Ready Mortgage Lenders

Business Details

Your Trusted Mortgage Partner in Miami, FL

Ready Mortgage Lenders is a trusted mortgage lending firm dedicated to providing personalized solutions for homebuyers and refinancers. With over 70 years of combined experience among our executive team, we leverage cutting-edge tools and technology to deliver competitive rates and tailored mortgage products. Our commitment to integrity and community-focused service has driven our growth and success in the Florida market. We specialize in a wide range of loan options, including FHA, VA, USDA, and reverse mortgages, ensuring accessibility for diverse financial situations. Our streamlined process prioritizes transparency, guiding clients from pre-approval to closing with clarity and expertise. By adhering to strict underwriting standards and federal compliance regulations, we ensure a secure and equitable lending environment for all applicants.

Our team of certified professionals maintains open communication throughout the loan journey, addressing client needs with responsiveness and professionalism. Recognized for our ethical practices, we hold a Mortgage Lender License (MLD996) under the Nationwide Mortgage Licensing System (NMLS ID# 1100518). Customer testimonials highlight our ability to simplify complex mortgage decisions while maintaining a client-centric approach. As an Equal Housing Lender, we actively promote fair lending practices and financial inclusivity across Miami and surrounding areas.

Services

FHA Loans Refinancing HARP Loans Home Loans Reverse Mortgages VA Loans USDA Loans

Highlights and features

We offer 70+ years of combined mortgage industry expertise.
Our team provides personalized loan solutions tailored to individual financial goals.
We deliver free tools for pre-approval and rate comparisons.
Our service maintains strict compliance with federal lending regulations.
We specialize in diverse loan programs for varying credit profiles.

What people say

Highly professional Smooth process Responsive communication Tireless work Best mortgage option

Website

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Services

FHA Loans

FHA-insured mortgages require lower down payments and credit scores, making homeownership accessible for qualified buyers. Our team guides clients through FHA loan requirements and benefits. We help applicants understand mortgage insurance premiums and financing options.

Refinancing

We analyze existing mortgages to identify refinancing opportunities for lower rates, reduced payments, or cash-out equity. Our process includes rate comparisons and break-even analysis. Clients receive customized refinancing scenarios tailored to their financial goals.

Reverse Mortgages

Designed for homeowners aged 62+, reverse mortgages convert home equity into tax-free funds. We explain eligibility requirements and payment options while ensuring clients understand long-term implications. Counseling resources are provided to support informed decisions.

Home Loans

Our conventional and government-backed purchase loans accommodate various credit profiles and property types. We offer fixed and adjustable-rate options with personalized rate quotes. The team explains loan-to-value ratios and down payment requirements during initial consultations.

VA Loans

We specialize in VA-guaranteed loans for eligible military members and veterans, featuring zero down payment options. Our process includes service verification and explanation of funding fees. Clients receive guidance on VA appraisal requirements and entitlement restoration.

People

Dayani Cajide

Loan Officer & Realtor

Licensed professional with expertise in mortgage financing and real estate transactions, known for responsive communication and client-focused service.

Andrew Perez

Mortgage Specialist

Experienced loan expert providing knowledgeable guidance through complex mortgage scenarios with a track record of client satisfaction.

Questions

What mortgage loan types do you offer?

We provide FHA, VA, USDA, reverse, and conventional mortgages with terms from 5 to 30 years.

How does the pre-approval process work?

Submit basic financial information to receive personalized loan options and rate estimates within 24 hours.

Can I refinance an existing mortgage?

Yes, we offer rate-and-term and cash-out refinancing options for conventional and government-backed loans.

Are there first-time homebuyer programs available?

We specialize in FHA loans and other programs designed for first-time homebuyers with lower down payments.

Reviews (4)

Write a Review

Louis Bisono

Dec 16, 2021 Report

From the start of the application process to the day we closed and picked up the keys to our brand new home, the folks at Ready Mortgage were there to assist us. Their friendly team of professionals helped us during some of the most stressful & confusing times in the process of acquiring a mortgage. Their dedication and transparency were evident throughout the entire process. Their competitive rates won us over immediately. To close, if youre looking for an honest, transparent & dedicated team of mortgage professionals, GO TO READY MORTGAGE!!

Selenia Gutierrez

Dec 15, 2021 Report

Fast, reliable and efficient as usual. Ready Mortgage continues to exceed my expectations. The processing department takes complete ownership of the file making my job headache free and my clients process runs very smooth. Thank you Ready Mortgage team for the hard work and pleasant experience.

Lisi Bisono

Dec 14, 2021 Report

Everyone who has purchased a home knows just how overwhelming the processes can be, but Ready Mortgage made our purchase smooth and fast. Everyone is a professional at what they do at the office, at one point we felt as if we were the MOST IMPORTANT people there..thank you Ready Mortgage for all that you did so that today we can enjoy our forever home. May God continue to bless abundantly this amazing company.
Louis & Lisi Bisono

Carmen Tavarez

Dec 01, 2021 Report

With Ready mortgage our dream came true, our home, so we were very grateful with the kindnes and professionalism of all its staff, especially Mr. Gino Sabando, Jacqueline Gonzalez and Heather Avalo they were very attentive and helped us a lot, from our heart, many Thank you.