Business Details
Trusted Health Insurance Solutions for Agents and Advisors
Health Insurance Services has been a trusted partner in the insurance industry for over 35 years. We specialize in empowering benefits brokers and advisors with innovative group health strategies that address complex employer needs while driving business growth. Our nationwide reach and deep market access enable us to deliver tailored solutions for organizations ranging from small businesses to institutional employers. With offices in Detroit, Milwaukee, Austin, and Philadelphia, we provide comprehensive support throughout the entire client journeyfrom prospecting and education to implementation and ongoing service.Our expertise in retiree healthcare, direct contracting, reinsurance, level-funding, and pharmacy strategies positions us as a leader in solving modern financial and benefits challenges. We remain committed to ethical practices, client confidentiality, and leveraging our extensive experience to deliver measurable value to every partner we serve.
Services
Group Health Strategies
Retiree Healthcare Plans
Senior Health Insurance
Direct Contracting Services
Pharmacy Benefit Management
Reinsurance Solutions
Level-Funding Programs
Medicare Advantage Plans
Partial Self-Funding
Policy Implementation
Highlights and features
- We have a 35-year history of delivering innovative insurance solutions.
- Our nationwide scope serves organizations of all sizes.
- We offer specialized group health strategies for complex needs.
- We provide unrivaled access to insurance markets and carriers.
- Our team supports brokers from prospecting through implementation.
What people say
Excellent solution
Unique products
Indispensable resource
Expertise in Medicare
Superior customer service
Services
Group Health Strategies
We develop customized group health solutions that reduce long-term liabilities while enhancing employee benefits. Our strategies help brokers serve diverse employersfrom small businesses to public institutions. With nationwide market access, we deliver flexible plans that adapt to evolving healthcare needs and regulatory requirements.
Retiree Healthcare Plans
Our retiree healthcare programs combine individual market benefits with group plan advantages. These solutions help employers maintain competitive benefits for retirees while managing costs. We provide implementation support and ongoing management for sustainable retiree coverage programs.
Direct Contracting Services
We facilitate direct healthcare provider contracts that improve benefit efficiency and cost control. This approach creates value-based arrangements tailored to specific employer populations. Our expertise ensures optimal network design and contract negotiation outcomes.
Pharmacy Benefit Management
Our pharmacy strategies optimize medication coverage while reducing prescription costs. We implement formulary management systems and specialty drug programs that balance affordability with comprehensive care. These solutions integrate seamlessly with broader health plan designs.
Level-Funding Programs
We design level-funded health plans that provide predictable costs and potential refunds for employers. These programs combine fixed monthly payments with stop-loss protection to manage financial risk. Our approach maintains flexibility while improving budget certainty for self-funded plans.
Questions
What insurance services do you offer?
We specialize in group health strategies, retiree healthcare plans, direct contracting, pharmacy benefits, and level-funded programs for employers of all sizes.
How do you help insurance agents grow their business?
We provide brokers with specialized tools and market access to expand into new verticals while improving client retention through innovative coverage solutions.
Which areas do you serve?
We operate nationwide with local support from offices in Detroit, Milwaukee, Austin, and Philadelphia.
What experience do you have?
Our agency has delivered insurance solutions for over 35 years, working with small businesses to institutional employers across various industries.
