Business Details
Your Trusted Naples Mortgage Partner | Primeco Mortgage
For over 30 years, Primeco Mortgage has been a trusted partner in mortgage lending, dedicated to delivering personalized solutions tailored to each client's unique needs. Our team of seasoned professionals combines deep industry expertise with cutting-edge technology to streamline the lending process, offering competitive rates across 30-year, 15-year, and 10-year mortgages, reverse mortgages, jumbo loans, VA loans, and more. We maintain strong relationships with over 25 wholesale lenders, ensuring we secure the right loan program whether you're seeking full documentation, no-documentation, investment property, or multi-family financing.Recognizing the importance of local market knowledge, we serve the Naples community with hands-on guidance and rapid loan processing, avoiding automated systems in favor of personalized service. Our commitment to transparency, professionalism, and ethical lending practices has earned us thousands of satisfied clients and consistent recognition on Zillow. By prioritizing long-term client relationships built on trust and mutual respect, we ensure every borrower receives clear explanations of loan features and benefits, enabling informed decisions that align with their financial goals.
Services
30-Year Mortgage
Reverse Mortgage
15-Year Mortgage
Jumbo Loan
VA Loan
FHA Loan
Investor Mortgage
Multi-Family Loan
Refinance Options
Equity Cash-Out
Highlights and features
- We offer competitive mortgage rates tailored to your needs
- Our 30+ years of industry experience ensure reliable service
- Over 25 wholesale lender partnerships provide diverse options
- Local Naples market expertise speeds loan approvals
- Fast processing with secure digital tools and personal service
What people say
Competitive rates
Fast processing
Personalized service
Local expertise
Transparent terms
Services
30-Year Mortgage
Our 30-year mortgage provides stable, predictable payments with competitive rates. Ideal for homebuyers seeking affordability and long-term financial planning flexibility. This conventional loan option balances manageable monthly payments with substantial borrowing potential, making it our most requested mortgage solution for primary residences.
Reverse Mortgage
Unlock home equity without monthly payments through our reverse mortgage programs. Designed for homeowners over 62, these loans provide cash for expenses, retirement needs, or family support while maintaining property ownership. We guide clients through HUD-approved options with clear cost disclosures.
Jumbo Loan
Financing for premium properties exceeding conventional loan limits. Our jumbo loans offer competitive rates with flexible underwriting for high-value homes. We provide tailored documentation options and work with specialized lenders to accommodate unique real estate investments and luxury property purchases.
VA Loan
Honor military service with zero-down payment mortgages backed by the VA. We streamline the certification process for service members and veterans, ensuring favorable terms with no private mortgage insurance requirements. Our specialists handle complex cases including post-9/11 GI Bill benefits and disability-related exceptions.
Cash-Out Refinance
Convert home equity into liquid funds for home improvements, debt consolidation, or investment opportunities. We analyze current property values and existing debt to structure cash-out refinances that optimize financial positions while maintaining favorable loan-to-value ratios for primary and secondary residences.
Questions
What mortgage options are available for first-time homebuyers?
We offer FHA loans with low down payments, conventional loans with flexible credit requirements, and state-specific programs for first-time buyers in Florida.
How does the refinance process work?
Start with a free rate quote, submit financial documentation, and our team will lock your rate and schedule closing. Most refinances close within 30 days using our streamlined process.
Can I qualify for a mortgage with non-traditional income?
Yes. We accept bank statements, asset depletion, and alternative income documentation for self-employed borrowers and investors with complex financial profiles.
What are the benefits of a reverse mortgage?
Reverse mortgages provide tax-free cash with no monthly payments. You retain home ownership, and funds can be used for living expenses, medical costs, or family support after age 62.
How do you handle property purchases with multiple owners?
We offer specialized financing for multi-family properties and co-owned investments, including varied credit scoring models and customized debt-to-income ratio calculations.
What technology tools aid the mortgage process?
Our digital platform supports secure document uploads, e-signatures, and real-time loan tracking while maintaining traditional communication channels for client preference.
