Business Details
20 Years
experience
Trusted Insurance Solutions in Winter Park, FL
Founded in 2006, Fudge Insurance has grown from a local agency to a nationally recognized provider serving clients in all 50 states and over 70 countries. Our team combines 15+ years of expertise in vacation rental insurance with comprehensive coverage solutions for homeowners, businesses, and investors. Recognized as a top 10% independent agency by IIABA & Reagan Consulting, we maintain a 4.9-star Google rating through personalized service and a commitment to community. With over 20,000 customers and $100M in premiums written, we leverage modern technology while maintaining the personal touch that earned 75% of our business through referrals. Our values-driven approach includes donating 1% of gross revenue to charitable causes and supporting local programs like the Winter Springs Football Program.As business owners ourselves, we understand the critical importance of proper insurance coverage for both personal and commercial assets. Our global experience with foreign investors and portfolio-level programs positions us uniquely to serve diverse client needs. Through continuous team expansion and technological modernization, we ensure excellent service for our rapidly growing customer base. Our leadership team brings decades of combined experience in insurance and technology, maintaining our position at the forefront of the industry.
Services
Short Term Rental Insurance
Homeowners Insurance
Business Insurance
Long-term Rental Insurance
Portfolio-level Insurance
Life Insurance
Flood Insurance
Accidental Damage Waiver
Details
- Year established: 2006
Highlights and features
- We have 15+ years of experience in vacation rental insurance
- Our team maintains a 4.9-star Google rating from verified clients
- 75% of our business comes from customer referrals
- We dedicate 1% of gross revenue to charitable causes
- Our portfolio-level programs serve developers and investors globally
Associations and certifications
- IIABA & Reagan Consulting
What people say
Best service
Excellent service
Knowledgeable team
Quick claim resolution
Grateful for their help
Services
Short Term Rental Insurance
Specialized insurance for short-term rental properties addresses unique risks faced by property owners. Our 15+ years of experience ensures comprehensive protection for global clients. We provide tailored policies that cover property damage, liability, and income loss.
Homeowners Insurance
Comprehensive coverage for primary residences includes property, contents, and liability protection. Available in all 50 states, our policies protect against common risks while offering customizable options. We ensure compliance with state-specific requirements and individual needs.
Business Insurance
Tailored insurance solutions protect businesses from multiple risks including property damage, liability claims, and workers' compensation needs. Our business owners' expertise ensures comprehensive protection for commercial properties and operations. We offer bundled packages for complete risk management.
Flood Insurance
Specialized policies cover damage from rising water outside the home. Our experts help clients understand flood risk zones and policy options. We provide coverage that meets federal requirements while offering enhanced protection for high-risk areas.
Portfolio-level Insurance
Custom insurance programs for large property portfolios serve developers, managers, and investors. Our specialty programs offer streamlined coverage for multiple properties with consistent protection standards. We provide centralized management for complex real estate holdings.
People
Doug Fudge
President
Co-founder with 17+ years of insurance experience, Doug leads Fudge Insurance's strategic direction. He transitioned from co-owner to sole proprietor in 2021, continuing the company's values-driven approach.
Jared Townsend
Chief Financial Officer
Joining in 2012, Jared manages financial operations and technology modernization. His leadership helped position Fudge Insurance among the top 10% of independent agencies nationally through strategic growth initiatives.
David Davis
Chief Technology Officer
As CTO, David leads digital transformation efforts since 2020. He implemented modern technology systems that improved client service efficiency while maintaining personalized insurance solutions for growing customer base.
Questions
What types of insurance does Fudge Insurance offer?
We provide homeowners, business, life, flood, and vacation rental insurance, along with portfolio-level programs for property investors.
Do you offer insurance outside Florida?
Yes, we provide coverage in all 50 states and serve clients in over 70 countries with specialized international insurance solutions.
How do I file a claim?
Contact our team directly via phone or email for immediate assistance. We'll guide you through documentation and coordinate with carriers for prompt resolution.
What makes Fudge Insurance different?
Our combination of 15+ years of vacation rental expertise, global experience, and community commitment with modern technology sets us apart from traditional agencies.
Do you support local communities?
Yes, we donate 1% of gross revenue to charities and actively support local programs like the Winter Springs Football Program through sponsorships.
Reviews (4)
Margarita Tejada
Jan 03, 2022
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Positive:Professionalism,Quality,Responsiveness,Value
The Team at Fudge Insurance a very responsive, professional and always treat me as a valued customer.
The Team at Fudge Insurance a very responsive, professional and always treat me as a valued customer.
Raul Aguilera
Jan 03, 2022
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Positive:Professionalism,Quality,Responsiveness
Alisha with Fudge insurance is fantastic! Very helpful, responsive and professional!
Alisha with Fudge insurance is fantastic! Very helpful, responsive and professional!
Eric Thomas
Nov 26, 2021
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Great experience with timely quotes, competitive rates and explored many different markets to find the best possible policy for us.
Jessica Collins
Nov 03, 2021
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Kristen Pino was amazing when assisting us with obtaining the appropriate insurance needed for a new building we purchased. She went above a beyond!
