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Your Trusted Independent Insurance Partner in Orlando, FL
Fleming Agency is an independent insurance agency serving Central Florida with over 100 years of combined experience across its team. We specialize in delivering personalized insurance solutions for both individuals and businesses, representing multiple top-rated insurance carriers to ensure comprehensive coverage. Our approach centers on building lasting client relationships through tailored risk management strategies and dedicated service. As a locally owned firm, we prioritize understanding the unique needs of our community while maintaining access to industry-leading insurance partners. Our expertise spans high net worth insurance, home and auto coverage, business liability protection, and specialized policies addressing emerging risks like cyber threats.We emphasize transparency in policy details, proactive risk assessment, and ongoing support throughout the claims process. With 24/7 client access and a commitment to continuous education about evolving insurance landscapes, we position ourselves as trusted advisors rather than mere policy providers. Our team's longevity in the industry directly translates to more informed decision-making for clients seeking asset protection. Through interactive tools and detailed consultations, we help clients identify coverage gaps and implement solutions that adapt to changing life circumstances. This combination of local insight and national carrier partnerships enables us to deliver insurance programs that balance affordability with robust protection.
Services
Home Insurance
Auto Insurance
Business Insurance
High Net Worth Insurance
Cyber Liability Insurance
Church Insurance
General Liability Insurance
Professional Services Insurance
Flood Coverage
Excess Liability Coverage
Highlights and features
- We have over 100 years of combined experience in insurance advisory services
- We offer personalized policy recommendations from multiple carrier options
- Our team maintains active licenses and certifications in insurance advisory practices
- We provide 24/7 client access to policy management tools and support
- We specialize in complex insurance needs including high net worth assets and cyber liability
Services
High Net Worth Insurance
Specialized coverage for valuable assets requiring enhanced protection. Designed for clients with significant property investments needing higher liability limits and customized endorsements. Combines multiple coverage layers to address unique risks associated with luxury properties, collectibles, and secondary homes.
Cyber Liability Insurance
Protection against data breaches, identity theft, and technology-related financial losses. Covers both personal and business exposures including malware damage, unauthorized data access, and cyber extortion incidents. Includes response support and legal expense coverage for affected parties.
Church Insurance
Tailored risk management for places of worship and religious institutions. Covers property damage, clergy liability, volunteer protection, and event-related exposures. Includes specialized endorsements for school programs, community outreach activities, and pastoral counseling services.
Excess Liability Coverage
Additional liability protection beyond standard policy limits. Provides secondary coverage for catastrophic events across personal and business policies. Covers legal defense costs and settlement amounts exceeding primary insurance limits for incidents like severe accidents or major property damage claims.
Flood Insurance
Specialized coverage for flood-related property damage not included in standard policies. Available through National Flood Insurance Program and private carriers. Covers structural damage, contents replacement, and mitigation costs from weather-related flooding events in both residential and commercial properties.
People
John Fleming
Founder
With over 30 years in the insurance industry, John established Fleming Agency to provide independent, client-focused coverage solutions. He leads strategic direction while maintaining active client relationships.
Sarah Mitchell
Senior Insurance Advisor
Specializing in high net worth insurance for 18 years, Sarah helps clients protect valuable assets through customized coverage strategies. She holds multiple industry certifications in wealth management protection.
Questions
What types of personal insurance do you offer?
We provide home, auto, condo, high net worth, valuable possessions, and specialty coverage like collector car insurance tailored to individual needs.
How do you personalize insurance solutions?
Our agents analyze your specific assets, lifestyle risks, and future plans to recommend customized coverage combinations from multiple carrier options.
Do you offer business insurance for specialized industries?
Yes, we provide cyber liability, professional services, general liability, and church insurance with tailored endorsements for unique business exposures.
What makes high net worth insurance different?
High net worth policies address elevated asset values, include broader liability protection, and offer specialized coverage for valuable possessions and secondary homes.
How does your claims support work?
We provide direct agent assistance throughout the claims process, including documentation review, carrier coordination, and settlement guidance for both personal and business claims.
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Reviews (1)
S. Tew
Sep 08, 2018
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My family has used the Fleming Agency for many years, for all of our insurance needs. They are a great company that provides old-fashioned customer service, coupled with top-notch professionalism. They are always quick to help me with anything I need and are on top of issues before I even realize they exist. I strongly recommend this family-owned and operated insurance agency.
