We post NYC payroll (either partial or full) on the Wednesday afternoon prior to Friday payday. Membership eligibility includes all NYS (City, State, Federal) Law Enforcement personnel (Uniform & Civilian), Retirees, and all family members. The Finest Federal Credit Union app is more than mobile banking, from savings to checking, from auto, home or equipment to online banking and flexible hours.
With lower rates than most credit cards, you can borrow the money you need for whatever you need it for. Your next vacation, paying down high-interest-rate credit cards, or purchasing equipment is just a few clicks away. We strive to help our officers, whether its obtaining a loan, opening a CD or a free checking account.
With lower rates than most credit cards, you can borrow the money you need for whatever you need it for. Your next vacation, paying down high-interest-rate credit cards, or purchasing equipment is just a few clicks away. We strive to help our officers, whether its obtaining a loan, opening a CD or a free checking account.
Services
Who We Are
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The Finest Federal Credit Union is the only financial institution in New York State chartered specifically to serve the needs of all Law Enforcement Personnel (Uniform & Civilian), Retirees and all Family members. Chartered in 2015, The Finest FCU evolved from the vision of a group of retired NYPD officers.
Memberships
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The Finest Federal Credit Union is a not-for-profit, cooperative financial institution that is owned by its members. We are dedicated to helping our members improve their financial lives. The credit union offers a full array of lending, savings, checking and wealth management services to meet your banking needs.
Debit Cards
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The Finest Debit Card gives you access to your savings or checking account wherever you go. The Debit card can be used at ATMs worldwide or to pay for good or services wherever Mastercard is accepted. The funds will be deducted from your checking or savings account at The Finest. MobiMoney is a mobile app that offers our debit cardholders a convenient way to manage their debit cards including:.
Share Certificates
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Whether you're saving extra for retirement or just building a nest egg for future expenses, The Finest can help you with your savings goals. Share certificates are a safe, flexible option for longer term savings. Share certificates offer dividends at higher rates than regular savings accounts, and you can choose the term that best suites your needs.
IRAs
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It's never too early to start thinking about and planning for your retirement. Some financial experts estimate that the average person will need approximately 75 to 80 percent of their pre-retirement income in order to maintain their standard of living after they retire.* Reach your retirement goals with one of The Finest's retirement savings accounts.
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