Business Details
Your Trusted Partner for Insurance Solutions
We are committed to delivering smart insurance options that meet current needs while planning for future risks. Our approach combines understanding client needs, researching multiple options, and providing 24/7 availability to ensure comprehensive coverage. With over 500 years of combined experience, our collaborative team prioritizes trust, follow-through, and advocacy to support clients through every stage of their insurance journey. Our proprietary Secret Sauce 365 program offers advanced risk management tools, including patented IQRM technology, to optimize security and growth for commercial clients. 
Services
Property Insurance
General Liability
Workers' Compensation
Auto Insurance
Professional Liability
Construction Bonding
Homeowner Insurance
Umbrella Coverage
Group Life Insurance
Employee Health Benefits
Highlights and features
- We offer 24/7 availability from insurance experts
- Our team has over 500 years of combined experience
- We implement a patented IQRM process for risk management
- We provide personalized service through 50+ carrier partnerships
- Our Secret Sauce 365 program optimizes ongoing business security
What people say
Knowledgeable team
Comprehensive coverage
Personalized service
Innovative solutions
Responsive support
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions protecting businesses against property damage, liability claims, and operational risks. Our policies cover general liability, workers' compensation, auto insurance, and professional liability. With specialized programs like Secret Sauce 365, we help businesses implement risk management strategies that enhance security and qualify for premium credits through improved practices.
Personal Insurance
Our personal insurance offerings protect individuals and families through homeowner, auto, umbrella, and life insurance policies. We provide tailored solutions for recreational activities and disability coverage while offering bundled options to reduce risk exposure. Our agents ensure clients receive appropriate protection for their assets and lifestyle needs through partnerships with 50+ top-tier insurance carriers.
Group Insurance
We help businesses establish competitive employee benefit packages through group life, disability, and health insurance plans. Our specialists identify discounted group rate options that would cost more if purchased individually. These benefits help attract and retain talent while providing employees with financial security and peace of mind through comprehensive coverage solutions.
Secret Sauce 365
This proprietary program evaluates business risk exposure using patented IQRM technology to develop customized risk management strategies. As the only New Jersey agency with access to this software, we help commercial clients optimize safety practices, benchmark against industry standards, and qualify for premium credits. The program provides year-round support for improving business resilience and financial stability.
Professional Liability
We offer professional liability insurance protecting businesses against claims of negligence, errors, or omissions in service delivery. This coverage is essential for professionals facing litigation risks related to their expertise, including consultants, contractors, and service providers. Our policies help safeguard business assets and reputation while covering legal defense costs and potential settlements.
People
Stanley Hladik
President/Owner
With decades of insurance experience, Stanley leads our team in delivering comprehensive coverage solutions while maintaining our commitment to client advocacy and trust.
Diane Bascelli
Chief Operating Officer
Diane oversees daily operations, ensuring our team maintains the highest standards of service delivery and client satisfaction across all insurance offerings.
Christopher Dragone
Vice President
Christopher specializes in commercial insurance solutions, leveraging his expertise to develop strategic risk management programs for business clients.
Laura Miele
Commercial Lines Manager
Laura manages commercial insurance operations, focusing on property and liability coverage solutions that protect businesses against operational risks.
Joann Santos
Personal Lines Manager
Joann leads our personal insurance services, ensuring clients receive tailored coverage for homeowners, auto, and life insurance needs.
Questions
What types of insurance do you offer?
We provide commercial, personal, and group insurance solutions including property, liability, workers' compensation, auto, life, and disability coverage.
What is Secret Sauce 365?
Our proprietary risk management program uses patented technology to optimize business security practices and qualify clients for premium credits.
Do you serve businesses outside New Jersey?
While based in Totowa, NJ, we serve clients nationwide through our extensive carrier network and virtual consultation services.
How quickly can I get insurance coverage?
Our team typically provides customized coverage options within 24-48 hours of initial consultation.
Can you help with employee benefit packages?
Yes, we specialize in group insurance solutions that help businesses attract talent through competitive health, life, and disability benefits.
Reviews (3)
Chris Lordi
Mar 24, 2021
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Great experience all around, especially Denise in claims, she did such a great job handling my claim 20 plus years ago I married her!! The owner Stan is pretty cool 2 but I couldn't marry him!
The Angry Food Critic Dom
Oct 22, 2020
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I was looking to get insurance from them and they never return my calls. I know its just starting out and learning the system a little bit towards getting insurance but after a few phone calls I was blatantly ignored and never called back.
Abbas Naqvi
Nov 27, 2018
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What a great team! They picked out the most cost effective insurance for me and it was at NO COST. Why wouldn't i go with them!
