Business Details
33 Years
experience
Your Trusted Mortgage Partner in Miami, FL
At CFN Mortgage Capital, our goal is to create an exceptional customer experience by providing superior mortgage financing solutions managed by a well-trained and talented staff of industry professionals. We leverage innovative technology to make the mortgage process more efficient and cost-effective while offering multiple loan scenarios tailored to individual financing needs. Our in-house quality control, processing, underwriting, and closing departments work collaboratively to deliver the best service available. With over 30 years of combined experience since our founding in 1993, we prioritize fast closings, pre-approvals, and 100% customer satisfaction.Our team specializes in FHA, VA, Conventional, and specialized loan programs designed to benefit diverse borrowers, including service members and foreign nationals. We are committed to simplifying the home buying journey through personalized guidance and transparent communication. Our LAPP Certified status expedites closing processes, and our community-focused approach ensures we meet local market needs in South Florida. As a family-owned business, we maintain a strong reputation for reliability, ethical practices, and adapting to evolving industry standards.
Services
FHA Loans
VA Loans
Conventional Loans
Non-Prime Loans
Portfolio Select Loans
Foreign National Loans
FHA Limited 203(k)
Investor Cash Flow
FNMA HomeStyle
Details
- Year established: 1993
Highlights and features
- Experienced Professionals with 30+ years of combined expertise
- Outstanding Customer Service with personalized loan guidance
- Competitive Rates across diverse mortgage products
- Programs To Fit Your Needs including specialty loans
- Affordable Mortgages with low down payment options
Associations and certifications
- National Mortgage Licensing System (NMLS)
Services
FHA Loans
FHA loans offer low down payments and flexible credit requirements for first-time homebuyers. These government-backed mortgages require as little as 3.5% down with credit scores starting at 580. Our team specializes in FHA Limited 203(k) options for property improvements.
VA Loans
VA loans provide low-cost mortgage options for veterans and active-duty service members. We offer streamlined processes with no down payment requirements and competitive rates. Our LAPP Certification expedites VA loan closings for qualified applicants.
Conventional Loans
Conventional loans include conforming and jumbo options for borrowers with strong credit profiles. We offer flexible terms for primary residences, investment properties, and second homes. Subprime loan alternatives available for unique financial situations.
Portfolio Select Loans
Portfolio loans cater to non-traditional borrowers with unique income documentation needs. These specialized programs accommodate self-employed individuals, foreign nationals, and investors seeking tailored financing solutions beyond standard underwriting guidelines.
Foreign National Loans
Foreign national loans serve non-US citizens purchasing property in the United States. We provide financing options requiring alternative documentation and currency flexibility for international buyers and investors.
People
Mitchell Tepperman
CEO
Mitchell Tepperman co-founded CFN Mortgage Capital in 1993 with over 30 years of combined industry experience. He leads strategic operations and maintains the company's commitment to exceptional customer service and innovative mortgage solutions.
Haydee Tepperman
Co-Founder
Haydee Tepperman co-established CFN Mortgage Capital in 1993, contributing extensive mortgage industry expertise. She plays a key role in shaping the company's community-focused approach and family-oriented business values.
Questions
What loan programs do you offer?
We offer FHA, VA, Conventional, Non-Prime, Portfolio Select, Foreign National, FHA Limited 203(k), Investor Cash Flow, and FNMA HomeStyle loan programs.
How can I get pre-approved?
Apply online or contact our team to complete a Home Buying Power assessment for free pre-approval with no obligation.
Do you work with first-time homebuyers?
Yes, we specialize in first-time homebuyer programs with low down payment options starting at 3.5% for qualified applicants.
Are you LAPP Certified?
Yes, our LAPP Certification expedites VA loan closing processes for eligible service members and veterans.
What areas do you serve?
We primarily serve South Florida with a focus on the Miami metropolitan area from our Sunset Drive location.
How long have you been in business?
CFN Mortgage Capital has operated in South Florida since our incorporation in 1993 by the Tepperman family.
Reviews (4)
Lulu Talavera
Aug 11, 2020
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I would definitely recommend CFN Mortgage Capital. Sara was very thorough, fast, and detail oriented. As a first time home buyer, I was not familiar with the mortgage process and she really took the time to educate me and explain. I had many questions and Sara would always answer my emails promptly and kept me up to date. Due to their efforts, I was able to close ahead of schedule! I am very grateful for my experience. Thank you so much!!!!
Dunia Soto
Jun 13, 2020
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It was great to work with CFN , they were very helpful, knowledgeable and fast. Customer service was great.
Sergiethe Jarquin
Jun 16, 2018
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I would like to thank all the staff at CFN Mortgage for their excellent service. I was able to achieve my greatest dream thanks to their help. We closed on our house within 21 days! They are very experienced and professional. The process was amazing! A special thanks to Sara Rodriguez for her patience and dedication.
Mrspro Pro
Nov 30, 2017
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Excellent customer service- I had the pleasure to meet the production manager Paul Gomez -who assigned a loan officer who took my mortgage application...long story short -after 3 short weeks I closed on my home..Good job CFN you really ROCK!
