Business Details
Trusted Mortgage Advisors in Miami, FL
Dade Mortgage Solutions is a trusted mortgage advisory firm dedicated to helping clients navigate home purchase and refinancing options with expertise and personalized service. With a team of seasoned professionals boasting over a decade of industry experience, we specialize in matching clients with tailored mortgage solutions that align with their financial goals. Our approach combines practical knowledge, transparent communication, and a commitment to client satisfaction, ensuring a streamlined and stress-free mortgage process.We prioritize understanding local market dynamics and leverage our relationships with lenders to secure competitive rates and terms. Whether you're a first-time homebuyer or seeking to optimize existing financing, our team provides comprehensive guidance, from pre-approval to closing, backed by a reputation for reliability and ethical lending practices.
Services
Home Purchase Loans
Refinance Loans
FHA Loans
VA Loans
Jumbo Loans
Rural Development Loans
Reverse Mortgages
Home Renovation Loans
15-Year Fixed Rates
30-Year Fixed Rates
Highlights and features
- Senior mortgage advisors with 10+ years of industry experience
- Customized loan comparison tools for informed decision-making
- Transparent, client-focused communication throughout the process
- Specialized knowledge of Miami-Dade County real estate market
- Free consultations and pre-approvals with no upfront costs
Associations and certifications
- NMLS #1982016
What people say
Fast service
Competitive rates
Professional team
Stress-free process
Clear communication
Services
Home Purchase Loans
We offer comprehensive home purchase financing solutions for first-time buyers and seasoned investors. Our advisors help compare loan programs, secure competitive rates, and guide clients through the closing process. With options ranging from conventional to government-backed loans, we ensure tailored solutions that match individual financial circumstances while maintaining compliance with all regulatory standards.
Refinance Loans
Our refinancing services help homeowners reduce monthly payments, shorten loan terms, or access equity through cash-out refinancing. We analyze current mortgage terms, credit profiles, and market conditions to identify optimal refinancing opportunities. The process includes detailed rate comparisons, break-even analysis, and documentation support to ensure a seamless transition to improved loan terms.
FHA Loans
We specialize in FHA-insured mortgage programs designed for low-to-moderate income borrowers. Our team explains eligibility requirements, assists with down payment options, and facilitates the approval process. Features include competitive interest rates, flexible credit requirements, and educational resources to help clients understand long-term obligations associated with these government-backed loan products.
VA Loans
Exclusive mortgage programs for eligible veterans and military families are offered with zero down payment options. We guide service members through VA loan benefits, certificate of eligibility requirements, and specialized underwriting considerations. Our process emphasizes maximizing veteran-specific advantages while ensuring compliance with VA funding fee structures and occupancy rules.
Home Renovation Loans
We facilitate home renovation financing through 203K mortgage programs that combine purchase or refinance with home improvement funds. Our advisors explain the required inspection process, renovation timelines, and contractor selection criteria. This service enables clients to finance both property acquisition and necessary upgrades within a single loan structure.
Questions
What mortgage loan options do you offer?
We provide FHA loans, VA loans, jumbo loans, USDA rural development loans, reverse mortgages, and both 15- and 30-year fixed-rate options.
How can I check current mortgage rates?
Use our online rate checker tool to compare today's mortgage rates and receive personalized rate quotes based on your financial profile.
What's required for mortgage pre-approval?
We need basic financial information including income verification, credit history, and debt-to-income ratio analysis to issue a pre-approval letter.
Do you offer refinancing options?
Yes, we specialize in mortgage refinancing to help homeowners reduce monthly payments, change loan terms, or access home equity.
How does your mortgage process work?
Our process includes pre-approval analysis, loan program comparison, rate selection, and guided closing assistance with dedicated advisor support.
Reviews (5)
Sagrario Garcia
Oct 14, 2021
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Thank You Liberico for helping me with this huge process of buying my first dream home! Mauricio and you are the dynamic duo and I will definitely recommend you guys to everyone for all the professionalism you guys give. Liberico was awesome in helping me go through this process and having so much patience with me! Thank You a Million!!!
Mike Bardales
Aug 17, 2021
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Liberico was amazing!!!! He was very patient with us and very helpful not only did he take time to help educate us in this process but not once did I feel I wasnt going to close. He provided the best rates possible! Every question or doubt we had he answered in a way that gave us a positive mentality. He made our dream come true to finally be home owners!!!! Thank you sir!!!
RuDaGeR
Aug 05, 2021
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What can I say. Liberico Carrasco was exceptional. I was a first time home buyer and I learned a lot from him. He replied right away and was always there when I needed him. He was also extremely patient with me when it was a bit difficult for me to obtain some of the documents he needed. He got me a great rate and right what I needed to purchase my home. I would definitely refer Lib to anyone looking for a home loan. A+, Five stars!
Jose Romero
Jul 30, 2021
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Lib was amazing from the very beginning. He was always available and constantly answered any questions I ever had. He got me an amazing rate (lower then any other I received). I will definitely be using him for any future purchases and will be recommending him to my friends and family
Lindsey Gass
Jul 21, 2021
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Lib was SUCH a pleasure to work with. He's really diligent, stays on top of things, and even was able to get some documents for me that I had trouble getting myself. He got me an incredible rate, great mortgage deal, and even brought me a bottle of wine at my close. Great service and expert experience. 10/10 recommend !
