Business Details
Your Trusted Mortgage Partner in Whittier, CA
At Encore Mortgage, we are dedicated to transforming the home financing experience into a seamless and stress-free process. Established in Montebello, CA, our mission has always been to empower communities by providing tailored mortgage solutions that align with individual financial goals. Our team of seasoned professionals brings decades of combined experience in navigating the complexities of the mortgage industry, ensuring clients receive expert guidance at every step. We specialize in a comprehensive range of loan programs, including purchase loans, refinancing options, and specialized products like FHA, VA, and Jumbo loans, all designed to meet diverse client needs. With a commitment to integrity and transparency, we prioritize clear communication and personalized service, helping clients secure competitive rates without unnecessary paperwork or delays.Our streamlined approval process, often completed within 30 days, reflects our dedication to efficiency and client satisfaction. By leveraging cutting-edge tools and a client-centric approach, we aim to demystify the mortgage journey, making homeownership accessible and achievable for first-time buyers and seasoned investors alike. Our reputation as a trusted partner in the mortgage industry is built on a foundation of reliability, ethical practices, and a relentless focus on delivering value to our clients.
Services
Purchase Loans
Refinance Loans
30-Year Fixed
15-Year Fixed
ARM Loans
FHA Loans
VA Loans
JUMBO Loans
Non-QM Loans
Reverse Mortgage
Highlights and features
- We offer quick mortgage approvals within 30 days.
- We provide diverse loan options including FHA, VA, and Jumbo loans.
- Our team serves the local community with personalized attention.
- We have experienced mortgage professionals with deep industry knowledge.
- We deliver competitive rates with transparent, no-hassle processes.
Services
Purchase Loans
Our purchase loans cater to first-time buyers and investors, offering competitive rates and quick approvals. We guide clients through selecting the right loan program, ensuring alignment with their financial goals. With options like fixed-rate and FHA loans, we simplify the path to homeownership.
Refinance Loans
Refinance your existing mortgage to lower payments, adjust loan terms, or access equity. We provide tailored solutions, including rate-and-term and cash-out refinancing. Our process ensures clarity in comparing options for optimal financial outcomes.
30-Year Fixed
Lock in a stable interest rate for 30 years, ideal for long-term homeownership. This loan offers predictable monthly payments and is suited for those prioritizing financial consistency over decades.
FHA Loans
FHA loans require low down payments (as little as 3.5%) and accommodate marginal credit. Designed for first-time buyers, these loans provide accessible pathways to homeownership with flexible qualification criteria.
VA Loans
VA loans offer $0 down payment and no mortgage insurance for eligible veterans. We streamline the process to secure favorable terms, honoring service members' sacrifices through affordable homeownership opportunities.
Questions
What loan options does Encore Mortgage offer?
We provide 30-year fixed, 15-year fixed, ARM loans, FHA, VA, Jumbo, Non-QM, and reverse mortgages to suit diverse financial needs.
How can I get pre-approved for a mortgage?
Complete our online pre-approval request to receive tailored loan options and rate comparisons within minutes.
Do you offer refinancing for existing mortgages?
Yes, we specialize in refinancing to lower payments, adjust terms, or access home equity with quick approvals.
What areas do you serve?
We primarily serve Whittier, CA, and surrounding communities with localized mortgage expertise.
How quickly can I close on a loan?
Most loans close within 30 days through our efficient approval and documentation process.
Reviews (3)
Rhonda M.
May 24, 2021
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This company is very unprofessional and made my dealings with a buyer that fell through a living nightmare extending my sale 6 months for nothing almost making me lose the house I intended to buy with the sale of my property. I should have never accepted their buyer who was supposed to be pre approved but turned out they had mega tax issues that did not even qualify them for their fha loan in the first place. Watch out for Omar who is supposed to be a branch manager, he was horrible to deal with, avoided me and my agent and lied to us through the whole process making my nightmare even worse. This
Erika L.
Sep 18, 2019
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Our refinance with Encore Mortgage went smooth and fast, Daniel as our loan consultant was very professional and reliable, he was always open to answer any questions we had. We absolutely recommend him as your loan consultant.
Misael V.
Sep 13, 2019
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I have been in the Real Estate industry for 24+ years servicing Southern California and have worked with several lenders.
Daniel Carrillo stood out from many Loan Officers in the markets we serve. With today's changing market, constant changes in the interest rates, online lenders over promising and under deliver, Daniel Carrillo (DC) and his Team seem to be always ahead of the competition by tailoring a loan product that fits my clients budget and needs. I highly recommend you give Daniel Carrillo a call and have his Team customize a loan product that will fit your needs.
Daniel Carrillo stood out from many Loan Officers in the markets we serve. With today's changing market, constant changes in the interest rates, online lenders over promising and under deliver, Daniel Carrillo (DC) and his Team seem to be always ahead of the competition by tailoring a loan product that fits my clients budget and needs. I highly recommend you give Daniel Carrillo a call and have his Team customize a loan product that will fit your needs.
