign National Mortgages DSCR Loans Down Payment Assistance

Highlights and features

Direct lenders with 25+ years of combined mortgage expertise
Specialized down payment assistance programs with up to $30,000 support
Bilingual English/Spanish service for diverse client needs
Rapid underwriting: 48-hour initial review and 24-hour clear-to-close
Licensed in 5 states with exclusive partnerships in local housing programs

What people say

Exceptional service Fast approval process Bilingual support Down payment help Professional team

Website

Update Listing

Services

FHA Mortgage Loans

Designed for first-time buyers with lower credit scores and minimal down payments. These FHA-insured loans require as little as 3.5% down while maintaining competitive interest rates. Ideal for borrowers building equity in starter homes.

VA Mortgage Loans

Exclusive benefits for active-duty military and veterans including zero down payment options and full appraisal refunds. Our VA loan specialists navigate service-specific documentation requirements to maximize entitlement benefits for eligible borrowers.

Down Payment Assistance

Local partnership programs offering up to $30,000 in grants for closing costs and down payments. Available in multiple states through housing finance authorities, these non-repayable funds make homeownership accessible to qualifying first-time buyers.

HELOC Programs

Flexible home equity lines of credit with variable rates and draw periods up to 10 years. Borrowers can access 80-90% of home equity for renovations, debt consolidation, or investment opportunities without refinancing existing mortgages.

Non-QM Loans

Specialized mortgage solutions for borrowers with unique income documentation needs, including self-employed professionals and foreign nationals. These non-traditional loans use bank statements and asset depletion models instead of standard W-2 verification.

People

Noel Veitia

Managing Partner | MLO

Mortgage industry leader with 15+ years of experience in residential and commercial lending. Developed innovative loan programs serving underserved markets while maintaining strict compliance standards.

Jimmy Angee

Branch Manager | MLO

Veteran loan officer specializing in VA and first-time buyer programs. Recognized for exceptional client support through complex mortgage transactions and credit rehabilitation cases.

Yanersi Fuentes

Operations Manager

Streamlined mortgage processing systems reducing average closing times by 30%. Oversees day-to-day operations ensuring seamless coordination between underwriting, compliance, and client service teams.

David Perez

Commercial Loan Officer

Expert in investment property financing with focus on DSCR loans and portfolio lending solutions. Helps real estate investors secure funding for single-family and multifamily properties nationwide.

Serguei Maspoch

Mortgage Loan Originator

Bilingual mortgage specialist connecting Spanish-speaking clients with appropriate loan products. Maintains 95% client satisfaction rate through personalized financial counseling and transparent communication.

Questions

What mortgage programs do you offer for first-time homebuyers?

We specialize in FHA loans, USDA loans, and state-specific down payment assistance programs with grants up to $30,000 for eligible first-time buyers.

Can self-employed individuals qualify for mortgages?

Yes, our Non-QM loan programs accept bank statements instead of traditional tax returns, ideal for self-employed borrowers and small business owners.

Do you offer VA loans with zero down payment?

We provide 100% financing VA loans for qualified veterans and active-duty personnel, including full appraisal refund benefits.

How quickly can you process a mortgage application?

Our average underwriting turnaround is 48 hours initial review with 24-hour clear-to-close for well-documented applications.

Can I use HELOC funds for investment purposes?

Our HELOC programs allow funds usage for real estate investments, debt consolidation, or home improvements while maintaining existing mortgage terms.

Do you service out-of-state properties?

We originate loans in Florida, Texas, Louisiana, Alabama, and California with specialized programs for interstate investment properties.

Reviews (5)

Write a Review

Jannelin Marcial

Nov 04, 2021 Report

Had a great experience with Pinnacle. Needing to refinance my home and close quickly, I came to them recommended by more than one friend. The process was quick, smooth and I was able to close sooner than expected. Thank you so much to everyone who made it possible and special thanks to Jimmy Angee and Ana Nieves for all the effort and guidance. For being available to answer my questions when needed. Thank you for the love and professionalism you pour into what you do. May God bless you always!

Maykel Lopez

Apr 14, 2021 Report

Positive:Professionalism,Quality,Responsiveness
I purchased my home with home recently with DG pinnacle home loans and the process was flawless! Everyone was super professional and i was able to close under 30 days. Thanks to Eriel perez and Noel Veitia for their excellent job and everyone else that made this possible.

Kenia Monroy

Jan 21, 2020 Report

I have purchased several homes in the past and by far this was the smoothest purchase i have ever made. Tony and his staff made sure we closed in 12 days! These guys are top notch and really know their stuff. I will purchase all my future properties throughout DG Pinnacle Funding!

Melitza Torres

Aug 26, 2019 Report

The DG Pinnacle team is amazing. They truly deliver on what they say they can do. The attention, communication and great service I received from everyone, especially Beatriz, with the constant updates is unsurpassed. I highly recommend them.

Nily Padron Nili Photographics

Aug 13, 2019 Report

Thank you to the DG Pinnacle team for your fast closing of my house. I had the best experience ever, stress free. I will highly recommend you to my family and friends.