Business Details
Your Trusted Mortgage Partner in Alhambra, CA
Fidelity Funding Bancorp is a nationwide direct lender committed to simplifying the mortgage process through innovative technology and personalized service. With over two decades of experience, our team of professionals prioritizes transparency, integrity, and customer satisfaction, offering competitive rates and tailored solutions for refinancing and home purchases. We pride ourselves on building lasting relationships by delivering stress-free experiences, including unique benefits like our relock policy, appraisal refund, and best rate guarantee. Our mission is to empower clients with the knowledge and support needed to make informed financial decisions, ensuring seamless transactions and long-term trust. 
Services
Refinance
Conventional Financing
VA Loans
FHA Loans
Jumbo Loans
Reverse Mortgage
Highlights and features
- We offer a stress-free mortgage process with expert guidance.
- Our relock policy ensures you get the lowest prevailing rate if rates drop.
- We provide an appraisal refund as a token of appreciation.
- We guarantee the best rate or we'll match and beat it.
- Our team offers real support available 24/7.
Associations and certifications
- NMLS (National Mortgage Licensing System)
What people say
Stress-free process
Knowledgeable agents
Best rate guarantees
Excellent customer service
Reliable and honest lender
Services
Refinance
Refinancing allows homeowners to replace existing loans with new ones to secure lower rates, reduce payments, or access equity. Our streamlined process ensures competitive rates and personalized guidance, helping clients build equity faster while addressing debt consolidation or home improvement needs.
VA Loans
VA loans provide affordable financing for veterans and active-duty members with low rates and no down payment. Backed by the federal government, these loans ensure accessible homeownership while offering flexible terms and reduced closing costs.
FHA Loans
FHA loans cater to first-time buyers with 3.5% down payments and lenient credit requirements. Administered by the Federal Housing Administration, these loans promote homeownership through low barriers to entry and competitive interest rates.
Reverse Mortgage
Reverse mortgages convert home equity into cash for retirees, covering living expenses or healthcare costs. Designed for homeowners 62+, these loans provide financial flexibility without monthly payments, ensuring security in retirement.
Conventional Financing
Conventional loans suit borrowers with strong credit, offering fixed or adjustable rates and flexible terms. Adhering to Fannie Mae and Freddie Mac guidelines, these loans ensure affordability and stability for long-term homeownership.
Questions
What mortgage loan programs do you offer?
We offer refinance options, conventional loans, VA loans, FHA loans, jumbo loans, and reverse mortgages tailored to diverse financial needs.
How does the refinance process work?
Our refinance process simplifies replacing existing loans with new ones to secure lower rates, reduce payments, or access equity with minimal hassle.
Do you offer the best rate guarantee?
Yes, if you find a better rate during the process, we'll match or beat it and add $1,000 to your pocket.
What areas do you serve?
We operate nationwide, providing mortgage solutions to clients across the United States.
