Daman Associates Inc. is an insurance agency that was established over 25 years ago and is now managed by Noel Albert, a 25 year veteran in the insurance industry. We understand that NJ Residents are paying some of the Highest Insurance Premiums in the US. As an independent insurance agency we are able to quote great savings to our clients and prospective clients.
In many cases we are able to save clients Up to 30% on their current insurance bill. In addition, we are also able to find other savings when clients bundle multiple insurance policies together. Specializing in all lines of personal and commercial insurance, we have access to over 100 markets. Our offices are located in the Franklin Lakes and Edgewater areas.
In many cases we are able to save clients Up to 30% on their current insurance bill. In addition, we are also able to find other savings when clients bundle multiple insurance policies together. Specializing in all lines of personal and commercial insurance, we have access to over 100 markets. Our offices are located in the Franklin Lakes and Edgewater areas.
Services
Auto Insurance
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Daman Associates Inc. offers a free, easy auto quote form so that you can see how much you could be saving. NJ Auto insurance is absolutely necessary for drivers. Unfortunately, it can also be confusing and frustrating. At Daman Associates Inc., we work with multiple carriers, which means we can provide you with options.
Annuity
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An annuity is a contract between you and an insurance company, under which you make a lump-sum payment or series of payments. In return, the insurer agrees to make periodic payments to you beginning immediately or at some future date. Annuities typically offer tax-deferred growth of earnings and may include a death benefit that will pay your beneficiary a guaranteed minimum amount, such as your total purchase payments.
Classic / Antique Car Insurance
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A classic car is not an antique car. Though this may be a tad confusing to people who aren't automotive aficionados, it's important to note, especially if you're looking for an affordable insurance policy. What's the fundamental difference? A classic car enjoys its fair share of road time and needs a more comprehensive coverage plan.
Condo Unit Owner
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A condominium combines the convenience of apartment living with the investment advantage of ownership. Daman Associates Inc. offers a policy specifically designed for individual condominium unit owners. Buying insurance is different for a condominium unit owner than for owners of conventional homes or renters.
Disability Insurance
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Individual disability insurance is truly a basic concept. It is an insurance product designed to replace anywhere from 45-60% of your gross income on a tax-free basis should a sickness or illness prevent you from earning an income in your occupation. Every disability insurance policy from every insurance company is very different, this is not a product to simply shop for the most competitive rate.
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