Business Details
30 Years
experience
Commercial Mortgage Solutions & Real Estate Services
Schu Mortgage & Capital is the lending and brokerage arm of our family office, dedicated to providing comprehensive commercial real estate services nationwide. Since 1996, we have specialized in acquisition, disposition, and lending services, helping clients unlock value through innovative solutions like sale-leasebacks with buyback options, private money loans, and conventional/SBA financing. Our team of experienced professionals prioritizes personalized service, tailoring financial strategies to meet individual client needs while maintaining strict confidentiality.We offer free resources and interactive tools to streamline the loan process, ensuring transparency and ease for clients navigating complex commercial real estate transactions. With a focus on building lasting relationships, we combine deep industry expertise with competitive rates to deliver trusted, client-centric solutions across all 50 states.
Services
Sale-Leaseback with Buyback Option
Private Money Loans
Conventional Loans
SBA Loans
Note Purchases
Details
- Year established: 1996
Highlights and features
- We have over 25 years of experience in commercial real estate financing.
- Our team provides personalized financial solutions tailored to your needs.
- We offer a wide range of loan products including SBA, conventional, and private money loans.
- Your information is kept secure and private throughout the process.
- We maintain lasting relationships with clients and investors nationwide.
Services
Sale-Leaseback with Buyback Option
We facilitate sale-leaseback arrangements where businesses sell assets and lease them back, freeing capital while retaining operational use. Clients can later repurchase assets under pre-negotiated terms, offering flexibility for long-term financial planning.
Private Money Loans
We provide short-term commercial loans secured by real estate equity, ideal for distressed properties or urgent funding needs. These loans carry higher interest rates due to increased risk but offer faster approval for time-sensitive transactions.
Conventional Loans
We offer standard commercial mortgages priced using market indexes, suitable for stable properties with strong financials. These loans typically require lower down payments and offer competitive rates for qualified borrowers.
SBA Loans
We originate SBA-backed loans with favorable terms, including up to 95% loan-to-value ratios. These government-supported products provide accessible financing for small businesses meeting eligibility requirements.
Note Purchases
We buy first mortgage notes and trust deeds nationwide, offering liquidity to note holders. This service benefits investors seeking immediate cash flow or portfolio diversification opportunities.
Questions
What commercial loan options do you offer?
We provide sale-leasebacks, private money loans, conventional mortgages, SBA loans, and note purchase services tailored to commercial real estate needs.
How can I get pre-qualified for a loan?
Use our free Commercial Loan Wizard tool to answer questions and receive instant pre-qualification results based on your property details.
Do you work with clients outside California?
Yes, we offer loan products and note purchase services for properties in all 50 states.
What documentation is required for loan applications?
Basic financial statements, property details, and ownership information are typically needed. Our team guides clients through the specific requirements.
How long does the loan process take?
Private money loans can close in days, while conventional/SBA loans typically take 30-60 days depending on complexity and documentation completeness.
