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21 Years
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Emergency
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Independent Insurance Solutions in Bergen County NJ
Founded in 2005, Merwin & Paolazzi has established itself as a trusted leader in providing comprehensive insurance solutions for individuals, families, and businesses across New Jersey. Our team of licensed professionals brings decades of combined experience and advanced industry knowledge to every client interaction, ensuring tailored coverage that meets evolving needs. We prioritize personalized service, maintaining ongoing education to stay ahead of market changes while fostering relationships built on transparency and integrity.

Our independence allows us to offer competitive rates from multiple carriers, focusing on long-term client satisfaction rather than short-term gains. Through continuous process improvement and adherence to ethical standards, we deliver reliable protection that safeguards our clients' futures.
Services
Commercial Insurance Personal Insurance Life & Health Claims Assistance Surety Bonds
Details
  • Year established: 2005
Highlights and features
  • We maintain advanced industry knowledge through annual continuing education programs
  • Our team holds specialized licenses in Property & Casualty, Health/Life, and Surety/Bonding
  • We offer access to multiple insurance carriers for comprehensive coverage options
  • We provide prompt claims assistance with direct carrier contact information
  • Our staff completes annual insurance seminars to maintain market expertise
What people say
Prompt service Compassionate support Knowledgeable staff Personalized attention Comprehensive coverage
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions protecting businesses from premises liability, product defects, and contractual risks. Our team reviews operational exposures to create customized protection plans for contractors, property owners, and commercial enterprises. With access to multiple carriers, we secure competitive coverage that safeguards business continuity while meeting specific industry requirements.
Personal Insurance
Our personal insurance services address diverse household needs through flexible coverage options. Customer service representatives evaluate individual risk profiles to recommend appropriate protection for vehicles, homes, and personal assets. We offer competitive pricing across multiple markets while maintaining personalized support for policyholders from first-time drivers to multi-property owners.
Life & Health Insurance
We offer tailored life insurance solutions including term, whole, and universal life policies combined with comprehensive health coverage options. Our advisors help clients establish financial security through disability income protection and long-term care planning while assisting businesses with key person coverage and succession planning strategies.
Claims Assistance
Our claims process provides immediate support through direct office contact during business hours and carrier access after hours. We maintain relationships with major insurance providers to facilitate efficient claims resolution while offering guidance throughout the reporting and documentation process for property, casualty, and liability claims.
Surety Bonds
We offer various surety bond solutions including bid bonds, performance bonds, and license bonds for contractors and business owners. Our partnerships with major surety providers enable us to secure bonding requirements for construction projects, regulatory compliance, and financial guarantees that support business operations and contractual obligations.
People
Joseph Ferraro
Client since 2000
CEO of Crowdster Inc with 15+ years of experience in business operations. Has expanded family policy coverage through Merwin & Paolazzi's comprehensive insurance solutions.
Courtney Porter
Longtime Client
Multi-generational client with experience in property insurance needs. Recognizes the agency's commitment to knowledgeable service and personalized attention for family insurance requirements.
Stacie Elenis
Satisfied Client
Received compassionate claims support during a stressful vehicle accident situation. Recognizes employee Rossi Vila's exceptional service in navigating insurance processes during challenging circumstances.
Questions
What insurance products does Merwin & Paolazzi offer?
We provide commercial insurance, personal insurance, life and health insurance, surety bonds, and flood insurance solutions tailored to New Jersey clients.
How do I file a claim after business hours?
Contact your insurance carrier directly using the provided after-hours contact numbers listed in our claims reporting section.
What makes Merwin & Paolazzi different from other agencies?
Our independence allows access to multiple carriers while maintaining personalized service through experienced professionals with ongoing industry education.
Do you offer coverage for unique insurance needs?
Yes, our staff specializes in handling unique requirements through customized solutions and comprehensive market analysis for specialized risks.
Are your agents licensed and trained?
All agents maintain active licenses in Property & Casualty, Health/Life Insurance, and Surety/Bonding with annual continuing education requirements.
What areas do you serve?
We primarily serve New Jersey clients from our Lyndhurst office location while maintaining statewide insurance expertise.
Reviews (3)
The Spanglish
Jun 04, 2018 Report
I walked in and the first thing I hesrd from the lady in the front desk, who was on a phone call was: ...are you F-ing kidding me...? I stood in front of yer for and waited 5 minutes, which is not a lot, except when you are listening to another persons conversation and that person is completely ignoring you. When she felt like hanging up, she didnt even greet me... Not sure I would trust these people for absolutely ANYTHING in my life. They are not professional, cordial nor competent.
Courtney Colon
Oct 05, 2015 Report
My family has worked with Merwin & Paolazzi Insurance for many years! They are attentive to all questions and are wonderful people to work with. Each and every individual I have had contact with has been kind, polite and very knowledgeable. I strongly recommend this agency for any insurance needs.
Merwin & Paolazzi Insurance Agency
Sep 27, 2015 Report
I have been a client of Gregg DeVasto of the Merwin & Paolazzi insurance agency since 2000. My parents were clients before me. My insurance requirements and demands have been quite unique over the past 15 years. Gregg, Mike and the other members of the M&P organization have stepped up on 'many occasions' to both meet my insurance needs as well as exceed my support expectations as a customer. I have now expanded my policy to include both of my children whom are now driving and I know they, like me and the rest of my family, are in great hands with M&P.
Joseph Ferraro
CEO
Crowdster Inc