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50+ Years
experience
Your Trusted Independent Insurance Agency in Westerville, OH
Kalmbaugh Insurance has been a trusted name in Westerville, Ohio since 1975, providing personalized insurance solutions to individuals and businesses. Our team of licensed professionals, including Certified Insurance Counselors, brings over 150 years of combined expertise to help clients navigate the complexities of insurance. We prioritize building personal relationships to understand your unique needs, ensuring you receive tailored coverage from top-rated carriers.

Our commitment to excellence is reflected in our advocacy during the claims process and our dedication to maintaining industry certifications. With decades of experience and a focus on client satisfaction, we strive to deliver policies that protect what matters most to you.
Services
Home and Auto Insurance Business Owners Insurance Cyber Liability Insurance Boats Campers RVs Solar Energy Insurance Umbrella Protection Pet Insurance
Details
  • Year established: 1975
Highlights and features
  • 50 years of local insurance expertise in Westerville, Ohio
  • Personalized policy recommendations from licensed professionals
  • Access to top-rated carriers like Travelers and Liberty Mutual
  • Dedicated claims advocacy to ensure smooth resolution processes
  • Over 150 years of combined industry experience among our team
Associations and certifications
  • Certified Insurance Counselor (C.I.C.)
  • Trusted Choice
What people say
Excellent customer service Personalized attention Trusted protection Top-rated carriers 50 years experience
Services
Home and Auto Insurance
We provide comprehensive home and auto insurance solutions tailored to individual needs. Our policies protect against common risks while offering customizable coverage options. With access to multiple top-rated carriers, we help clients find optimal protection at competitive rates.
Business Owners Insurance
Our business insurance packages protect commercial properties and operations with customizable liability coverage. We specialize in creating risk management strategies that address specific industry needs while maintaining cost-effectiveness for growing businesses.
Cyber Liability Insurance
This specialized coverage protects against financial losses from data breaches and cyber attacks. We help businesses implement risk mitigation strategies while providing comprehensive protection for digital assets and customer information.
Boats Campers RVs
We offer tailored insurance for recreational vehicles including boats, campers, and motorhomes. Our policies cover unique risks associated with recreational vehicles while providing roadside assistance and specialized repair coverage.
Pet Insurance
Our pet insurance plans provide financial protection against unexpected veterinary expenses. We offer flexible coverage options for routine care, emergencies, and chronic conditions while working with multiple providers to find optimal solutions.
People
John C. Kalmbaugh
President/Certified Insurance Counselor
With over 50 years of insurance experience, John is a Certified Insurance Counselor and Ohio State University graduate. He leads our team with a commitment to personalized service and industry excellence.
Ian Kalmbaugh
Marketing and Communications
Ian combines insurance expertise with marketing innovation. Based in Santa Monica, he specializes in creating educational content while maintaining core insurance service standards for our clients.
Kerry Kalmbaugh
Senior Associate
As a licensed property and casualty agent, Kerry provides detailed policy analysis and risk assessment services. His experience ensures clients receive well-structured, value-driven insurance solutions.
Lisa Graham
Customer Experience Specialist
With over 25 years in insurance, Lisa delivers quality service using her dual perspective from agency and corporate roles in personal lines insurance operations.
Ludo Kalmbaugh
Customer Fun Officer
Our energetic team member brings positive energy to client interactions. Ludo's welcoming approach creates comfortable environments for discussing insurance needs while maintaining professional standards.
Questions
What types of insurance do you offer?
We provide home, auto, business, cyber liability, recreational vehicle, solar energy, umbrella, pet, and specialty insurance products from top-rated carriers.
Why use an independent insurance agent?
Independent agents compare multiple carriers to find optimal coverage at competitive rates while providing personalized service and claims advocacy.
How do I file a claim?
Contact our office directly during business hours and our team will guide you through the process while advocating for your best interests.
Do you offer policy reviews?
Yes, we recommend annual policy reviews to ensure your coverage adapts to life changes and evolving protection needs.
Are you available for emergencies?
While we maintain regular business hours, our team provides after-hours contact options for urgent insurance matters.
What makes you different from online insurers?
Our personalized approach combines local expertise with carrier diversity, offering human guidance through complex insurance decisions rather than automated solutions.
Videos
Reviews (1)
J. Zhgt
May 05, 2019 Report
Theyre amazing, really great customer service kind and helpful. Tonya and Margaret are awesome and will help you with anything.