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Your Trusted Insurance Partner in Lexington, KY
Cambridge Insurance is a locally owned independent insurance agency serving Lexington, Kentucky and surrounding areas. We represent multiple top-tier insurance carriers to provide comprehensive coverage options tailored to personal and commercial needs. Our team prioritizes honesty, fairness, and prompt claims resolution while building long-term relationships with clients. With decades of combined experience in the insurance industry, we offer specialized expertise in risk assessment and policy customization. Our commitment to exceptional customer service includes 24/7 claims support and personalized guidance through life's unexpected events.We serve both individuals and businesses, offering protection for homes, vehicles, commercial properties, and liability exposures. Our local knowledge enables us to address specific insurance challenges faced by Kentucky residents and business owners. Through continuous policy reviews and risk management consultations, we help clients maintain optimal coverage as their needs evolve. Our agency maintains strong partnerships with insurance providers to ensure competitive pricing without compromising service quality. This dedication to client advocacy has established us as a trusted insurance resource in the Lexington community.
Services
Auto Insurance
Homeowners Insurance
Commercial Auto
Workers Compensation
Flood Insurance
Life Insurance
Renters Insurance
General Liability
Commercial Property
Business Owners Policy
Highlights and features
- We offer locally tailored insurance solutions with statewide expertise
- Our team provides 24/7 claims support and emergency assistance
- We maintain partnerships with multiple top-tier insurance carriers
- Our agents have decades of combined experience in risk management
- We provide personalized policy reviews and coverage adjustments
Services
Auto Insurance
We provide comprehensive auto insurance coverage for personal and commercial vehicles. Our policies protect against liability, collision, and uninsured motorists while offering customizable deductibles. Clients benefit from competitive rates through our multiple carrier partnerships and specialized coverage options for high-value vehicles.
Homeowners Insurance
Our homeowners insurance policies protect against property damage, liability claims, and additional living expenses. We offer standard and customized coverage options with endorsements for valuable items. Policyholders receive assistance with claims processing and risk mitigation strategies for Kentucky's specific weather risks.
Workers Compensation
We provide workers' compensation insurance for businesses of all sizes, meeting Kentucky's legal requirements while protecting employers from workplace injury claims. Our policies include coverage for medical expenses, lost wages, and rehabilitation costs with access to a network of approved healthcare providers.
General Liability
Our general liability policies protect businesses from third-party claims of property damage, bodily injury, and advertising injuries. Coverage includes legal defense costs and settlement payments with policy customization for specific industry risks faced by Kentucky businesses.
Flood Insurance
We offer flood insurance through the National Flood Insurance Program and private carriers to protect properties in Lexington's flood-prone areas. Policies cover structural damage and personal property losses with specialized risk assessments to determine appropriate coverage limits.
People
J. Carson Evans
Principal
J. Carson Evans leads Cambridge Insurance with over 30 years of industry experience. He oversees agency operations and strategic partnerships while maintaining active client relationships. His leadership focuses on maintaining the agency's community commitment and insurance expertise.
Joe Evans
Agent
Joe Evans specializes in commercial insurance solutions with particular expertise in construction and agribusiness coverage. He works closely with Kentucky business owners to develop comprehensive risk management strategies tailored to their specific operational needs.
Jeremy Blair
Agent
Jeremy Blair focuses on personal insurance lines, helping families protect their assets through customized auto, home, and life insurance packages. He provides ongoing policy reviews to ensure coverage evolves with clients' changing life circumstances.
Rob Buchanan
Agent
Rob Buchanan specializes in commercial property and liability insurance for Lexington businesses. He has particular experience with hospitality and restaurant insurance, offering tailored solutions that address industry-specific risks and compliance requirements.
John Coody
Agent
John Coody provides insurance solutions for contractors and construction professionals. He offers specialized coverage for equipment, liability, and project-specific risks while maintaining strong relationships with local trade associations.
Questions
What types of insurance do you offer?
We offer personal insurance (auto, home, life) and commercial insurance (general liability, workers' comp, commercial property) with specialized coverage for unique needs.
Do you provide 24/7 claims support?
Yes, we offer 24-hour claims assistance with dedicated phone support and online reporting options for emergency situations.
Are you licensed to operate in Kentucky?
We are a licensed insurance agency in Kentucky with agents holding appropriate state certifications for insurance sales.
How can I get a free insurance quote?
Request a free quote through our website forms or call us directly at 859-252-0381 for personalized coverage recommendations.
Do you offer business insurance for small businesses?
Yes, we specialize in customized business insurance packages for small businesses including BOP policies, liability coverage, and industry-specific protections.
Can I modify my existing insurance policy?
Contact our office during business hours to request policy changes, or use our online forms for coverage adjustments and endorsements.
Reviews (5)
Samantha Jean Moore
Aug 29, 2021
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I am a first time homebuyer and was referred to Cambridge Insurance by my realtor. I thought that going through a smaller company might be more expensive than my current name brand insurer but I was WRONG. Not only did they provide me with multiple adjusted rate options (I had no idea you could choose a $250 deductible ), they offered me BETTER coverage for $450 less than what I was paying annually! I am so happy with my decision to #shoplocal and will be referring all of my friends to this company from now on.
Melissa is an absolute gem Thank you so
Melissa is an absolute gem Thank you so
Trey McCallie
Mar 05, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
John Coody has taken great care of me and my family. John is knowledgeable and does a lot of fact finding before he recommends a policy. I feel confident I have the best policy at the best prices. I appreciate John's attention to detail.
John Coody has taken great care of me and my family. John is knowledgeable and does a lot of fact finding before he recommends a policy. I feel confident I have the best policy at the best prices. I appreciate John's attention to detail.
Jason Price
Mar 03, 2021
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Positive:Professionalism,Quality,Value
Cambridge insurance has made shopping for insurance easy. Great agents like John Coody have always helped me find high quality coverage for the best price. They have the advantage of shopping several different companies to find you the insurance that best fits your needs.
Cambridge insurance has made shopping for insurance easy. Great agents like John Coody have always helped me find high quality coverage for the best price. They have the advantage of shopping several different companies to find you the insurance that best fits your needs.
John Elias
Jan 25, 2021
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Positive:Professionalism,Responsiveness
John Coody is very responsive, and truly cares about his clients. Cant say enough good things!
John Coody is very responsive, and truly cares about his clients. Cant say enough good things!
Tyrell Hayden
Jan 17, 2021
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Positive:Professionalism
Cambridge Has The Best Quality And Customer Service For Your Insurance Needs. They Really Care And Really Want The Best For You. John Is Great!
Cambridge Has The Best Quality And Customer Service For Your Insurance Needs. They Really Care And Really Want The Best For You. John Is Great!
