Business Details
50+ Years
experience
Your Trusted Financial Partner in New York
Established in 1965, Ukrainian National Federal Credit Union has grown from a small community initiative serving 50 members to a thriving financial institution supporting over 6,500 members. As a not-for-profit organization, we prioritize our members' financial well-being by offering competitive rates, low fees, and personalized service. Our expertise spans savings accounts, loans, and investment products tailored to meet diverse financial needs.Recognized for our commitment to excellence, we operate under the philosophy of 'People Helping People' while maintaining federal insurance through the National Credit Union Administration. With decades of experience serving the Ukrainian Orthodox community and beyond, we combine deep local knowledge with industry-standard practices to deliver reliable, ethical financial solutions.
Services
Share Savings Accounts
Auto Loans
Home Loans
Personal Loans
Student Loans
IRAs
Credit Cards
Details
- Year established: 1965
Highlights and features
- We return excess earnings to members through better rates and lower fees.
- Your savings are federally insured up to $250,000 by NCUA.
- We specialize in serving the Ukrainian Orthodox community's financial needs.
- We offer personalized service with over 50 years of local expertise.
- We provide access to hundreds of surcharge-free ATMs nationwide.
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Share Savings Accounts
Our Share Savings Accounts offer secure, flexible options for building financial stability. Members earn competitive dividends while maintaining easy access to funds. With low minimum balance requirements and federal insurance, these accounts provide a reliable foundation for both short-term goals and long-term wealth accumulation.
Auto Loans
We provide affordable auto loans with competitive interest rates for new and used vehicle purchases. Our streamlined application process and flexible terms help members achieve car ownership while maintaining financial responsibility. Loan specialists work personally with applicants to ensure appropriate financing solutions.
Home Equity Loans
Home Equity Loans offer members access to low-rate financing using home equity as collateral. These loans feature predictable monthly payments and potential tax advantages. Our lending team provides personalized guidance to help homeowners leverage their property's value for major expenses or debt consolidation.
Student Loans
We offer specialized student loan programs to help members finance higher education expenses. With competitive rates and flexible repayment options, our education loans support undergraduate and graduate studies. We partner with Sallie Mae to provide Smart Option Student Loans that combine affordability with comprehensive borrower protections.
Online Banking
Our Online Banking platform provides 24/7 access to account management tools. Members can check balances, transfer funds, pay bills, and deposit checks remotely. The secure system includes real-time transaction tracking and customizable financial alerts to help users maintain control over their finances from any location.
People
Natalia Pachashynska
Chief Executive Officer
With decades of leadership in community financial services, Natalia Pachashynska guides strategic operations while maintaining focus on member-centric service excellence.
Iurii Baiurak
President
Iurii Baiurak brings extensive banking expertise to his role, overseeing daily operations and ensuring alignment with the credit union's mission of community financial empowerment.
Yaroslav Koshelevskiy
Chairman
As Board Chairman, Yaroslav Koshelevskiy provides governance leadership with deep understanding of the Ukrainian community's financial needs and cultural context.
Questions
Who is eligible for membership?
Membership is available to members of specific Ukrainian Orthodox churches in New York and New Jersey, including Holy Trinity Cathedral and St. Andrew Church congregations.
What loan types do you offer?
We provide auto loans, home loans, personal loans, student loans, home equity loans, and business loans with competitive rates for qualified members.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency.
Do you have online banking services?
Yes, we offer comprehensive online banking including bill pay, mobile check deposit, account transfers, and real-time transaction tracking through FlexTeller.
What are your branch hours?
Most branches are open Monday-Friday 9:30 AM-3:30 PM or 6:00 PM, with Saturday hours until 2:00 PM. Check specific branch schedules for details.
