Founded in 1985, Christiansen Insurance Services emphasizes an independent agency approach in sorting through the "alphabet soup" of Medicare. As an independent, Christiansen Insurance Services is able to offer the area's leading plans to its customers without regard to sales quotas or outside pressure from the insurance companies.
Customers receive the value-added benefit of our ability to shop one company against the other while getting the best possible insurance plan at the lowest possible cost. Health plan recommendations are tailored to the individual's needs; Christiansen Insurance Services uses state-of-the-art analytical tools to help select the most cost effective plans.
Customers receive the value-added benefit of our ability to shop one company against the other while getting the best possible insurance plan at the lowest possible cost. Health plan recommendations are tailored to the individual's needs; Christiansen Insurance Services uses state-of-the-art analytical tools to help select the most cost effective plans.
Services
Testimonials
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There is no doubt I have and would continue to recommend Christiansen Insurance Services agency to all my acquaintances. Mark is very thorough explaining different plans; but the most important thing to me is if you have a problem or question he is Johnny on the spot. He will find or help you get answers as soon as possible.
Medicare Advantage Plans
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A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans.
Medicare Supplement Insurance Plans
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A Medicare supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.Then your Medigap policy pays its share.
Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.Then your Medigap policy pays its share.
Medicare Part D Prescription Plans
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Medicare offers prescription drug coverage to everyone with Medicare. If you decide not to join a Medicare Prescription Drug Plan when you're first eligible, and you don't have other creditable prescription drug coverage, or you don't get Extra Help, you'll likely pay a late enrollment penalty. To get Medicare drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare.
Employee Benefits
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SAVING MONEY on employee benefits is a must in today's economy. The cost of providing benefits is rising significantly, while employees consistently seek more and more from their benefits packages. Many employers struggle to balance employee needs with their own capabilities and bottom lines. Helping you meet these divergent objectives is our specialty.
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